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BVDE Technics

Active
Private limited companyfounded 2025active for 1 yearLichtaartseweg 64, 2250 Olen, BelgiumKBO/BCE: BE 1018.937.290
Summary

The computed 12-month bankruptcy probability of BVDE Technics is 7.4% (elevated). The 2025 annual accounts show equity of €15,939 and a net result of €12,939. Its solvency ranks better than 26% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 20-01-2025 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.369.380.594 2250 Olen, since 20-01-2025
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.4%
Annual accounts 2025
Gross margin
€19,947
Turnover
≈ €240,000
estimated
Profit
€12,939
Equity
€15,939
Total assets
€79,930
Staff
≈ 0.1 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €79,930lowers riskFigures for financial year 2025 (filed on 31-08-2026)Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 31% of micro companies in construction of buildings (NACE 41)
Financial strength
Average
Solvency 45
equity 19.9% of total assets
Liquidity 11
short-term debt 80.1% · cash 3.8%
Profitability 78
return on assets 16.2%
Bankruptcy probability within 12 months
7.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 02-2026: 6.5%lowest value 03-2026: 6.5%● unchanged vs 02-2026lowest value 04-2026: 6.7%▲ +0.2 percentage points vs 03-2026 05-2026: 6.9%▲ +0.2 percentage points vs 04-2026 06-2026: 7.1%▲ +0.2 percentage points vs 05-2026 07-2026: 7.6%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 7.6%● unchanged vs 07-2026highest value 09-2026: 7.4%▼ -0.2 percentage points vs 08-2026 10-2026: 7.4%● unchanged vs 09-2026 11-2026: 7.4%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.25, below the usual 1.5. Short-term debt is 80.1% and cash 3.8% of total assets. 80.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 27% of them on solvency, 10% on liquidity and 57% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €79,930
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00465987.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €240,000
Estimated: probably between €130,000 and €440,000
Total assets
€79,930
Net result
€12,939
Working capital
€15,939

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €79,930
Equity €15,939
Debt €63,991
Debt's share of the balance-sheet total is 80.1%.
Key figures and ratios
2025 value
Current ratio
1.25
Quick ratio
1.07
Debt to equity
4.01
ROE
81.2%
ROA
16.2%
Debt ≤ 1 year
€63,991
Income taxes
€4,892
Staff costs
€1,443

Subsidies and aid

Flemish government

2025 · 1 entry · €298 awarded · €298 paid
Schemes
1 entry · €298 · €298 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as BVDE Technics: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €64,900 and €93,300, founded between 2024 and 2025.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
BVDE Technics Olen2025€79,930€15,939€19,947-€12,9392025
Strubbe Kenny Ichtegem2025€80,400€3,122€19,195-€1222026
Poswiatny Renovation Roosdaal2024€68,766€3,935€21,378-€17,4352025
BI CONSTRUCT Sint-Pieters-Leeuw2025€67,305€15,831€19,612€127,292€13,8312025
MAVE RE Gent2025€73,320€6,309€16,757-€4,3092025
SOLJIGHI PROJECTS Zonhoven2025€93,325€19,083€23,375-€14,0832025
Fixr Beernem2024€64,853€8,567€18,299-€5,5672025

They were chosen from the 15,546 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 2,390 companies had the same profile as BVDE Technics has now. Two years later, 1.2% had gone bankrupt and 96.7% were still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BVDE Technics itself is higher: 7.4% within 12 months. It rests on far more data about BVDE Technics than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for BVDE Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€79,930
Current assets29/58€79,930
Stocks and contracts in progress3€11,163
Stocks30/36€11,163
Amounts receivable within one year40/41€65,297
Trade receivables40€60,879
Other amounts receivable41€4,417
Cash at bank and in hand54/58€3,075
Deferred charges and accrued income490/1€397
Equity and liabilities
Total equity and liabilities10/49€79,930
Equity10/15€15,939
Contributions10/11€3,000
Reserves13€12,939
Distributable reserves133€12,939
Amounts payable17/49€63,991
Amounts payable within one year42/48€63,991
Trade debts44€21,524
Suppliers440/4€21,524
Advances received on contracts in progress46€23,596
Taxes, remuneration and social security45€15,886
Taxes450/3€4,892
Remuneration and social security454/9€10,994
Other amounts payable47/48€2,985
Income statement Code2025
Remuneration, social security and pensions62€1,443
Other operating charges640/8€306
Gross operating margin9900€19,947
Operating profit (loss)9901€18,198
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€368
Recurring financial charges65€368
Profit (loss) for the period before taxes9903€17,831
Income taxes67/77€4,892
Profit (loss) for the period9904€12,939
Profit (loss) for the period to be appropriated9905€12,939
Appropriation of the result
Profit (loss) to be appropriated9906€12,939
Transfer to equity691/2€12,939
To other reserves6921€12,939

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Line2025
Remuneration, social security and pensions62€1,443
Other operating charges640/8€306
Gross operating margin9900€19,947
Operating profit (loss)9901€18,198
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€368
Recurring financial charges65€368
Profit (loss) for the period before taxes9903€17,831
Income taxes67/77€4,892
Profit (loss) for the period9904€12,939
Profit (loss) for the period to be appropriated9905€12,939
Line2025
Assets
Total assets20/58€79,930
Current assets29/58€79,930
Stocks and contracts in progress3€11,163
Stocks30/36€11,163
Amounts receivable within one year40/41€65,297
Trade receivables40€60,879
Other amounts receivable41€4,417
Cash at bank and in hand54/58€3,075
Deferred charges and accrued income490/1€397
Equity and liabilities
Total equity and liabilities10/49€79,930
Equity10/15€15,939
Contributions10/11€3,000
Reserves13€12,939
Distributable reserves133€12,939
Amounts payable17/49€63,991
Amounts payable within one year42/48€63,991
Trade debts44€21,524
Suppliers440/4€21,524
Advances received on contracts in progress46€23,596
Taxes, remuneration and social security45€15,886
Taxes450/3€4,892
Remuneration and social security454/9€10,994
Other amounts payable47/48€2,985
Line2025
Profit (loss) for the period9904€12,939
Operating cash flow (approximation)€12,939

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00465987 NBB

Board & ownership

Directors

Directors
1 director, no change since 2025
VAN DEN EYNDEN Benq
Director · since 22-01-2025 · listed in the 2025 annual accounts, filed on 31-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 22-01-2025

Owners and capital

Shareholders

At incorporation act of 22-01-2025 ↗

Capital transactions

Capital over time
  1. 22-01-2025 Incorporation · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Voor de duur van haar bestaan, 1”

Articles of association, deed of 22-01-2025 (in Dutch)

Network & group

BVDE Technics shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of BVDE Technics. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2025
03-06
Gazette deed Registered office moved from Herentals to Olen
2 points ▸
  • General meeting, 28-04-2025
  • Registered-office move, Lichtaartseweg 64 - 2250 Olen

Open the act in the Belgian Official Gazette

22-01
Gazette deed Incorporation
Appointment: VAN DEN EYNDEN Benq (director) · Founder · Founding capital5 points ▸
  • Incorporation, 20-01-2025
  • Founder, VAN DEN EYNDEN Benq
  • Founding capital
  • Director appointment, VAN DEN EYNDEN Benq (director)
  • Other provision, “eensluidend afschrift” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 20 January 2025, BVDE Technics was incorporated as a private limited company by one natural person.12 In 2025 the registered office moved to Olen.3 VAN DEN EYNDEN Benq has served as director since 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-01-2025
  3. 3Belgian Official Gazette, 03-06-2025
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name BVDE Technics in Dutch
Enterprise number 1018.937.290
Legal form Private limited company
Status Active, normale toestand
Founded 20-01-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-01-2025 (in Dutch)
Name clauseThe company operates under this name according to its articles.
BVDE Technics
deed of 22-01-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, 2200 Herentals, Zavelstraat 7”
deed of 22-01-2025 (in Dutch)

Registered office and establishments

Registered office Lichtaartseweg 64, 2250 Olen, Belgium
Former registered office 2200 Herentals until 28-04-2025 · act of 03-06-2025
Establishment unit BVDE Technics, Lichtaartseweg 64, 2250 Olen since 20-01-2025 · unit number 2.369.380.594

Activities

NACEBEL 2025
VAT activities
41001 General construction of residential buildings main activity
43110 Demolition
43211 General electrical installation work
43221 Plumbing work
43320 Joinery installation
43331 Floor and wall tiling
Social security (RSZ) activities
43221 Plumbing work main activity
Joint committee 124 Paritair Comité voor het bouwbedrijf annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“De installatie, reparatie, reiniging en onderhoud van sanitair, loodgieterij, verwarming, klimaatregeling en ventilatie; De reiniging…”
5 activities
  1. De installatie, reparatie, reiniging en onderhoud van sanitair, loodgieterij, verwarming, klimaatregeling en ventilatie;
  2. De reiniging, installatie, reparatie en onderhoud van kanalen voor water-, rook- en luchtafvoer en -aanvoer;
  3. Aannemingen van afbraakwerken, metsel- en betonwerken, grondwerken, gipskartonwerken, voegwerken, slopen en optrekken van gebouwen, alle tegelwerken, dak- en gevelwerken, isolatie-asfalt- en bezettingswerken, koper- en zinkwerken, elektriciteitswerken;
  4. De verhuur en verkoop van onderdelen en installatiematerialen met betrekking tot het bovenstaande al dan niet via webwinkels;
  5. Het verlenen van technische en commerciële dienstverlening en advies voor opleiding aan derden met betrekking tot het bovenstaande.
deed of 22-01-2025 (in Dutch)

Invoicing and payment

VAT number BE 1018.937.290
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1018937290
Other Peppol ID 9925:BE1018937290
Registered 30-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1018.937.290

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
30 June at 18:00
deed of 22-01-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
979 m²
Building footprint
123 m²
Building volume
506 m³
Cadastral parcel Region Area Buildings Height / floors
13029C0135/00B004 Flanders 979 m² 1 · 123 m² 6.5 m · 1