Mattess
ActiveMattess has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
13
/ 100
Critical▼ -4 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0▼-100
Solvency2▼-31
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.2 in 2022), and 96.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.6%
Return on assets
-2.4%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2022
11 d early
2021
61 d late
2020
88 d late
2019
63 d late
2018
43 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k
2022 · €-41k
2018: €-35k
2019: €-54k
2020: €-52k
2021: €-6k
2022: €-41k
2018 → 2024
Total assets
€485k▲ 4,700%
2022 · €10k
2018: €119k
2019: €73k
2020: €71k
2021: €109k
2022: €10k
2018 → 2024
Net result
€-12k▲ 66.5%
2022 · €-34k
2018: €-33k
2019: €-19k
2020: €2k
2021: €46k
2022: €-34k
2018 → 2024
Working capital
€-93k▼ 130%
2022 · €-41k
2018: €-5k
2019: €-34k
2020: €-66k
2021: €-16k
2022: €-41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€-54k-€-52k▲ 3.7%€-6k▲ 88.2%€-41k▼ 561%€17k
Operating result€55k-€7k▼ 86.5%€55k▲ 634%€-15k€-2k▲ 84.0%
Net result€-19k-€2k€46k▲ 2,189%€-34k€-12k▲ 66.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €15k in 2022; the loss shrinks.
Balance-sheet composition
Assets €485k
Fixed assets
€415k
Current assets
€70k
Equity and liabilities €485k
Equity
€17k
Debt
€467k
Debt finances 96.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€-1k
Solvency
3.6%▲
2022 · -402.2%
Current ratio
0.43▲
2022 · 0.20
Quick ratio
0.43▲
2022 · 0.20
Debt / equity
27.04▲
2022 · -1.25
ROE
-66.8%▼
2022 · 84.9%
ROA
-2.4%▲
2022 · -341.4%
Interest coverage
0.87
Debt
€467k▲
2022 · €51k
Debt ≤ 1 year
€163k▲
2022 · €51k
Debt > 1 year
€302k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€10k€485k▲
Fixed assets21/28-€415k
Tangible fixed assets22/27-€415k
Land and buildings22-€386k
Furniture and vehicles24-€29k
Current assets29/58€10k€70k▲
Amounts receivable within one year40/41€6k€50k▲
Trade receivables40-€6k
Other amounts receivable41€6k€44k▲
Cash at bank and in hand54/58€4k€20k▲
Equity and liabilities
Total equity and liabilities10/49€10k€485k▲
Equity10/15€-41k€17k▲
Contributions10/11€19k€94k▲
Capital10€19k-
Issued capital100€19k-
Reserves13€15k€15k▼
Non-distributable reserves130/1€171€0▼
Legal reserve130€171-
Other1319-€0
Tax-exempt reserves132€15k€15k=
Profit (loss) carried forward14€-74k€-91k▼
Amounts payable17/49€51k€467k▲
Amounts payable after more than one year17-€302k
Financial debts170/4-€302k
Amounts payable within one year42/48€51k€163k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44-€17k
Suppliers440/4-€17k
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€51k€131k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20222024
Remuneration, social security and pensions62€-4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10k
Other operating charges640/8€1k€5k▲
Gross operating margin9900€-18k€13k▲
Operating profit (loss)9901€-15k€-2k▲
Financial income75/76B-€48
Recurring financial income75-€48
Financial charges65/66B€20k€9k▼
Recurring financial charges65€58€9k▲
Non-recurring financial charges66B€20k-
Profit (loss) for the period before taxes9903€-34k€-12k▲
Profit (loss) for the period9904€-34k€-12k▲
Profit (loss) for the period to be appropriated9905€-34k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-91k▼
Profit (loss) brought forward from the previous period14P€-40k€-80k▼
Transfer from equity791/2-€171
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-34k ▼175%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €46k ▲2189%
Net result €46k, the highest in the series.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
06-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 67 days late
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Corbiestraat 272400 MolGround area
1,363 m²
Building footprint
903 m²
Volume, LiDAR
5,130 m³
2 parcels, Flanders · tallest building 18.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mattess
since 20132.220.928.232
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0705/00E004 | Flanders | 975 m² | 1 · 247 m² | 12.9 m · 2 fl. |
| 13434F0745/00W002 | Flanders | 388 m² | 1 · 656 m² | 18.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
9 endedSimilar companies · same sector, comparable size
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2013
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.