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Genero

Active
Private limited companyfounded 20233 yrs activePlace Lucien Gustin 5A, 4280 Hannut, BelgiumKBO/BCE: BE 0803.693.203

Genero has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €101k. Its solvency ranks better than 68% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+5
Growth52
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 3.1 in 2024; short-term debt: 25.6% and cash: 94.2% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.2%
Return on assets
28.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
30 d early
2024
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€257k▲ 64.8%
2024 · €156k
2024: €156k
2024 → 2025
Total assets
€351k▲ 54.1%
2024 · €228k
2024: €228k
2024 → 2025
Net result
€101k▼ 32.2%
2024 · €149k
2024: €149k
2024 → 2025
Working capital
€256k▲ 69.6%
2024 · €151k
2024: €151k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€156k-€257k▲ 64.8%
Operating result€193k-€129k▼ 33.1%
Net result€149k-€101k▼ 32.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2024: €193k€193kNet result 2024: €149k€149kOperating result 2025: €129k€129kNet result 2025: €101k€101k20242025
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets €5k▲ 3.6%
Current assets €346k▲ 55.3%
Equity and liabilities €351k
Equity €257k▲ 64.8%
Debt €94k▲ 31.0%
The debt ratio falls from 31.5% to 26.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131k
2024 · €194k
Cash flow
€102k
2024 · €150k
Solvency
73.2%
2024 · 68.5%
Current ratio
3.85
2024 · 3.10
Quick ratio
3.85
2024 · 3.10
Debt / equity
0.37
2024 · 0.46
ROE
39.3%
2024 · 95.5%
ROA
28.8%
2024 · 65.4%
Interest coverage
1790.59
2024 · 544.22
Debt
€94k
2024 · €72k
Debt ≤ 1 year
€90k
2024 · €72k
Debt > 1 year
€4k
Income taxes
€28k
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€228k€351k
Fixed assets21/28€5k€5k
Tangible fixed assets22/27€3k€3k
Furniture and vehicles24€3k€3k
Financial fixed assets28€2k€2k=
Current assets29/58€223k€346k
Amounts receivable within one year40/41€15k€15k
Trade receivables40€15k€15k
Other amounts receivable41€2€2=
Cash at bank and in hand54/58€207k€331k
Equity and liabilities
Total equity and liabilities10/49€228k€351k
Equity10/15€156k€257k
Contributions10/11€7k€7k=
Profit (loss) carried forward14€149k€250k
Amounts payable17/49€72k€94k
Amounts payable after more than one year17-€4k
Other amounts payable178/9-€4k
Amounts payable within one year42/48€72k€90k
Trade debts44€13k€7k
Suppliers440/4€13k€7k
Taxes, remuneration and social security45€59k€82k
Taxes450/3€52k€80k
Remuneration and social security454/9€8k€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€944€1k
Gross operating margin9900€194k€131k
Operating profit (loss)9901€193k€129k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€357€73
Recurring financial charges65€357€73
Profit (loss) for the period before taxes9903€193k€129k
Income taxes67/77€44k€28k
Profit (loss) for the period9904€149k€101k
Profit (loss) for the period to be appropriated9905€149k€101k
Appropriation of the result
Profit (loss) to be appropriated9906€149k€250k
Profit (loss) brought forward from the previous period14P-€149k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200kEq €257k ▲64.8%
2 profitable years in a row build equity to €257k.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Lucien Gustin 5A4280 Hannut
Ground area
920 m²
Building footprint
215 m²
Parcel 64034A0339/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Genero
Place Lucien Gustin 5A, 4280 HannutActivities of head offices; management consultancy activities
since 20232.347.693.869
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64034A0339/00D000 Wallonia 920 m² 1 · 214 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,824 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.