Summary
BROGILO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €620,619 and a net result of €32,742. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 92% of 2464 sector peers (fiscal year 2025). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
2 d early
2022
4 d early
2021
on the day
2020
62 d early
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€620,619=
2024 · €620,876
Net result
€32,742▲ 9.1%
2024 · €30,014
Total assets
€669,504▲ 0.2%
2024 · €668,144
Solvency
92.7%▼ 0.2pp
2024 · 92.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,940▼ 63.3%€174,863▲ 997%€25,566▼ 85.4%€44,751▲ 75.0%€42,520▼ 5.0%
Net result€7,259within the sector's middle half▼ 75.8%€153,882above the sector's middle half▲ 2,020%€14,949within the sector's middle half▼ 90.3%€30,014within the sector's middle half▲ 101%€32,742within the sector's middle half▲ 9.1%
Equity€482,031above the sector's middle half▼ 3.5%€615,913above the sector's middle half▲ 27.8%€610,862above the sector's middle half▼ 0.8%€620,876above the sector's middle half▲ 1.6%€620,619above the sector's middle half=
Total assets€535,564within the sector's middle half▼ 5.4%€664,494within the sector's middle half▲ 24.1%€654,295within the sector's middle half▼ 1.5%€668,144within the sector's middle half▲ 2.1%€669,504within the sector's middle half▲ 0.2%
Debt€53,533▼ 19.6%€48,581▼ 9.3%€43,433▼ 10.6%€47,268▲ 8.8%€48,886▲ 3.4%
Working capital€210,251above the sector's middle half▲ 4.9%€504,319above the sector's middle half▲ 140%€520,638above the sector's middle half▲ 3.2%€546,011above the sector's middle half▲ 4.9%€518,816above the sector's middle half▼ 5.0%
Solvency90.0%above the sector's middle half▲ 1.8pp92.7%above the sector's middle half▲ 2.7pp93.4%above the sector's middle half▲ 0.7pp92.9%above the sector's middle half▼ 0.4pp92.7%above the sector's middle half▼ 0.2pp
Current ratio5.02above the sector's middle half▲ 0.9611.66above the sector's middle half▲ 6.6413.35above the sector's middle half▲ 1.6912.87above the sector's middle half▼ 0.4811.90above the sector's middle half▼ 0.97
Return on assets (ROA)1.4%below the sector's middle half▼ 3.9pp23.2%above the sector's middle half▲ 21.8pp2.3%within the sector's middle half▼ 20.9pp4.5%within the sector's middle half▲ 2.2pp4.9%within the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €669,504
Fixed assets
€103,076 ▲ 35.4%
Current assets
€566,429 ▼ 4.3%
Equity and liabilities €669,504
Equity
€620,619 =
Debt
€48,886 ▲ 3.4%
Debt's share of the balance-sheet total rises from 7.1% to 7.3%. Debt is higher.
Key figures and ratios
ROE
5.3%▲
2024 · 4.8%
Debt ≤ 1 year
€47,613▲
2024 · €45,995
Debt > 1 year
€1,273=
2024 · €1,273
Income taxes
€16,713▲
2024 · €16,501
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €153,133 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,891 | €22,234 | €21,869 | €15,359 | €17,065 | ▲ 11.1% |
| Other operating charges640/8 | - | €8,290 | €5,332 | €2,134 | €4,754 | ▲ 123% |
| Gross operating margin9900 | €53,108 | €205,387 | €52,767 | €62,243 | €64,339 | ▲ 3.4% |
| Operating profit (loss)9901 | €15,940 | €174,863 | €25,566 | €44,751 | €42,520 | ▼ 5.0% |
| Financial income75/76B | - | €51 | - | €1,907 | €7,046 | ▲ 269% |
| Recurring financial income75 | €17 | €51 | - | €1,907 | €7,046 | ▲ 269% |
| Financial charges65/66B | - | €475 | €85 | €142 | €110 | ▼ 22.9% |
| Recurring financial charges65 | €1,295 | €475 | €85 | €142 | €110 | ▼ 22.9% |
| Profit (loss) for the period before taxes9903 | €14,662 | €174,439 | €25,481 | €46,515 | €49,456 | ▲ 6.3% |
| Income taxes67/77 | €7,402 | €20,557 | €10,532 | €16,501 | €16,713 | ▲ 1.3% |
| Profit (loss) for the period9904 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| Profit (loss) for the period to be appropriated9905 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €535,564 | €664,494 | €654,295 | €668,144 | €669,504 | ▲ 0.2% |
| Fixed assets21/28 | €273,052 | €112,867 | €91,497 | €76,138 | €103,076 | ▲ 35.4% |
| Tangible fixed assets22/27 | €272,152 | €111,967 | €90,597 | €75,238 | €102,176 | ▲ 35.8% |
| Land and buildings22 | - | €103,790 | €88,866 | €74,103 | €64,312 | ▼ 13.2% |
| Plant, machinery and equipment23 | - | €1,701 | €1,730 | €1,134 | €539 | ▼ 52.5% |
| Furniture and vehicles24 | - | €6,476 | €0 | - | €37,325 | - |
| Financial fixed assets28 | €900 | €900 | €900 | €900 | €900 | = |
| Current assets29/58 | €262,511 | €551,627 | €562,798 | €592,006 | €566,429 | ▼ 4.3% |
| Amounts receivable within one year40/41 | €312 | €4,848 | €103,030 | €1,932 | €1,339 | ▼ 30.7% |
| Trade receivables40 | - | €4,848 | €3,030 | €1,932 | €1,339 | ▼ 30.7% |
| Other amounts receivable41 | - | - | €100,000 | - | - | - |
| Cash at bank and in hand54/58 | €245,848 | €534,074 | €449,273 | €579,392 | €552,814 | ▼ 4.6% |
| Deferred charges and accrued income490/1 | - | €12,705 | €10,495 | €10,683 | €12,276 | ▲ 14.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €535,564 | €664,494 | €654,295 | €668,144 | €669,504 | ▲ 0.2% |
| Equity10/15 | €482,031 | €615,913 | €610,862 | €620,876 | €620,619 | = |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €28,400 | €161,400 | €176,200 | €205,200 | €204,900 | ▼ 0.1% |
| Non-distributable reserves130/1 | - | €6,373 | €6,373 | €6,373 | €6,373 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1319 | - | €173 | €173 | €173 | €173 | = |
| Tax-exempt reserves132 | - | €14,626 | €14,626 | €14,626 | €14,626 | = |
| Distributable reserves133 | - | €140,402 | €155,202 | €184,202 | €183,902 | ▼ 0.2% |
| Profit (loss) carried forward14 | €391,630 | €392,512 | €372,662 | €353,676 | €353,718 | = |
| Amounts payable17/49 | €53,533 | €48,581 | €43,433 | €47,268 | €48,886 | ▲ 3.4% |
| Amounts payable after more than one year17 | €1,273 | €1,273 | €1,273 | €1,273 | €1,273 | = |
| Other amounts payable178/9 | - | €1,273 | €1,273 | €1,273 | €1,273 | = |
| Amounts payable within one year42/48 | €52,260 | €47,308 | €42,160 | €45,995 | €47,613 | ▲ 3.5% |
| Trade debts44 | €12,883 | €7,044 | €8,762 | €6,176 | €641 | ▼ 89.6% |
| Suppliers440/4 | - | €7,044 | €8,762 | €6,176 | €641 | ▼ 89.6% |
| Taxes, remuneration and social security45 | - | €20,586 | €12,853 | €19,590 | €6,393 | ▼ 67.4% |
| Taxes450/3 | - | €20,586 | €12,853 | €19,590 | €6,393 | ▼ 67.4% |
| Other amounts payable47/48 | - | €19,678 | €20,544 | €20,229 | €40,579 | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,259 | €153,882 | €14,949 | €30,014 | €32,742 | ▲ 9.1% |
| + Depreciation and write-downs630 | €31,891 | €22,234 | €21,869 | €15,359 | €17,065 | ▲ 11.1% |
| Operating cash flow (approximation) | €39,150 | €176,116 | €36,819 | €45,373 | €49,807 | ▲ 9.8% |
| Investment in fixed assets (approximation) | - | €137,951 | -€499 | €0 | -€44,003 | - |
| Change in cash | - | €288,225 | -€84,801 | €130,118 | -€26,578 | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €153,882 ▲2,020%
Operating result €174,863, net result €153,882, both a record.
30-06
Financial
Liquidity doublescurrent ratio 11.66
Current ratio from 5.02 to 11.66; short-term debt falls from €52,260 to €47,308.
30-06
Financial
Equity above €500,000Eq €615,913 ▲27.8%
4 profitable years in a row build equity to €615,913.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €7,259 ▼75.8%
Net result drops to €7,259, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle
Ground area
1,467 m²
Building footprint
307 m²
Volume, LiDAR
1,820 m³
Parcel 44058B0162/00W000, Flanders · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44058B0162/00W000 | Flanders | 1,467 m² | 1 · 307 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,773 EUR awarded · 1,773 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,773 EUR | 1,773 EUR |
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Of 853 companies in sector 66210 we hold annual accounts for 511. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded08-07-1981
Fiscal year end30-06
Activities, NACEBEL 2025
66210Risk and damage evaluation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0421710567
Also
9925:BE0421710567
Registered
10-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.