BRUNEEL T.
ActiveBRUNEEL T. has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €31k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-5
Solvency72▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.86 in 2024; short-term debt: 24.9% and cash: 16.1% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
22 d early
2023
61 d early
2022
42 d early
2021
39 d early
2020
47 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▼ 4.2%
2024 · €204k
2018: €36k
2019: €40k
2020: €75k
2021: €121k
2022: €154k
2023: €185k
2024: €204k
2018 → 2025
Total assets
€413k▲ 10.3%
2024 · €375k
2018: €298k
2019: €272k
2020: €293k
2021: €325k
2022: €335k
2023: €390k
2024: €375k
2018 → 2025
Net result
€31k▼ 24.5%
2024 · €42k
2018: €22k
2019: €5k
2020: €36k
2021: €46k
2022: €35k
2023: €31k
2024: €42k
2018 → 2025
Working capital
€98k▼ 24.8%
2024 · €130k
2018: €16k
2019: €7k
2020: €34k
2021: €69k
2022: €97k
2023: €121k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€154k▲ 28.1%€185k▲ 19.7%€204k▲ 10.3%€195k▼ 4.2%
Operating result€70k-€53k▼ 24.0%€49k▼ 7.4%€63k▲ 28.9%€50k▼ 21.6%
Net result€46k-€35k▼ 25.2%€31k▼ 9.8%€42k▲ 32.7%€31k▼ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€212k▲ 21.8%
Current assets
€201k▲ 0.3%
Equity and liabilities €413k
Equity
€195k▼ 4.2%
Debt
€218k▲ 27.6%
The debt ratio rises from 45.6% to 52.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€65k▼
2024 · €76k
Cash flow
€47k▼
2024 · €54k
Solvency
47.3%▼
2024 · 54.4%
Current ratio
1.95▼
2024 · 2.86
Quick ratio
1.95▼
2024 · 2.86
Debt / equity
1.12▲
2024 · 0.84
ROE
16.0%▼
2024 · 20.4%
ROA
7.6%▼
2024 · 11.1%
Interest coverage
17.99▼
2024 · 21.82
Debt
€218k▲
2024 · €171k
Debt ≤ 1 year
€103k▲
2024 · €70k
Debt > 1 year
€115k▲
2024 · €101k
Income taxes
€15k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€375k€413k▲
Fixed assets21/28€174k€212k▲
Tangible fixed assets22/27€174k€212k▲
Land and buildings22€174k€163k▼
Furniture and vehicles24€0€50k▲
Financial fixed assets28€55€55=
Current assets29/58€200k€201k▲
Amounts receivable within one year40/41€191k€132k▼
Trade receivables40€17k€27k▲
Other amounts receivable41€174k€106k▼
Cash at bank and in hand54/58€8k€67k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€375k€413k▲
Equity10/15€204k€195k▼
Contributions10/11€12k€12k=
Reserves13€192k€183k▼
Distributable reserves133€192k€183k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€171k€218k▲
Amounts payable after more than one year17€101k€115k▲
Financial debts170/4€101k€115k▲
Amounts payable within one year42/48€70k€103k▲
Current portion of amounts payable after more than one year42€20k€29k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€38k€62k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€78k€68k▼
Operating profit (loss)9901€63k€50k▼
Financial income75/76B€0€18▲
Recurring financial income75€0€18▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€60k€46k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€42k€31k▼
Profit (loss) for the period to be appropriated9905€42k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€31k▼
Transfer from equity791/2€22k€40k▲
Transfer to equity691/2€42k€31k▼
To other reserves6921€42k€31k▼
Profit to be distributed694/7€22k€40k▲
Return on contributions (dividend)694€22k€40k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €204k ▲10.3%
7 profitable years in a row build equity to €204k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €154k ▲28.1%
5 profitable years in a row build equity to €154k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲29.2%
Operating result €70k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲60.9%
4 profitable years in a row build equity to €121k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼77.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wuustwezelsteenweg 32960 BrechtGround area
2,792 m²
Building footprint
180 m²
Volume, LiDAR
348 m³
Parcel 11333C0314/00R000, Flanders · tallest building 10.7 m. Linked by address, not a title deed.
1 establishment unit
Wuustwezelsteenweg 3, 2960 Brecht
since 20112.204.747.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333C0314/00R000 | Flanders | 2,792 m² | 1 · 180 m² | 10.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,361 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2011
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.