VROLIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €535k and a net result of €54k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 1463 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €535k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
31 d late
2023
29 d late
2022
16 d late
2021
18 d early
2020
201 d late
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€535k▲ 11.1%
2024 · €481k
2018: €435k
2019: €442k
2020: €434k
2021: €429k
2022: €431k
2023: €440k
2024: €481k
2018 → 2025
Net result
€54k▲ 29.4%
2024 · €41k
2018: €-2k
2019: €7k
2020: €-8k
2021: €-4k
2022: €2k
2023: €9k
2024: €41k
2018 → 2025
Total assets
€560k▲ 11.9%
2024 · €500k
2018: €436k
2019: €442k
2020: €435k
2021: €434k
2022: €434k
2023: €450k
2024: €500k
2018 → 2025
Solvency
95.5%▼ 0.7pp
2024 · 96.2%
2018: 99.7%
2019: 100.0%
2020: 99.7%
2021: 99.0%
2022: 99.4%
2023: 97.7%
2024: 96.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€429k-€431k▲ 0.5%€440k▲ 2.0%€481k▲ 9.4%€535k▲ 11.1%
Operating result€-4k-€2k€19k▲ 706%€59k▲ 205%€76k▲ 28.9%
Net result€-4k-€2k€9k▲ 343%€41k▲ 374%€54k▲ 29.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €560k
Fixed assets
€293k▲ 0.4%
Current assets
€267k▲ 28.0%
Equity and liabilities €560k
Equity
€535k▲ 11.1%
Debt
€25k▲ 31.7%
The debt ratio rises from 3.8% to 4.5%. Equity and debt are higher.
Key figures and ratios
Solvency
95.5%▼
2024 · 96.2%
ROE
10.0%▲
2024 · 8.6%
ROA
9.6%▲
2024 · 8.3%
Debt
€25k▲
2024 · €19k
Debt ≤ 1 year
€25k▲
2024 · €19k
Income taxes
€26k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€500k€560k▲
Fixed assets21/28€292k€293k▲
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€867€1k▲
Furniture and vehicles24€4k€5k▲
Financial fixed assets28€287k€287k=
Current assets29/58€208k€267k▲
Amounts receivable within one year40/41€2k€373▼
Trade receivables40€327€340▲
Other amounts receivable41€2k€33▼
Current investments50/53€200k€150k▼
Cash at bank and in hand54/58€6k€116k▲
Deferred charges and accrued income490/1€377€491▲
Equity and liabilities
Total equity and liabilities10/49€500k€560k▲
Equity10/15€481k€535k▲
Contributions10/11€20k€20k=
Reserves13€461k€514k▲
Distributable reserves133€461k€514k▲
Amounts payable17/49€19k€25k▲
Amounts payable within one year42/48€19k€25k▲
Trade debts44€714€647▼
Suppliers440/4€714€647▼
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€15k€24k▲
Other amounts payable47/48€4k€176▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€429€365▼
Gross operating margin9900€61k€79k▲
Operating profit (loss)9901€59k€76k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€211€304▲
Recurring financial charges65€211€304▲
Profit (loss) for the period before taxes9903€63k€80k▲
Income taxes67/77€21k€26k▲
Profit (loss) for the period9904€41k€54k▲
Profit (loss) for the period to be appropriated9905€41k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€54k▲
Transfer to equity691/2€41k€54k▲
To other reserves6921€41k€54k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
31-12
Financial
Highest result since 2018net €54k ▲29.4%
Operating result €76k, net result €54k, both a record.
31-12
Financial
Equity above €500kEq €535k ▲11.1%
4 profitable years in a row build equity to €535k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 201 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼219%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 73 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 479.87
Current ratio from 111.32 to 479.87; short-term debt falls from €1k to €219.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersdreef 243665 AsGround area
1,409 m²
Building footprint
196 m²
Volume, LiDAR
1,109 m³
Parcel 71043A0489/00D009, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jagersdreef 24, 3665 As
since 19982.086.607.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71043A0489/00D009 | Flanders | 1,409 m² | 1 · 196 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64880LR4N2W6PD7H3897
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ALBX Expertises
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Of 854 companies in sector 66210 we hold annual accounts for 512. 357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-1998
Fiscal year end31-12
Activities, NACEBEL
63401
66210Risk and damage evaluation
52250Logistics services
52290Warehousing and support activities for transportation
68110Buying and selling of own real estate
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.