Coco Jamo
ActiveCoco Jamo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €73k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 2.7 in 2024), and 31.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.5%
Return on assets
19.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
442 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 0.9%
2024 · €255k
2023: €100k
2024: €255k
2023 → 2025
Total assets
€375k▼ 11.8%
2024 · €425k
2023: €231k
2024: €425k
2023 → 2025
Net result
€73k▼ 13.4%
2024 · €84k
2023: €97k
2024: €84k
2023 → 2025
Working capital
€199k▼ 4.7%
2024 · €209k
2023: €76k
2024: €209k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€100k-€255k▲ 154%€257k▲ 0.9%
Operating result€140k-€116k▼ 17.2%€109k▼ 6.6%
Net result€97k-€84k▼ 13.8%€73k▼ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€92k▼ 1.9%
Current assets
€283k▼ 14.7%
Equity and liabilities €375k
Equity
€257k▲ 0.9%
Debt
€118k▼ 30.9%
The debt ratio falls from 40.1% to 31.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€135k▼
2024 · €137k
Cash flow
€99k▼
2024 · €105k
Solvency
68.5%▲
2024 · 59.9%
Current ratio
3.38▲
2024 · 2.70
Quick ratio
3.38▲
2024 · 2.70
Debt / equity
0.46▼
2024 · 0.67
ROE
28.3%▼
2024 · 33.0%
ROA
19.4%▼
2024 · 19.7%
Interest coverage
48.39▲
2024 · 47.13
Debt
€118k▼
2024 · €171k
Debt ≤ 1 year
€84k▼
2024 · €123k
Debt > 1 year
€32k▼
2024 · €46k
Income taxes
€33k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€425k€375k▼
Fixed assets21/28€94k€92k▼
Tangible fixed assets22/27€94k€92k▼
Land and buildings22€5k€5k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€88k€88k▼
Current assets29/58€331k€283k▼
Amounts receivable within one year40/41€115k€63k▼
Trade receivables40€11k€25k▲
Other amounts receivable41€104k€38k▼
Cash at bank and in hand54/58€216k€219k▲
Equity and liabilities
Total equity and liabilities10/49€425k€375k▼
Equity10/15€255k€257k▲
Contributions10/11€3k€3k=
Reserves13€252k€254k▲
Distributable reserves133€252k€254k▲
Amounts payable17/49€171k€118k▼
Amounts payable after more than one year17€46k€32k▼
Financial debts170/4€46k€32k▼
Amounts payable within one year42/48€123k€84k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€51k€66k▲
Taxes450/3€46k€58k▲
Remuneration and social security454/9€5k€8k▲
Other amounts payable47/48€53k-
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€342€1k▲
Gross operating margin9900€137k€136k▼
Operating profit (loss)9901€116k€109k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€115k€106k▼
Income taxes67/77€31k€33k▲
Profit (loss) for the period9904€84k€73k▼
Profit (loss) for the period to be appropriated9905€84k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€73k▼
Transfer to equity691/2€84k€73k▼
To other reserves6921€84k€73k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €73k ▼13.4%
Net result drops to €73k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 442 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €255k ▲154%
2 profitable years in a row build equity to €255k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude straat 549800 DeinzeGround area
766 m²
Building footprint
136 m²
Volume, LiDAR
841 m³
Parcel 44004C0072/00L000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coco Jamo
since 20222.336.948.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0072/00L000 | Flanders | 766 m² | 1 · 136 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,692 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.