CLADIX
ActiveCLADIX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
7
/ 100
Critical▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency41▲+27
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 0.92 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.1%
Return on assets
-7.8%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
5 d early
2020
8 d early
2019
85 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-4k
2024 · €23k
2018: €-191k
2019: €-126k
2020: €-56k
2021: €25k
2022: €32k
2023: €49k
2024: €23k
2018 → 2025
Total assets
€338k▲ 3.1%
2024 · €328k
2018: €102k
2019: €152k
2020: €166k
2021: €194k
2022: €161k
2023: €196k
2024: €328k
2018 → 2025
Net result
€-26k▼ 3.0%
2024 · €-26k
2018: €-25k
2019: €65k
2020: €70k
2021: €82k
2022: €6k
2023: €17k
2024: €-26k
2018 → 2025
Working capital
€-57k▼ 127%
2024 · €-25k
2018: €-193k
2019: €-124k
2020: €-49k
2021: €20k
2022: €28k
2023: €24k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€32k▲ 24.2%€49k▲ 53.3%€23k▼ 52.9%€-4k
Operating result€86k-€12k▼ 86.4%€29k▲ 147%€-17k€-20k▼ 12.4%
Net result€82k-€6k▼ 92.4%€17k▲ 173%€-26k€-26k▼ 3.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €17k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€54k▲ 11.9%
Current assets
€285k▲ 1.6%
Key figures and ratios
EBITDA
€-6k▲
2024 · €-7k
Cash flow
€-13k▲
2024 · €-16k
Solvency
-1.1%▼
2024 · 7.0%
Current ratio
0.83▼
2024 · 0.92
Quick ratio
0.25▼
2024 · 0.26
Debt / equity
-95.31▼
2024 · 13.34
ROE
737.7%▲
2024 · -112.4%
ROA
-7.8%▲
2024 · -7.8%
Interest coverage
-0.92▼
2024 · -0.88
Debt
€342k▲
2024 · €305k
Debt ≤ 1 year
€341k▲
2024 · €305k
Staff costs
€206
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€328k€338k▲
Fixed assets21/28€48k€54k▲
Intangible fixed assets21€42k€44k▲
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24-€2k
Financial fixed assets28€3k€3k=
Current assets29/58€280k€285k▲
Stocks and contracts in progress3€200k€200k▼
Stocks30/36€200k€200k▼
Amounts receivable within one year40/41€46k€44k▼
Trade receivables40€41k€34k▼
Other amounts receivable41€5k€9k▲
Cash at bank and in hand54/58€14k€25k▲
Deferred charges and accrued income490/1€19k€16k▼
Equity and liabilities
Total equity and liabilities10/49€328k€338k▲
Equity10/15€23k€-4k▼
Contributions10/11€6k€6k=
Reserves13€17k€0▼
Distributable reserves133€17k€0▼
Profit (loss) carried forward14-€-10k
Amounts payable17/49€305k€342k▲
Amounts payable within one year42/48€305k€341k▲
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€151k€116k▼
Suppliers440/4€151k€116k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€29k€100k▲
Accrued charges and deferred income492/3€0€421▲
Income statement
Code20242025
Remuneration, social security and pensions62-€206
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€930€865▼
Gross operating margin9900€-6k€-5k▲
Operating profit (loss)9901€-17k€-20k▼
Financial income75/76B€0€101▲
Recurring financial income75€0€101▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€-26k€-26k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-26k€-26k▼
Profit (loss) for the period to be appropriated9905€-26k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-26k▼
Transfer from equity791/2€26k€17k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €82k ▲16.5%
Operating result €86k, net result €82k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstdal 199900 EekloGround area
1.1 ha
Building footprint
7,963 m²
Parcel 43005A0833/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
CLADIX
since 20022.101.591.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43005A0833/00Z000 | Flanders | 1.1 ha | 1 · 7,963 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CDOPTICAL
BE 0478.861.284
Braine-l'Alleud · Eq €23k
COMPASS ASSOCIATES CONSULTING
BE 0756.464.891
Rixensart · Eq €23k
CENTRE DETENTE & BEAUTE
BE 0791.678.465
Ukkel · Eq €23k
COMEN
BE 0726.459.625
Gent · Eq €23k
Frédéric Mommaerts
BE 0659.796.671
Etterbeek · Eq €23k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 31,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46499Wholesale of other household goods
51478
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.