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POLDERKE

Active Private limited companyfounded 1992active for 34 yearsRetiesebaan 254, 2460 KasterleeKBO/BCE: BE 0447.218.203 #6 oldest company in Kasterlee, Real estate sector

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €253,495 (2012)
€33,966▼ 23.0%
lowest -€24,429 (2014)
€11,483▼ 53.4%
peak €425,847 (2025)
€425,847▲ 0.3%
€17,847▼ 26.1%
peak 2 FTE (2012)
-not published
Board2 names since 2011
2 directorsJANSSEN Paula Theresia Marcella and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €44,127 to €33,966Result from €24,652 to €11,483Dividend €10,000Debts from €24,160 to €17,847Investments €80,500Cash from €134,697 to €7,553

Key points

from the 2025 annual accounts

Equity

€425,847 ▲ 0.3%
424,3642024+11,483Profit-10,000Dividend425,8472025

POLDERKE paid out €10,000 in dividends. That is 87% of the 2025 profit.

Turnover

≈ €93,000 estimated

The micro format states no turnover.

Investments

€80,500 4.6 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

Three of the last ten came late. The 2019 accounts came latest: 60 days after the end of the period.

Position in the sector

96.0%

Higher solvency than 95% of companies in real estate. Sector median 28.9% · 17,194 companies.

Checked score

96
Excellent
Financially stronger than 65% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 96.0% of total assets
52-36short-term debt 4.0% · cash 1.7%
72-4return on assets 2.6%

Score breakdown

raises risk
Liquidity: current ratio 20.82, cash €7,553, halved
lowers risk
Size: total assets €443,694
Founded in 1992
Figures for financial year 2025 (filed on 25-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 59% on liquidity, 63% on profitability and 47% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as POLDERKE has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of POLDERKE itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for POLDERKE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 20.82 (18.18 in 2024), above the usual 1.5. Short-term debt is 4% and cash 1.7% of total assets. 4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €443,694
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 20.82, cash €7,553, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
48 days early
2023
27 days late
2022
42 days early
2021
33 days early
2020
46 days early
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JP
Director, since 29-12-2011
MP
Director, since 29-12-2011
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0447218203
2 directors resigning, 2 reappointments Resignations: MEES Paul Jan Maria and JANSSEN Paula Theresia Marcella · Reappointments: MEES Paul Jan Maria (director) and JANSSEN Paula Theresia Marcella (director) · General meeting of 22-09-2023 · Gazette deed
First establishment Retiesebaan 254, Kasterlee
Incorporation published on 12-05-1992 · Gazette deed
All 45 events

Comparable companies

same main activity, similar in size and age
Company
POLDERKE Kasterlee €443,694 €33,966 96.0% -
IMMAS Schilde €370,208 €48,909 43.7% -
LIFT CLEAN Antwerp €352,543 €47,506 38.3% -
COMATIM Knokke-Heist €456,251 €35,880 98.7% -
OPIR Ham-sur-Heure-Nalinnes €492,371 €34,053 20.3% -
SOPEDI Mont-Saint-Guibert €411,816 €31,803 82.6% -
AMGLE Baelen €399,705 €29,080 7.3% -

These companies have the same main activity as POLDERKE: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €353,000 and €492,000, founded between 1990 and 1993.

Official details

Source: KBO
Status
Active since 16-04-1992Normal situation
Activity
Development of residential building projectsNACE 68121
Establishment unit
2.057.466.3072460 Kasterlee, since 12-05-1992
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

€443,694▼ 1.1%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on POLDERKE

POLDERKE files the micro format. That format states no turnover. The gross margin fell from €111,740 in 2006 to €33,966 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about POLDERKE

What is the company number of POLDERKE?
The company number of POLDERKE is 0447.218.203. The VAT number is the same number with BE in front: BE 0447.218.203.
Where is POLDERKE based?
The registered office is at Retiesebaan 254, 2460 Kasterlee.Company details
What does POLDERKE do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of POLDERKE?
POLDERKE is a private limited company (BV).
When was POLDERKE founded?
POLDERKE was founded on 16-04-1992.
Is POLDERKE still active?
Yes, POLDERKE is an active enterprise in the KBO register.
What is the turnover of POLDERKE?
The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €33,966 and 32 comparable companies (NACE 681). It probably lies between €51,000 and €190,000.Financials
Is POLDERKE profitable?
In financial year 2025, POLDERKE made a profit of €11,483.
Where can I find the annual accounts of POLDERKE?
POLDERKE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POLDERKE due?
POLDERKE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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