From the official registers: KBO 44 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
BROGILO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €620,619 and a net result of €32,742. Equity has been growing by about 4% per year since 2019. Its solvency ranks better than 92% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 08-07-1981 Normal situation
- Legal form
- Public limited company
- Registered office
- Gaversesteenweg 611, 9820 Merelbeke-Melle
- Activity
- Risk and damage evaluation NACE 66210
- Financial year end
- 30 June
- Peppol
- Reachable since 10-07-2025
Board and ownership
Board
- Marc Van Den BroeckeManaging director
- Christine LeysDirector · since 16-11-2022
- Thomas Van Den BroeckeDirector · since 16-11-2022
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
- Profit
- €32,742
- ▲ 9.1%
- Equity
- €620,619
- =
- Total assets
- €669,504
- ▲ 0.2%
2025 accounts filed 2 days before the deadline
Filed on 29-01-2026PDF
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
on the day
2023
2 days early
2022
4 days early
2021
on the day
2020
62 days early
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
Financials · financial year 2025, micro format
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 29-01-2026
- Format
- micro format
- Reference
- 2026-00017952
Equity
€620,619=
2024 · €620,876
Net result
€32,742▲ 9.1%
2024 · €30,014
Total assets
€669,504▲ 0.2%
2024 · €668,144
Solvency
92.7%▼ 0.2pp
2024 · 92.9%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 5% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Operating result€42,520
2025
Net result€32,742
2025
Assets, equity and debt per financial year.
Total assets€669,504
2025
Equity€620,619
2025
Debt€48,886
2025
Above zero, the company can pay its short-term debts with what it holds in the short term.
Working capital€518,816
2025
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
Return on assets (ROA)4.9%
2025
The higher the solvency, the better the company absorbs a setback.
Solvency92.7%
2025
A ratio above 1 means the short-term assets cover the short-term debts.
Current ratio11.90
2025
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€96,276-€43,386▼ 54.9%€15,940▼ 63.3%€174,863▲ 997%€25,566▼ 85.4%€44,751▲ 75.0%€42,520▼ 5.0%
Net result€75,522-€30,003within the sector's middle half▼ 60.3%€7,259within the sector's middle half▼ 75.8%€153,882above the sector's middle half▲ 21×€14,949within the sector's middle half▼ 90.3%€30,014within the sector's middle half▲ 101%€32,742within the sector's middle half▲ 9.1%
Equity€494,769-€499,771above the sector's middle half▲ 1.0%€482,031above the sector's middle half▼ 3.5%€615,913above the sector's middle half▲ 27.8%€610,862above the sector's middle half▼ 0.8%€620,876above the sector's middle half▲ 1.6%€620,619above the sector's middle half=
Total assets€519,522-€566,369within the sector's middle half▲ 9.0%€535,564within the sector's middle half▼ 5.4%€664,494within the sector's middle half▲ 24.1%€654,295within the sector's middle half▼ 1.5%€668,144within the sector's middle half▲ 2.1%€669,504within the sector's middle half▲ 0.2%
Debt€24,754-€66,598▲ 169%€53,533▼ 19.6%€48,581▼ 9.3%€43,433▼ 10.6%€47,268▲ 8.8%€48,886▲ 3.4%
Working capital€209,066-€200,348above the sector's middle half▼ 4.2%€210,251above the sector's middle half▲ 4.9%€504,319above the sector's middle half▲ 140%€520,638above the sector's middle half▲ 3.2%€546,011above the sector's middle half▲ 4.9%€518,816above the sector's middle half▼ 5.0%
Solvency95.2%-88.2%above the sector's middle half▼ 7.0pp90.0%above the sector's middle half▲ 1.8pp92.7%above the sector's middle half▲ 2.7pp93.4%above the sector's middle half▲ 0.7pp92.9%above the sector's middle half▼ 0.4pp92.7%above the sector's middle half▼ 0.2pp
Current ratio9.90-4.07above the sector's middle half▼ 5.845.02above the sector's middle half▲ 0.9611.66above the sector's middle half▲ 6.6413.35above the sector's middle half▲ 1.6912.87above the sector's middle half▼ 0.4811.90above the sector's middle half▼ 0.97
Return on assets (ROA)14.5%-5.3%within the sector's middle half▼ 9.2pp1.4%below the sector's middle half▼ 3.9pp23.2%above the sector's middle half▲ 21.8pp2.3%within the sector's middle half▼ 20.9pp4.5%within the sector's middle half▲ 2.2pp4.9%within the sector's middle half▲ 0.4pp
above
within
below
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €669,504
Fixed assets
€103,076 ▲ 35.4%
Current assets
€566,429 ▼ 4.3%
Equity and liabilities €669,504
Equity
€620,619 =
Debt
€48,886 ▲ 3.4%
Debt's share of the balance-sheet total rises from 7.1% to 7.3%. Debt is higher.
Key figures and ratios
ROE
5.3%▲
2024 · 4.8%
Debt ≤ 1 year
€47,613▲
2024 · €45,995
Debt > 1 year
€1,273=
2024 · €1,273
Income taxes
€16,713▲
2024 · €16,501
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €153,133 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,281 | €29,565 | €31,891 | €22,234 | €21,869 | €15,359 | €17,065 | ▲ 11.1% |
| Other operating charges640/8 | - | - | - | €8,290 | €5,332 | €2,134 | €4,754 | ▲ 123% |
| Gross operating margin9900 | €126,070 | €78,325 | €53,108 | €205,387 | €52,767 | €62,243 | €64,339 | ▲ 3.4% |
| Operating profit (loss)9901 | €96,276 | €43,386 | €15,940 | €174,863 | €25,566 | €44,751 | €42,520 | ▼ 5.0% |
| Financial income75/76B | - | - | - | €51 | - | €1,907 | €7,046 | ▲ 269% |
| Recurring financial income75 | - | €32 | €17 | €51 | - | €1,907 | €7,046 | ▲ 269% |
| Financial charges65/66B | - | - | - | €475 | €85 | €142 | €110 | ▼ 22.9% |
| Recurring financial charges65 | €373 | €432 | €1,295 | €475 | €85 | €142 | €110 | ▼ 22.9% |
| Profit (loss) for the period before taxes9903 | €95,903 | €42,986 | €14,662 | €174,439 | €25,481 | €46,515 | €49,456 | ▲ 6.3% |
| Income taxes67/77 | €20,381 | €12,983 | €7,402 | €20,557 | €10,532 | €16,501 | €16,713 | ▲ 1.3% |
| Profit (loss) for the period9904 | €75,522 | €30,003 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| Profit (loss) for the period to be appropriated9905 | €75,522 | €30,003 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €519,522 | €566,369 | €535,564 | €664,494 | €654,295 | €668,144 | €669,504 | ▲ 0.2% |
| Fixed assets21/28 | €286,976 | €300,696 | €273,052 | €112,867 | €91,497 | €76,138 | €103,076 | ▲ 35.4% |
| Tangible fixed assets22/27 | €286,076 | €299,796 | €272,152 | €111,967 | €90,597 | €75,238 | €102,176 | ▲ 35.8% |
| Land and buildings22 | - | - | - | €103,790 | €88,866 | €74,103 | €64,312 | ▼ 13.2% |
| Plant, machinery and equipment23 | - | - | - | €1,701 | €1,730 | €1,134 | €539 | ▼ 52.5% |
| Furniture and vehicles24 | - | - | - | €6,476 | €0 | - | €37,325 | - |
| Financial fixed assets28 | €900 | €900 | €900 | €900 | €900 | €900 | €900 | = |
| Current assets29/58 | €232,546 | €265,673 | €262,511 | €551,627 | €562,798 | €592,006 | €566,429 | ▼ 4.3% |
| Amounts receivable within one year40/41 | €140,328 | - | €312 | €4,848 | €103,030 | €1,932 | €1,339 | ▼ 30.7% |
| Trade receivables40 | - | - | - | €4,848 | €3,030 | €1,932 | €1,339 | ▼ 30.7% |
| Other amounts receivable41 | - | - | - | - | €100,000 | - | - | - |
| Cash at bank and in hand54/58 | €92,218 | €257,024 | €245,848 | €534,074 | €449,273 | €579,392 | €552,814 | ▼ 4.6% |
| Deferred charges and accrued income490/1 | - | - | - | €12,705 | €10,495 | €10,683 | €12,276 | ▲ 14.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €519,522 | €566,369 | €535,564 | €664,494 | €654,295 | €668,144 | €669,504 | ▲ 0.2% |
| Equity10/15 | €494,769 | €499,771 | €482,031 | €615,913 | €610,862 | €620,876 | €620,619 | = |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €28,400 | €28,400 | €28,400 | €161,400 | €176,200 | €205,200 | €204,900 | ▼ 0.1% |
| Non-distributable reserves130/1 | - | - | - | €6,373 | €6,373 | €6,373 | €6,373 | = |
| Legal reserve130 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1319 | - | - | - | €173 | €173 | €173 | €173 | = |
| Tax-exempt reserves132 | - | - | - | €14,626 | €14,626 | €14,626 | €14,626 | = |
| Distributable reserves133 | - | - | - | €140,402 | €155,202 | €184,202 | €183,902 | ▼ 0.2% |
| Profit (loss) carried forward14 | €404,368 | €409,371 | €391,630 | €392,512 | €372,662 | €353,676 | €353,718 | = |
| Amounts payable17/49 | €24,754 | €66,598 | €53,533 | €48,581 | €43,433 | €47,268 | €48,886 | ▲ 3.4% |
| Amounts payable after more than one year17 | €1,273 | €1,273 | €1,273 | €1,273 | €1,273 | €1,273 | €1,273 | = |
| Other amounts payable178/9 | - | - | - | €1,273 | €1,273 | €1,273 | €1,273 | = |
| Amounts payable within one year42/48 | €23,481 | €65,324 | €52,260 | €47,308 | €42,160 | €45,995 | €47,613 | ▲ 3.5% |
| Trade debts44 | €1,797 | €19,275 | €12,883 | €7,044 | €8,762 | €6,176 | €641 | ▼ 89.6% |
| Suppliers440/4 | - | - | - | €7,044 | €8,762 | €6,176 | €641 | ▼ 89.6% |
| Taxes, remuneration and social security45 | - | - | - | €20,586 | €12,853 | €19,590 | €6,393 | ▼ 67.4% |
| Taxes450/3 | - | - | - | €20,586 | €12,853 | €19,590 | €6,393 | ▼ 67.4% |
| Other amounts payable47/48 | - | - | - | €19,678 | €20,544 | €20,229 | €40,579 | ▲ 101% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €75,522 | €30,003 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| + Depreciation and write-downs630 | €24,281 | €29,565 | €31,891 | €22,234 | €21,869 | €15,359 | €17,065 | ▲ 11.1% |
| Operating cash flow (approximation) | €99,804 | €59,568 | €39,150 | €176,116 | €36,819 | €45,373 | €49,807 | ▲ 9.8% |
| Investment in fixed assets (approximation) | - | -€43,285 | -€4,247 | €137,951 | -€499 | €0 | -€44,003 | - |
| Change in cash | - | €164,806 | -€11,176 | €288,225 | -€84,801 | €130,118 | -€26,578 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 44 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 29-01-2026 | 2026-00017952 | |
| 30-06-2024 | micro format | 31-01-2025 | 2025-00018307 | |
| 30-06-2023 | micro format | 29-01-2024 | 2024-00009587 | |
| 30-06-2022 | micro format | 27-01-2023 | 2023-00006253 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-03500518 | |
| 30-06-2020 | micro format | 30-11-2020 | 2020-73000183 | |
| 30-06-2019 | micro format | 14-02-2020 | 2020-05000442 | |
| 30-06-2018 | micro format | 14-12-2018 | 2018-74500469 | |
| 30-06-2017 | micro format | 18-01-2018 | 2018-01800196 | |
| 30-06-2016 | abbreviated format | 06-03-2017 | 2017-05900214 |
Comparable companies
These companies have the same main activity as BROGILO: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €560,000 and €961,000, founded between 1979 and 1998.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| BROGILO Merelbeke-Melle | 1981 | €669,504 | €620,619 | €64,339 | €32,742 | - | 2025 |
| Kantoor De Waele - Callens Zulte | 1989 | €961,257 | €600,198 | €70,937 | €20,596 | - | 2025 |
| SPRINGUEL Marchin | 1988 | €791,056 | €649,830 | €88,710 | €37,899 | - | 2025 |
| EXPERTISEBUREAU DE KEERSMAECKER Kalmthout | 1979 | €600,961 | €230,029 | €101,607 | €3,966 | 0.9 | 2025 |
| Belclaims International Gent | 1992 | €780,457 | €61,341 | €92,634 | -€50,493 | 1 | 2025 |
| D. GOVAERT & C° VERZEKERINGEN Merchtem | 1991 | €701,642 | €502,191 | €42,616 | €17,600 | - | 2025 |
| VROLIX As | 1998 | €559,976 | €534,747 | €79,096 | €53,532 | - | 2025 |
They were chosen from the 515 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Subsidies and aid
Flemish government
2025 · 1 entry · €1,773 awarded · €1,773 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
3 directors, 1 in day-to-day management
Day-to-day management 1
Marc Van Den Broecke
Current
Managing director · in office according to the act of 22-02-2023
Mandate history
3 people, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Christine Leys |
|
| Marc Van Den Broecke |
|
| Thomas Van Den Broecke |
|
Owners and capital
Owners
Group and network
Connections & network
3 current directorsThe network starts from the directors of BROGILO. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
29-01
financial year 2025 · micro format
2025
31-01
financial year 2024 · micro format
2024
29-01
financial year 2023 · micro format
2023
22-02
Gazette deed
Reappointments: Christine Leys, Marc Van Den Broecke and Thomas Van Den Broecke6 points ▸
Gazette deed
Reappointments: Christine Leys, Marc Van Den Broecke and Thomas Van Den Broecke
6 points ▸
- General meeting, 16-11-2022
- Director reappointment, Christine Leys (director)
- Director reappointment, Marc Van Den Broecke (director)
- Director reappointment, Thomas Van Den Broecke (director)
- Board meeting, 16-11-2022
- Director reappointment, Marc Van Den Broecke (managing director)
27-01
financial year 2022 · micro format
2022
30-06
Financial
Highest result from 2019 to 2025net €153,882 ▲2,020%
The operating result of €174,863 and the net result of €153,882 are both a record.
30-06
Financial
Liquidity more than doubledcurrent ratio 11.66
The current ratio rises from 5.02 to 11.66. Short-term debt falls from €52,260 to €47,308.
30-06
Financial
Equity above €500,000equity €615,913 ▲27.8%
With a profit in every financial year since 2019, equity grows to €615,913.
31-01
financial year 2021 · micro format
2021
30-06
Financial
Weakest financial yearnet €7,259 ▼75.8%
The net result drops to €7,259, the lowest from 2019 to 2025. It recovers the following year.
2020
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordName
BROGILO in Dutch
Enterprise number
0421.710.567
Legal form
Public limited company
Status
Active, normale toestand
Founded
08-07-1981
Entity type
Legal entity
Registered office and establishments
Registered office
Gaversesteenweg 611, 9820 Merelbeke-Melle, Belgium
Activities
NACEBEL 202566210
Risk and damage evaluation main activity
Invoicing and payment
VAT number
BE 0421.710.567
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
The scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
Location
Buildings and parcels at the address
Ground area
1,467 m²
Building footprint
307 m²
Building volume
1,820 m³
Parcel 44058B0162/00W000, Flanders · tallest building 17.2 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44058B0162/00W000 | Flanders | 1,467 m² | 1 · 307 m² | 17.2 m · 2 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.