Equity
€843,655 ▲ 64.6%
Equity rose in 2025 from €512,469 to €843,655.
GRAMCORE
Lifetime
3 annual accounts with figures on one time axispeak €456,616 (2025)
€456,616▲ 6.7%
peak €331,186 (2025)
€331,186▲ 21.0%
peak €843,655 (2025)
€843,655▲ 64.6%
€299,624▲ 13.9%
Board1 name since 2023
1 directorDAMME Wim Pieter Dirk
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Equity from €512,469 to €843,655Cash from €357,611 to €156,845
Key points
from the 2025 annual accountsTurnover
≈ €880,000 estimated
The micro format states no turnover.
Position in the sector
€331,186
Higher net result than 95% of companies in advertising and market research. Sector median €14,755 · 8,616 companies.
Checked score
97
Excellent
Financially stronger than 74% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.1m
Sector: Advertising, market research and public relations activities (NACE 73)
Figures for financial year 2025 (filed on 28-07-2026)
Equity €843,655 (73.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 72% of them on solvency, 49% on liquidity, 88% on profitability and 87% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as GRAMCORE has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of GRAMCORE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for GRAMCORE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.83 (2.97 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 13.7% of total assets. 26.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
23 days early
2023
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 17 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797496386
Incorporation
Founding capital of €2,500 · Founder: DAMME Wim Pieter Dirk · Appointment: DAMME Wim Pieter Dirk (director) · published on 25-01-2023 · Gazette deed
First establishment
Koningin Paolalaan 5, Temse
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as GRAMCORE: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €918,000 and €1.3m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 23-01-2023Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 5 others
- Establishment unit
- 2.340.583.4729140 Temse, since 23-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- €1.1m▲ 47.4%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on GRAMCORE
GRAMCORE files the micro format. That format states no turnover. The gross margin rose from €351,777 in 2023 to €456,616 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GRAMCORE
- What is the company number of GRAMCORE?
- The company number of GRAMCORE is 0797.496.386. The VAT number is the same number with BE in front: BE 0797.496.386.
- Where is GRAMCORE based?
- The registered office is at Koningin Paolalaan 5, 9140 Temse.Company details
- What does GRAMCORE do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of GRAMCORE?
- GRAMCORE is a private limited company (BV).
- When was GRAMCORE founded?
- GRAMCORE was founded on 23-01-2023.
- Is GRAMCORE still active?
- Yes, GRAMCORE is an active enterprise in the KBO register.
- What is the turnover of GRAMCORE?
- The turnover in financial year 2025 is ≈ €880,000. This figure is estimated from the gross margin of €456,616 and 46 comparable companies (NACE 73). It probably lies between €610,000 and €1.1m.Financials
- Is GRAMCORE profitable?
- In financial year 2025, GRAMCORE made a profit of €331,186.
- Where can I find the annual accounts of GRAMCORE?
- GRAMCORE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GRAMCORE due?
- GRAMCORE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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