Equity
€118,217 ▼ 1.9%
Christophe Van Schependom paid out €30,182 in dividends. That is 108% of the 2025 profit.
Christophe Van Schependom
Lifetime
16 annual accounts with figures on one time axispeak €71,201 (2021)
€60,160▲ 756%
lowest -€12,224 (2023)
€27,859▲ €33,330
peak €138,234 (2022)
€118,217▼ 1.9%
€248,632▼ 0.9%
Board1 name since 2009
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €7,027 to €60,160Back to profit: €27,859Dividend €30,182
Key points
from the 2025 annual accountsChecked score
82
Excellent
Financially stronger than 33% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%▼ -0.2 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.3%▲ +0.2 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 29-01-2026)
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 30% of them on solvency, 29% on liquidity, 38% on profitability and 36% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as Christophe Van Schependom has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Christophe Van Schependom itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for Christophe Van Schependom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.28 (0.39 in 2024), below 1. Short-term debt is 22.1% and cash 5.2% of total assets. 70.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
1 day early
2023
on the day
2022
on the day
2021
on the day
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered-office move
Director in office: Christophe Van Schependom · Gazette deed
Appointment: VAN SCHEPENDOM Christophe Josephina Florent (director)
“1) zowel in België als in het buitenland,onder eender welke vorm,participaties te verwerven en aan te houden…” (deed in Dutch) · General meeting of 24-01-2024 · Gazette deed
Incorporation
published on 30-01-2009 · Gazette deed
First establishment
C.V.S., Elfenbankdreef 10, Schoten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Christophe Van Schependom Schoten | €399,048 | €60,160 | 29.6% | - |
| RED ZONE Brecht | €494,090 | €52,349 | 40.0% | - |
| BRUNEEL T. Brecht | €413,301 | €67,583 | 47.3% | - |
| CBM Christiaan Beernaert Management Oudenaarde | €429,360 | €66,090 | 95.9% | - |
| PAVO INVEST Zottegem | €442,530 | €54,306 | 5.4% | - |
| YVANAMO Deinze | €432,954 | €53,176 | 47.5% | - |
| Designmanagement Knokke-Heist | €316,190 | €60,181 | 88.9% | - |
These companies have the same main activity as Christophe Van Schependom: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €316,000 and €494,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 28-01-2009Normal situation
- Activity
- Activities of head officesNACE 70100and 1 other
- Establishment unit
- 2.175.975.7592900 Schoten, since 28-01-2009
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2025
- €399,048▼ 1.1%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on Christophe Van Schependom
Christophe Van Schependom files the micro format. That format states no turnover. The gross margin rose from €23,542 in 2010 to €60,160 in 2025.
The balance sheet grew most from 2011 to 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Christophe Van Schependom
- What is the company number of Christophe Van Schependom?
- The company number of Christophe Van Schependom is 0809.422.933. The VAT number is the same number with BE in front: BE 0809.422.933.
- Where is Christophe Van Schependom based?
- The registered office is at Elfenbankdreef 10, 2900 Schoten.Company details
- What does Christophe Van Schependom do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of Christophe Van Schependom?
- Christophe Van Schependom is a private limited company (BV).
- When was Christophe Van Schependom founded?
- Christophe Van Schependom was founded on 28-01-2009.
- Is Christophe Van Schependom still active?
- Yes, Christophe Van Schependom is an active enterprise in the KBO register.
- What is the turnover of Christophe Van Schependom?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €60,160 and 126 comparable companies (NACE 70). It probably lies between €93,000 and €160,000.Financials
- Is Christophe Van Schependom profitable?
- In financial year 2025, Christophe Van Schependom made a profit of €27,859.
- Where can I find the annual accounts of Christophe Van Schependom?
- Christophe Van Schependom filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Christophe Van Schependom due?
- Christophe Van Schependom must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.