Frédéric Mommaerts
ActiveThe annual accounts of Frédéric Mommaerts for fiscal year 2025 show a net loss of 469% of total assets and of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €23k and a net result of €-131k. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 31540 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-92
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.9 against 15.62 in 2024; short-term debt: 18.2% and cash: 4.5% of total assets), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
-469.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
30 d late
2023
28 d late
2022
21 d late
2021
29 d late
2020
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 85.2%
2024 · €154k
2019: €18k
2020: €33k
2021: €63k
2022: €91k
2023: €124k
2024: €154k
2019 → 2025
Total assets
€28k▼ 83.0%
2024 · €164k
2019: €25k
2020: €62k
2021: €97k
2022: €135k
2023: €165k
2024: €164k
2019 → 2025
Net result
€-131k
2024 · €30k
2019: €17k
2020: €15k
2021: €30k
2022: €28k
2023: €33k
2024: €30k
2019 → 2025
Working capital
€15k▼ 89.7%
2024 · €143k
2019: €18k
2020: €51k
2021: €66k
2022: €117k
2023: €128k
2024: €143k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€91k▲ 44.6%€124k▲ 36.8%€154k▲ 24.2%€23k▼ 85.2%
Operating result€43k-€41k▼ 6.2%€49k▲ 21.6%€44k▼ 9.9%€-130k
Net result€30k-€28k▼ 7.2%€33k▲ 19.3%€30k▼ 10.1%€-131k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €130k after €44k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€8k▼ 24.6%
Current assets
€20k▼ 87.0%
Equity and liabilities €28k
Equity
€23k▼ 85.2%
Debt
€5k▼ 48.7%
The debt ratio rises from 6.0% to 18.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-124k▼
2024 · €51k
Cash flow
€-125k▼
2024 · €36k
Solvency
81.8%▼
2024 · 94.0%
Current ratio
3.90▼
2024 · 15.62
Quick ratio
3.90▼
2024 · 15.62
Debt / equity
0.22▲
2024 · 0.06
ROE
-573.9%▼
2024 · 19.5%
ROA
-469.4%▼
2024 · 18.3%
Interest coverage
-95.47▼
2024 · 33.46
Debt
€5k▼
2024 · €10k
Debt ≤ 1 year
€5k▼
2024 · €10k
Income taxes
€265▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€28k▼
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€8k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€153k€20k▼
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€129€588▲
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58€133k€1k▼
Deferred charges and accrued income490/1€15k€7k▼
Equity and liabilities
Total equity and liabilities10/49€164k€28k▼
Equity10/15€154k€23k▼
Contributions10/11€19k€19k=
Reserves13€133k€133k=
Distributable reserves133€133k€133k=
Profit (loss) carried forward14€3k€-129k▼
Amounts payable17/49€10k€5k▼
Amounts payable within one year42/48€10k€5k▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€3k€765▼
Taxes450/3€3k€265▼
Remuneration and social security454/9-€500
Accrued charges and deferred income492/3€107-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€36€372▲
Gross operating margin9900€51k€-123k▼
Operating profit (loss)9901€44k€-130k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€43k€-131k▼
Income taxes67/77€13k€265▼
Profit (loss) for the period9904€30k€-131k▼
Profit (loss) for the period to be appropriated9905€30k€-131k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€-129k▼
Profit (loss) brought forward from the previous period14P€2k€3k▲
Transfer to equity691/2€30k-
To other reserves6921€30k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
31-01
Financial
Weakest financial yearnet €-131k ▼538%
Net result drops to €-131k, the lowest in the series.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
31-01
Financial
Liquidity doublescurrent ratio 15.62
Current ratio from 7.25 to 15.62; short-term debt falls from €20k to €10k.
31-01
Financial
Equity above €150kEq €154k ▲24.2%
6 profitable years in a row build equity to €154k.
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
31-01
Financial
Highest result since 2019net €33k ▲19.3%
Operating result €49k, net result €33k, both a record.
31-01
Financial
Equity above €100kEq €124k ▲36.8%
5 profitable years in a row build equity to €124k.
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
31-01
Financial
Liquidity doublescurrent ratio 9.13
Current ratio from 3.90 to 9.13; short-term debt falls from €23k to €14k.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron de Castrostraat 521040 EtterbeekGround area
202 m²
Building footprint
98 m²
Volume, LiDAR
918 m³
Parcel 21363B0318/00F003, Brussels · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
New Emeraude
since 20162.255.492.401
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0318/00F003 | Brussels | 202 m² | 1 · 98 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 31,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2016
Fiscal year end31-01
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:frederic.mommaerts@gmail.com
Phone:0475 46 97 46