CDOPTICAL
ActiveCDOPTICAL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €5k. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 16% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency19▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.18 in 2024), and 90.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.2%
Return on assets
2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
30 d late
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 28.5%
2024 · €18k
2018: €-10k
2019: €-9k
2020: €-11k
2021: €-5k
2022: €-2k
2023: €14k
2024: €18k
2018 → 2025
Total assets
€249k▲ 124%
2024 · €111k
2018: €26k
2019: €26k
2020: €3k
2021: €91k
2022: €83k
2023: €146k
2024: €111k
2018 → 2025
Net result
€5k▲ 50.3%
2024 · €3k
2018: €41k
2019: €245
2020: €-2k
2021: €6k
2022: €2k
2023: €17k
2024: €3k
2018 → 2025
Working capital
€19k▲ 7.4%
2024 · €17k
2018: €-10k
2019: €-9k
2020: €-13k
2021: €-9k
2022: €-6k
2023: €13k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-2k▲ 48.9%€14k€18k▲ 23.4%€23k▲ 28.5%
Operating result€7k-€4k▼ 44.0%€24k▲ 547%€6k▼ 74.9%€9k▲ 54.5%
Net result€6k-€2k▼ 62.3%€17k▲ 619%€3k▼ 80.0%€5k▲ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€4k▲ 731%
Current assets
€245k▲ 121%
Equity and liabilities €249k
Equity
€23k▲ 28.5%
Debt
€226k▲ 142%
The debt ratio rises from 84.0% to 90.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€11k▲
2024 · €7k
Cash flow
€6k▲
2024 · €5k
Solvency
9.2%▼
2024 · 16.0%
Current ratio
1.08▼
2024 · 1.18
Quick ratio
1.08▼
2024 · 1.18
Debt / equity
9.90▲
2024 · 5.25
ROE
22.2%▲
2024 · 19.0%
ROA
2.0%▼
2024 · 3.0%
Interest coverage
19.28▲
2024 · 12.62
Debt
€226k▲
2024 · €93k
Debt ≤ 1 year
€226k▲
2024 · €93k
Income taxes
€4k▲
2024 · €2k
Staff costs
€78k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€249k▲
Fixed assets21/28€520€4k▲
Tangible fixed assets22/27€520€4k▲
Furniture and vehicles24€520€4k▲
Current assets29/58€111k€245k▲
Amounts receivable within one year40/41€101k€144k▲
Trade receivables40€101k€141k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€10k€101k▲
Equity and liabilities
Total equity and liabilities10/49€111k€249k▲
Equity10/15€18k€23k▲
Contributions10/11€6k€6k=
Reserves13€38€38=
Non-distributable reserves130/1€38€38=
Reserves not available under the articles1311€38€38=
Profit (loss) carried forward14€12k€17k▲
Amounts payable17/49€93k€226k▲
Amounts payable within one year42/48€93k€226k▲
Trade debts44€45k€49k▲
Suppliers440/4€45k€49k▲
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9€1k€6k▲
Other amounts payable47/48€32k€162k▲
Income statement
Code20242025
Remuneration, social security and pensions62€30k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€503€495▼
Gross operating margin9900€37k€89k▲
Operating profit (loss)9901€6k€9k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€570€548▼
Recurring financial charges65€570€548▼
Profit (loss) for the period before taxes9903€5k€9k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Profit (loss) brought forward from the previous period14P€8k€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼823%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Artisanat 11420 Braine-l'AlleudGround area
4,975 m²
Building footprint
703 m²
Volume, LiDAR
4,393 m³
Parcel 25014N0050/00_000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CDOPTICAL
since 20032.127.186.937
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0050/00_000 | Wallonia | 4,975 m² | 1 · 703 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 31,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.