BV CONSULTING SOLUTIONS
ActiveBV CONSULTING SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €8k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-73
Solvency54▼-46
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 3.21 in 2024; short-term debt: 71.1% and cash: 41.2% of total assets), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
2.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 8.6%
2024 · €90k
2022: €30k
2023: €54k
2024: €90k
2022 → 2025
Total assets
€337k▲ 183%
2024 · €119k
2022: €42k
2023: €68k
2024: €119k
2022 → 2025
Net result
€8k▼ 78.5%
2024 · €36k
2022: €28k
2023: €24k
2024: €36k
2022 → 2025
Working capital
€82k▲ 26.1%
2024 · €65k
2022: €29k
2023: €53k
2024: €65k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€30k-€54k▲ 79.0%€90k▲ 66.8%€97k▲ 8.6%
Operating result€37k-€30k▼ 17.4%€46k▲ 51.9%€2k▼ 95.0%
Net result€28k-€24k▼ 13.9%€36k▲ 51.3%€8k▼ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€16k▼ 36.6%
Current assets
€322k▲ 241%
Equity and liabilities €337k
Equity
€97k▲ 8.6%
Debt
€240k▲ 715%
The debt ratio rises from 24.7% to 71.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2024 · €51k
Cash flow
€18k▼
2024 · €41k
Solvency
28.9%▼
2024 · 75.3%
Current ratio
1.34▼
2024 · 3.21
Quick ratio
0.70▼
2024 · 3.21
Debt / equity
2.46▲
2024 · 0.33
ROE
7.9%▼
2024 · 40.0%
ROA
2.3%▼
2024 · 30.2%
Interest coverage
0.64▼
2024 · 123.60
Debt
€240k▲
2024 · €29k
Debt ≤ 1 year
€240k▲
2024 · €29k
Income taxes
€3k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€337k▲
Fixed assets21/28€25k€16k▼
Tangible fixed assets22/27€25k€16k▼
Plant, machinery and equipment23€232€815▲
Furniture and vehicles24€25k€15k▼
Current assets29/58€94k€322k▲
Stocks and contracts in progress3-€154k
Stocks30/36-€154k
Amounts receivable within one year40/41€34k€28k▼
Trade receivables40€33k€23k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€60k€139k▲
Deferred charges and accrued income490/1€257€505▲
Equity and liabilities
Total equity and liabilities10/49€119k€337k▲
Equity10/15€90k€97k▲
Contributions10/11€3k€3k=
Reserves13€87k€95k▲
Distributable reserves133€87k€95k▲
Amounts payable17/49€29k€240k▲
Amounts payable within one year42/48€29k€240k▲
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€5k€226k▲
Suppliers440/4€5k€226k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€18k€14k▼
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3€25€125▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-45k€56k▲
Other operating charges640/8€46k€715▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€52k€71k▲
Operating profit (loss)9901€46k€2k▼
Financial income75/76B€34€28k▲
Recurring financial income75€34€28k▲
Financial charges65/66B€413€19k▲
Recurring financial charges65€413€19k▲
Profit (loss) for the period before taxes9903€46k€11k▼
Income taxes67/77€10k€3k▼
Profit (loss) for the period9904€36k€8k▼
Profit (loss) for the period to be appropriated9905€36k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€8k▼
Transfer to equity691/2€36k€8k▼
To other reserves6921€36k€8k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €8k ▼78.5%
Net result drops to €8k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2022net €36k ▲51.3%
Operating result €46k, net result €36k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Roch 41325 Chaumont-GistouxGround area
906 m²
Building footprint
82 m²
Volume, LiDAR
586 m³
Parcel 25018A0123/00M000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BV CONSULTING SOLUTIONS
since 20212.316.093.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018A0123/00M000 | Wallonia | 906 m² | 1 · 82 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChaumont-Gistoux2.316.093.546
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2021
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.