MANAGEMENT & TRADE
ActiveMANAGEMENT & TRADE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 92% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 14.85 against 12.5 in 2024; short-term debt: 6.7% and cash: 0% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
22 d early
2022
on the day
2021
21 d early
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▼ 2.6%
2024 · €264k
2019: €224k
2020: €253k
2021: €292k
2022: €296k
2023: €260k
2024: €264k
2019 → 2025
Total assets
€275k▼ 3.9%
2024 · €287k
2019: €357k
2020: €980k
2021: €1.00M
2022: €959k
2023: €302k
2024: €287k
2019 → 2025
Net result
€-7k
2024 · €4k
2019: €54k
2020: €17k
2021: €51k
2022: €4k
2023: €-35k
2024: €4k
2019 → 2025
Working capital
€255k▼ 1.9%
2024 · €260k
2019: €135k
2020: €135k
2021: €166k
2022: €171k
2023: €262k
2024: €260k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€292k-€296k▲ 1.4%€260k▼ 11.9%€264k▲ 1.4%€257k▼ 2.6%
Operating result€68k-€13k▼ 81.4%€-21k€-20k▲ 3.7%€-13k▲ 34.2%
Net result€51k-€4k▼ 92.1%€-35k€4k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€2k▼ 49.4%
Current assets
€273k▼ 3.2%
Equity and liabilities €275k
Equity
€257k▼ 2.6%
Debt
€18k▼ 18.5%
The debt ratio falls from 7.9% to 6.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▲
2024 · €-17k
Cash flow
€-5k▼
2024 · €6k
Solvency
93.3%▲
2024 · 92.1%
Current ratio
14.85▲
2024 · 12.50
Quick ratio
14.85▲
2024 · 12.50
Debt / equity
0.07▼
2024 · 0.09
ROE
-2.7%▼
2024 · 1.3%
ROA
-2.5%▼
2024 · 1.2%
Interest coverage
-8.04▲
2024 · -10.45
Debt
€18k▼
2024 · €23k
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€0▼
2024 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€287k€275k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€283k€273k▼
Amounts receivable after more than one year29€210k€210k=
Other amounts receivable291€210k€210k=
Amounts receivable within one year40/41€72k€58k▼
Trade receivables40-€2k
Other amounts receivable41€72k€56k▼
Cash at bank and in hand54/58€101€33▼
Deferred charges and accrued income490/1€214€6k▲
Equity and liabilities
Total equity and liabilities10/49€287k€275k▼
Equity10/15€264k€257k▼
Contributions10/11€7k€7k=
Reserves13€56k€56k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€201k€195k▼
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€8k€11k▲
Suppliers440/4€8k€11k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-16k€-10k▲
Operating profit (loss)9901€-20k€-13k▲
Financial income75/76B€25k€7k▼
Recurring financial income75€25k€7k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€4k€-7k▼
Income taxes67/77€58€0▼
Profit (loss) for the period9904€4k€-7k▼
Profit (loss) for the period to be appropriated9905€4k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€201k€195k▼
Profit (loss) brought forward from the previous period14P€198k€201k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 10/07/2026
- Registered-office move, 26 Rue du Magistrat, boite C.02, 1050 Bruxelles
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-35k ▼973%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 7.72
Current ratio from 2.33 to 7.72; short-term debt falls from €129k to €39k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wethoudersstraat 261050 ElseneGround area
2,217 m²
Building footprint
418 m²
Volume, LiDAR
3,475 m³
Parcel 21447B0185/00P005, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUCY D
since 20042.136.534.272
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0185/00P005 | Brussels | 2,217 m² | 1 · 418 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANJO7472
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Coco Jamo
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Genero
BE 0803.693.203
Hannut · Eq €257k
MIME
BE 0473.798.577
Merelbeke-Melle · Eq €257k
BARLEY'S INVEST
BE 0878.150.007
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-02-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.