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ANJO7472

Active
Private limited companyfounded 20188 yrs activeSpinnerijstraat(B) 23, 9290 Berlare, BelgiumKBO/BCE: BE 0691.660.577

ANJO7472 has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €257k and a net result of €54k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
100 / 100
Excellent▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+4
Solvency96▲+5
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 12.13 against 5.35 in 2023), and 47% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
34 d early
2023
42 d early
2022
38 d early
2021
31 d early
2020
46 d early
2019
36 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€257k▲ 26.5%
2023 · €203k
2019: €60k 2020: €95k 2021: €140k 2022: €164k 2023: €203k
2019 → 2024
Total assets
€485k▲ 9.3%
2023 · €443k
2019: €279k 2020: €305k 2021: €415k 2022: €419k 2023: €443k
2019 → 2024
Net result
€54k▲ 38.1%
2023 · €39k
2019: €41k 2020: €35k 2021: €45k 2022: €24k 2023: €39k
2019 → 2024
Working capital
€337k▲ 79.2%
2023 · €188k
2019: €53k 2020: €59k 2021: €116k 2022: €142k 2023: €188k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€95k-€140k▲ 47.8%€164k▲ 17.0%€203k▲ 23.7%€257k▲ 26.5%
Operating result€49k-€70k▲ 44.4%€38k▼ 45.3%€59k▲ 53.7%€83k▲ 40.6%
Net result€35k-€45k▲ 30.0%€24k▼ 47.4%€39k▲ 63.3%€54k▲ 38.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2020: €49k€49kNet result 2020: €35k€35kOperating result 2021: €70k€70kNet result 2021: €45k€45kOperating result 2022: €38k€38kNet result 2022: €24k€24kOperating result 2023: €59k€59kNet result 2023: €39k€39kOperating result 2024: €83k€83kNet result 2024: €54k€54k20202021202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 41% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €485k
Fixed assets €117k▼ 44.7%
Current assets €367k▲ 58.8%
Equity and liabilities €485k
Equity €257k▲ 26.5%
Debt €228k▼ 5.2%
The debt ratio falls from 54.2% to 47.0%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€90k
2023 · €75k
Cash flow
€61k
2023 · €55k
Solvency
53.0%
2023 · 45.8%
Current ratio
12.13
2023 · 5.35
Quick ratio
12.13
2023 · 5.35
Debt / equity
0.89
2023 · 1.18
ROE
20.9%
2023 · 19.2%
ROA
11.1%
2023 · 8.8%
Interest coverage
6.15
2023 · 7.45
Debt
€228k
2023 · €240k
Debt ≤ 1 year
€30k
2023 · €43k
Debt > 1 year
€185k
2023 · €188k
Income taxes
€22k
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€443k€485k
Fixed assets21/28€212k€117k
Tangible fixed assets22/27€60k€82k
Land and buildings22€40k€55k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€5k€16k
Other tangible fixed assets26€13k€11k
Financial fixed assets28€152k€35k
Current assets29/58€231k€367k
Amounts receivable after more than one year29€25k€142k
Other amounts receivable291€25k€142k
Amounts receivable within one year40/41€22k€24k
Trade receivables40€22k€23k
Other amounts receivable41-€1k
Current investments50/53€80k€0
Cash at bank and in hand54/58€71k€164k
Deferred charges and accrued income490/1€33k€38k
Equity and liabilities
Total equity and liabilities10/49€443k€485k
Equity10/15€203k€257k
Contributions10/11€19k€19k=
Reserves13€185k€238k
Distributable reserves133€185k€238k
Amounts payable17/49€240k€228k
Amounts payable after more than one year17€188k€185k
Financial debts170/4€188k€185k
Amounts payable within one year42/48€43k€30k
Current portion of amounts payable after more than one year42€11k€3k
Trade debts44€858€2k
Suppliers440/4€858€2k
Taxes, remuneration and social security45€7k€11k
Taxes450/3€5k€9k
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€25k€13k
Accrued charges and deferred income492/3€9k€12k
Income statement Code20232024
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€7k
Other operating charges640/8€560€7k
Gross operating margin9900€75k€97k
Operating profit (loss)9901€59k€83k
Financial income75/76B€6k€7k
Recurring financial income75€6k€7k
Financial charges65/66B€10k€15k
Recurring financial charges65€10k€15k
Profit (loss) for the period before taxes9903€55k€76k
Income taxes67/77€16k€22k
Profit (loss) for the period9904€39k€54k
Profit (loss) for the period to be appropriated9905€39k€54k
Appropriation of the result
Profit (loss) to be appropriated9906€39k€54k
Transfer to equity691/2€39k€54k
To other reserves6921€39k€54k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €54k ▲38.1%
Operating result €83k, net result €54k, both a record.
31-12
Financial Liquidity doublescurrent ratio 12.13
Current ratio from 5.35 to 12.13; short-term debt falls from €43k to €30k.
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200kEq €203k ▲23.7%
5 profitable years in a row build equity to €203k.
23-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €24k ▼47.4%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150kEq €164k ▲17%
4 profitable years in a row build equity to €164k.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €140k ▲47.8%
3 profitable years in a row build equity to €140k.
15-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spinnerijstraat(B) 239290 Berlare
Ground area
736 m²
Building footprint
169 m²
Volume, LiDAR
823 m³
Parcel 42003B0100/00S000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANJO7472
Spinnerijstraat(B) 23, 9290 BerlareComputer programming, consultancy and related activities
since 20182.275.249.024
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42003B0100/00S000 Flanders 736 m² 1 · 169 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,827 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-03-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.