Equity
€1.1m ▲ 18.6%
CLOVER INC paid out €35,498 in dividends. That is 17% of the 2025 profit.
CLOVER INC
Lifetime
4 annual accounts with figures on one time axispeak €440,905 (2024)
€382,581▼ 13.2%
peak €262,358 (2024)
€214,271▼ 18.3%
peak €1.1m (2025)
€1.1m▲ 18.6%
€346,012▼ 54.8%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €440,905 to €382,581Dividend €35,498Equity from €961,457 to €1.1mDebts from €765,420 to €346,012Cash from €26,826 to €135,277
Key points
from the 2025 annual accountsLiquidity
3.54 was 0.98 in 2024
Short-term debts fell from €377,242 to €42,539.
Position in the sector
€214,271
Higher net result than 95% of companies in advertising and market research. Sector median €14,076 · 9,124 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,135 companies had the same profile as CLOVER INC has now. Each dot stands for 8 companies, two years later.
97.0%
were still trading
2.1%
stopped another way
0.8%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,135 companies, not a prediction for CLOVER INC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
- founderdeed of 06-07-2022
- founderdeed of 06-07-2022
- founderdeed of 06-07-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788191514
Company renamed from DE BRUYN MACHELEN to CLOVER INC
General meeting of 12-01-2023 · Gazette deed
Incorporation
Demerger: IMMO W. DE BRUYN splits off to DE BRUYN MACHELEN · Founders: , , and 1 other · Appointments: (director) and (director) · published on 06-07-2022 · Gazette deed
First establishment
DE BRUYN MACHELEN, Kerklaan 56, Machelen (Brab.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLOVER INC Machelen (Brab.) | €1.5m | €382,581 | 76.7% | - |
| BRIDGE UP Soumagne | €1.2m | €467,189 | 77.9% | - |
| GELIAN Oostkamp | €1.2m | €394,793 | 73.3% | - |
| IBT Invest Awans | €1.3m | €281,684 | 60.2% | - |
| GRAMCORE Temse | €1.1m | €456,616 | 73.8% | - |
| VB CLEANING Lasne | €1.1m | €311,606 | 44.4% | - |
| LM Soins Braine-l'Alleud | €1.7m | €295,625 | 9.8% | - |
These companies have the same main activity as CLOVER INC: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €1.1m and €1.7m, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 04-07-2022Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 4 others
- Establishment unit
- 2.334.629.8501830 Machelen (Brab.), since 04-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-07-2025
Annual accounts 2025
- ≈ €740,000estimated
- €1.5m▼ 13.9%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on CLOVER INC
CLOVER INC files the micro format. That format states no turnover. The gross margin rose from €80,082 in 2022 to €382,581 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLOVER INC
- What is the company number of CLOVER INC?
- The company number of CLOVER INC is 0788.191.514. The VAT number is the same number with BE in front: BE 0788.191.514.
- Where is CLOVER INC based?
- The registered office is at Kerklaan 56, 1830 Machelen (Brab.).Company details
- What does CLOVER INC do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of CLOVER INC?
- CLOVER INC is a private limited company (BV).
- When was CLOVER INC founded?
- CLOVER INC was founded on 04-07-2022.
- Is CLOVER INC still active?
- Yes, CLOVER INC is an active enterprise in the KBO register.
- What is the turnover of CLOVER INC?
- The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €382,581 and 46 comparable companies (NACE 73). It probably lies between €510,000 and €960,000.Financials
- Is CLOVER INC profitable?
- In financial year 2025, CLOVER INC made a profit of €214,271.
- Where can I find the annual accounts of CLOVER INC?
- CLOVER INC filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLOVER INC due?
- CLOVER INC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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