Samano
ActiveSummary
Samano has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €341k and a net result of €51k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 8095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▼-2
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.13 in 2023; short-term debt: 19.3% and cash: 12.7% of total assets), and 25.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
54 d early
2022
39 d early
2021
59 d early
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€341k▲ 17.5%
2023 · €290k
Total assets
€458k▲ 18.9%
2023 · €385k
Net result
€51k▼ 1.3%
2023 · €51k
Working capital
€125k▲ 42.7%
2023 · €87k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€64k▼ 15.9%€93k▲ 46.6%€84k▼ 10.3%€79k▼ 5.5%€71k▼ 9.7%
Net result€40k▼ 15.0%€59k▲ 50.2%€54k▼ 10.0%€51k▼ 4.1%€51k▼ 1.3%
Equity€125k▲ 46.1%€185k▲ 47.4%€239k▲ 29.0%€290k▲ 21.5%€341k▲ 17.5%
Total assets€219k▼ 4.2%€255k▲ 16.3%€341k▲ 33.9%€385k▲ 12.9%€458k▲ 18.9%
Debt€94k▼ 34.4%€70k▼ 25.4%€103k▲ 46.9%€95k▼ 7.2%€118k▲ 23.4%
Working capital€-39k▲ 35.8%€8k€43k▲ 439%€87k▲ 102%€125k▲ 42.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €458k
Fixed assets
€245k ▲ 10.9%
Current assets
€213k ▲ 29.8%
Equity and liabilities €458k
Equity
€341k ▲ 17.5%
Debt
€118k ▲ 23.4%
Debt's share of the balance-sheet total rises from 24.8% to 25.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▼
2023 · €95k
Cash flow
€67k▼
2023 · €67k
Current ratio
2.41▲
2023 · 2.13
Debt to equity
0.35▲
2023 · 0.33
ROE
14.9%▼
2023 · 17.7%
ROA
11.1%▼
2023 · 13.3%
Interest coverage
45.33▼
2023 · 56.61
Debt ≤ 1 year
€89k▲
2023 · €77k
Debt > 1 year
€29k▲
2023 · €18k
Income taxes
€21k▼
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €10k | €10k | €16k | €16k | ▲ 2.6% |
| Other operating charges640/8 | - | €3k | €4k | €3k | €4k | ▲ 16.6% |
| Gross operating margin9900 | €75k | €106k | €98k | €99k | €92k | ▼ 6.8% |
| Operating profit (loss)9901 | €64k | €93k | €84k | €79k | €71k | ▼ 9.7% |
| Financial income75/76B | - | €0 | €4 | €528 | €2k | ▲ 283% |
| Recurring financial income75 | €9 | €0 | €4 | €528 | €2k | ▲ 283% |
| Financial charges65/66B | - | €784 | €2k | €2k | €2k | ▲ 15.4% |
| Recurring financial charges65 | €1k | €784 | €2k | €2k | €2k | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €62k | €93k | €82k | €78k | €72k | ▼ 8.2% |
| Income taxes67/77 | €23k | €33k | €29k | €27k | €21k | ▼ 21.5% |
| Profit (loss) for the period9904 | €40k | €59k | €54k | €51k | €51k | ▼ 1.3% |
| Profit (loss) for the period to be appropriated9905 | €40k | €59k | €54k | €51k | €51k | ▼ 1.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €219k | €255k | €341k | €385k | €458k | ▲ 18.9% |
| Fixed assets21/28 | €184k | €177k | €228k | €221k | €245k | ▲ 10.9% |
| Tangible fixed assets22/27 | €19k | €12k | €63k | €56k | €80k | ▲ 43.0% |
| Plant, machinery and equipment23 | - | - | - | - | €3k | - |
| Furniture and vehicles24 | - | €2k | €6k | €8k | €5k | ▼ 35.0% |
| Leasing and similar rights25 | - | €10k | €57k | €43k | €67k | ▲ 55.5% |
| Other tangible fixed assets26 | - | - | - | €5k | €4k | ▼ 10.0% |
| Financial fixed assets28 | €165k | €165k | €165k | €165k | €165k | = |
| Current assets29/58 | €35k | €78k | €113k | €164k | €213k | ▲ 29.8% |
| Amounts receivable after more than one year29 | - | - | - | €20k | €40k | ▲ 101% |
| Other amounts receivable291 | - | - | - | €20k | €40k | ▲ 101% |
| Amounts receivable within one year40/41 | €30k | €72k | €84k | €114k | €114k | ▼ 0.2% |
| Trade receivables40 | - | €72k | €84k | €112k | €90k | ▼ 19.6% |
| Other amounts receivable41 | - | - | - | €2k | €24k | ▲ 1,015% |
| Cash at bank and in hand54/58 | €5k | €5k | €29k | €30k | €58k | ▲ 94.2% |
| Deferred charges and accrued income490/1 | - | €868 | €0 | €241 | €794 | ▲ 230% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €219k | €255k | €341k | €385k | €458k | ▲ 18.9% |
| Equity10/15 | €125k | €185k | €239k | €290k | €341k | ▲ 17.5% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €119k | €179k | €232k | €284k | €334k | ▲ 17.9% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €177k | €230k | €284k | €334k | ▲ 17.9% |
| Amounts payable17/49 | €94k | €70k | €103k | €95k | €118k | ▲ 23.4% |
| Amounts payable after more than one year17 | €20k | €0 | €33k | €18k | €29k | ▲ 58.0% |
| Financial debts170/4 | - | €0 | €33k | €18k | €29k | ▲ 58.0% |
| Amounts payable within one year42/48 | €74k | €70k | €70k | €77k | €89k | ▲ 15.1% |
| Current portion of amounts payable after more than one year42 | - | €38k | €39k | €36k | €45k | ▲ 23.6% |
| Trade debts44 | €5k | €4k | €4k | €10k | €10k | ▲ 5.3% |
| Suppliers440/4 | - | €4k | €4k | €10k | €10k | ▲ 5.3% |
| Taxes, remuneration and social security45 | - | €28k | €27k | €31k | €34k | ▲ 8.3% |
| Taxes450/3 | - | €28k | €27k | €31k | €34k | ▲ 8.3% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €592 | €244 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €59k | €54k | €51k | €51k | ▼ 1.3% |
| + Depreciation and write-downs630 | €10k | €10k | €10k | €16k | €16k | ▲ 2.6% |
| Operating cash flow (approximation) | €49k | €70k | €64k | €67k | €67k | ▼ 0.4% |
| Investment in fixed assets (approximation) | - | €-3k | €-61k | €-9k | €-41k | ▼ 347% |
| Change in cash | - | €347 | €24k | €890 | €28k | ▲ 3,081% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-06
State Gazette act
RestructuringPermanent representative: Windels Stijn · Merger · Capital11 facts ▸
State Gazette act
Restructuring
Permanent representative: Windels Stijn · Merger · Capital11 facts ▸
- Board meeting, 16-06-2026
- Merger, fusie door overneming
- Capital, €25.000
- Board composition, bestuurder, 16-06-2026
- Permanent representative, Windels Stijn
- Capital, €18.550
- Board composition, Pluym Sofie (director)
- Board composition, Windels Stijn (director)
- Accounting effect, 01-04-2026
- Share issue, 960, 0.07676
- Real estate, onroerend goed gelegen in het Vlaams Gewest
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €239k ▲29%
5 profitable years in a row build equity to €239k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €59k ▲50.2%
Operating result €93k, net result €59k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.11
Current ratio from 0.47 to 1.11; short-term debt falls from €74k to €70k.
31-12
Financial
Equity above €150kEq €185k ▲47.4%
4 profitable years in a row build equity to €185k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €125k ▲46.1%
3 profitable years in a row build equity to €125k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2012
Ground area
376 m²
Building footprint
87 m²
Volume, LiDAR
518 m³
Parcel 34030A0770/00M002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Samano
since 20122.210.922.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34030A0770/00M002 | Flanders | 376 m² | 1 · 87 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
A) het deelnemen in en het waarnemen van alle bestuursopdrachten... [full text omitted for brevity in thought, present in quote]
Structure & network
Acquisitions and mergers
1 transactionTook over:Shoot Photography
Capital and shareholders
Capital over the years
- 24-06-2026 Capital stated in the act · 18,550 EUR · 1,855 shares
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Of 5,710 companies in sector 70100 we hold annual accounts for 3,495. 2,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
Scores and ratios are computed by Checked and are not a credit decision.