Financials
- Financial year
- 2025
- Total assets
- €79,930
- Profit
- €12,939
- Solvency
- 19.9%
BVDE Technics
ActiveSummary
The computed 12-month bankruptcy probability of BVDE Technics is 7.4% (elevated). The 2025 annual accounts show equity of €15,939 and a net result of €12,939. Its solvency ranks better than 26% of 9,031 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Plumbing work NACE 43221
1 site
Size
€79,930total assets 2025
- Equity
- €15,939
- Profit
- €12,939
Turnover not published (micro format)
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 34raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €79,930lowers riskFigures for financial year 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 31% of its sector peers (NACE 41, micro)
Financial strength
Average
Solvency
45
equity 19.9% of total assets
Liquidity
11
short-term debt 80.1% · cash 3.8%
Profitability
78
return on assets 16.2%
Bankruptcy probability, 12 months
7.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 6.5%lowest value
03-2026: 6.5%● unchanged vs 02-2026lowest value
04-2026: 6.7%▲ +0.2 percentage points vs 03-2026
05-2026: 6.9%▲ +0.2 percentage points vs 04-2026
06-2026: 7.1%▲ +0.2 percentage points vs 05-2026
07-2026: 7.6%▲ +0.5 percentage points vs 06-2026highest value
08-2026: 7.6%● unchanged vs 07-2026highest value
09-2026: 7.4%▼ -0.2 percentage points vs 08-2026
10-2026: 7.4%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.25; short-term debt: 80.1% and cash: 3.8% of total assets), and 80.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 27% on solvency, 10% on liquidity and 57% on profitability.
The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 20-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.