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BR&C Construct

Active
Public limited company·Algemene bouw van residentiële gebouwen· 5 yrs active
Legeweg 155 ·8020 Oostkamp, Belgium
KBO/BCE: BE 0759.656.191
Watch Print / PDF
Age5 yrs
Board4
Connections39
Real estate1 parcel · 2.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BR&C Construct is 2.0% (moderate). The 2024 annual accounts show equity of €30k and a net result of €-70k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 333 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 333 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 20-06-2025 41 d early 2025-00156628
31-12-2023 31-07-2024 19-06-2024 42 d early 2024-00139841
31-12-2022 31-07-2023 30-06-2023 31 d early 2023-00177045
31-12-2021 31-07-2022 22-06-2022 39 d early 2022-20079796

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-70k-1467.3%
Working capital€30k-70.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 20-06-2025 with the NBB · fiscal year 2024 · verkort
€-100k€-50k€0€50kOperating result 2021: €44k€44kNet result 2021: €-3k€-3kOperating result 2022: €-4k€-4kNet result 2022: €8k€8kOperating result 2023: €7k€7kNet result 2023: €-4k€-4kOperating result 2024: €-33k€-33kNet result 2024: €-70k€-70k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~43% of the level (threshold 35%). We therefore deliberately show no projection line.
€-40k€-20k€0€20k€40k2021: €45k2022: €-2k2023: €8k2024: €-31k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 1.0% 24.2%
better than 15% of 333 sector peers
Net result €-70k €16k
better than 12% of 333 sector peers
Equity €30k €73k
better than 34% of 333 sector peers
Gross operating margin €-31k €81k
better than 7% of 333 sector peers
Total assets €3.03M €528k
better than 85% of 333 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P15
2021: P31 · n=1722022: P17 · n=2622023: P33 · n=2972024: P15 · n=3332021 2024
Stable position over 2021-2024 · n=172-333
Net result P12
2021: P25 · n=1722022: P47 · n=2612023: P22 · n=2972024: P12 · n=3332021 2024
Weakening position over 2021-2024 · n=172-333
Equity P34
2021: P41 · n=1722022: P55 · n=2622023: P55 · n=2972024: P34 · n=3332021 2024
Stable position over 2021-2024 · n=172-333
Gross operating margin P7
2021: P33 · n=1722022: P16 · n=2602023: P23 · n=2972024: P7 · n=3332021 2024
Weakening position over 2021-2024 · n=172-333
Describes the position versus peers, not a forecast.
Net profit
€-70k
-1467.3% 21-24
Total assets
€3.03M
+212.7% 21-24
Equity
€30k
-70.2% 21-24
Working capital
€30k
-70.2% 21-24
Income taxes
€0
-100.0% 21-24
Debt
€3.00M
+245.5% 21-24
Debt ≤ 1y
€3.00M
+245.5% 21-24
Current ratio
1.01
-9.5% 21-24
Quick ratio
0.31
-56.4% 21-24
Solvency
1.0%
-90.5% 21-24
Debt / equity
99.94
+1057.7% 21-24
ROE
-235.1%
-5151.5% 21-24
ROA
-2.3%
-401.1% 21-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA-
Net profit€-70k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€3.03M
Equity€30k
Debt€3.00M
of which ≤ 1y€3.00M
of which > 1y-
Working capital€30k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.01
Quick ratio0.31
Working capital ratio1.0%
Solvency1.0%
Debt / equity99.94
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2.3%
ROE-235.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3.03M
Current assets 29/58€3.03M
Stocks & contracts in progress 3€2.10M
Amounts receivable within one year 40/41€229k
Cash & bank 54/58€693k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.03M
Equity 10/15€30k
Contributions / capital 10/11€100k
Reserves 13€247
Accumulated profits (losses) 14€-70k
Amounts payable 17/49€3.00M
Amounts payable within one year 42/48€3.00M
Trade debts payable within one year 44€471k
Income statement
Gross operating margin 9900€-31k
Operating result 9901€-33k
Financial income 75€4k
Financial charges 65€42k
Result before taxes 9903€-70k
Net result for the period 9904€-70k
Result to be appropriated 9905€-70k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
27 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 4 current directors first appear in the same act (26023916). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • B & RLegal entity
    Director· perm. rep.: Filip Van Camfort
    State Gazette act 26023916 (17-02-2026)
    Current
    21-01-2026 → present
    7 events
    • 21-01-2026 Resigned· Director
    • 21-01-2026 Appointed· Director
    • 21-01-2026 Mandate renewed· Director
    • 19-10-2023 Resigned· Director
    • 19-10-2023 Appointed· Director
    • 30-12-2022 Resigned· Director
    • 30-12-2022 Appointed· Director
  • B&R ConstructLegal entity
    Director· perm. rep.: Jan In 't Ven
    State Gazette act 26023916 (17-02-2026)
    Current
    21-01-2026 → present
  • CHRISTIAENS PROJECTSLegal entity
    Director· perm. rep.: Laura Christiaens
    State Gazette act 26023916 (17-02-2026)
    Current
    21-01-2026 → present
    6 events
    • 21-01-2026 Resigned· Director
    • 21-01-2026 Appointed· Director
    • 19-10-2023 Resigned· Director
    • 19-10-2023 Appointed· Director
    • 30-12-2022 Resigned· Director
    • 30-12-2022 Appointed· Director
  • MATMAR INVESTLegal entity
    Director· perm. rep.: Patrick Christiaens
    State Gazette act 26023916 (17-02-2026)
    Current
    21-01-2026 → present
    9 events
    • 21-01-2026 Resigned· Director
    • 21-01-2026 Appointed· Director
    • 21-01-2026 Mandate renewed· Managing director
    • 21-02-2024 Mandate renewed· Managing director
    • 19-10-2023 Resigned· Director
    • 19-10-2023 Appointed· Director
    • 13-02-2023 Mandate renewed· Managing director
    • 30-12-2022 Resigned· Director
    • 30-12-2022 Appointed· Director
Former directors (3)
  • Komart BeheerLegal entity
    Director· perm. rep.: Koen Martens
    State Gazette act 24031969 (21-02-2024)
    Former
    19-10-2023 → 21-01-2026
    2 events
    • 21-01-2026 Resigned· Director
    • 19-10-2023 Appointed· Director
  • LEFICOLegal entity
    Director· perm. rep.: Van Camfort Filip
    State Gazette act 23020881 (13-02-2023)
    Former
    30-12-2022 → 19-10-2023
    2 events
    • 19-10-2023 Resigned· Director
    • 30-12-2022 Appointed· Director
  • EB MANAGEMENTLegal entity
    Director· perm. rep.: Bruyninckx Eddy
    State Gazette act 23020881 (13-02-2023)
    Former
    - → 30-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Public limited company(014)
Incorporation10-12-2020
StatusActive
Postal code8020

Structure & network

Connections & network

39 connected companies
B & R, Sits on the board B&B & RB&R Construct, Sits on the board BCB&R ConstructCHRISTIAENS PROJECTS, Sits on the board CPCHRISTIAENSPROJECTSKomart Beheer, Sits on the board KBKomart BeheerLEFICO, Sits on the board LLEFICOMATMAR INVEST, Sits on the board MIMATMAR INVEST+33 companies via a shared corporate director +33via a sharedcorporate directorBR&C Construct BR&CConstruct0759.656.191
Group structureShared directorsBundled connections
Group structure
B & R
Sits on the board · 32 subsidiaries · 1 location
Control→
B&R Construct
Sits on the board · 4 subsidiaries · 1 location
Control→
CHRISTIAENS PROJECTS
Sits on the board · 5 subsidiaries · 1 location
Control→
Komart Beheer
Sits on the board · 28 subsidiaries · 1 location
Control→
LEFICO
Sits on the board · 29 subsidiaries · 1 location
Control→
MATMAR INVEST
Sits on the board · 4 subsidiaries · 1 location
Control→
Network connections
A.G.B.b.
Shared corporate director
→
Acumula
Shared corporate director
→
ALCOMEL
Shared corporate director
→
→
ALUSERVICE
Shared corporate director
→
ARKANA
Shared corporate director
→
B&R Development
Shared corporate director
→
B&R Logistics
Shared corporate director
→
B&S WESTPOORT
Shared corporate director
→
B-AVENUE
Shared corporate director
→
Bouw Technische Installaties
Shared corporate director
→
BOUWBEDRIJF EMILE ROMBAUT
Shared corporate director
→
BOUWONDERNEMING CHRISTIAENS
Shared corporate director
→
BR&C Development
Shared corporate director
→
BR&C Holding
Shared corporate director
→
BR&C Properties
Shared corporate director
→
BREBUILD ALGEMEEN BOUWBEDRIJF
Shared corporate director
→
CSA
Shared corporate director
→
EVENTNATIE
Shared corporate director
→
HOOYBERGHS
Shared corporate director
→
I.B. Vastgoed Wemmel
Shared corporate director
→
IMMO ARCADIA
Shared corporate director
→
LEUNEN INVEST
Shared corporate director
→
Pearl Homes
Shared corporate director
→
Piani
Shared corporate director
→
SEDS Esco
Shared corporate director
→
Thuis Leven
Shared corporate director
→
VAN DE CRAEN
Shared corporate director
→
Van de Cruys Vloer- en Tegelwerken
Shared corporate director
→
Vastgoed EM
Shared corporate director
→
Vastgoed GH
Shared corporate director
→
Verheyen Betonprodukten
Shared corporate director
→
Vidara Benelux
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

6 parties
Control over this companysits on this company's board6
B & R
32 subsidiaries · 1 location
LEFICO
29 subsidiaries · 1 location
Komart Beheer
28 subsidiaries · 1 location
CHRISTIAENS PROJECTS
5 subsidiaries · 1 location
B&R Construct
4 subsidiaries · 1 location
MATMAR INVEST
4 subsidiaries · 1 location
controls
BR&C ConstructBE 0759.656.191

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Legeweg 1558020 Oostkamp

Establishment units

1 location
BR&C Construct
Legeweg 155, 8020 OostkampOntwikkeling van residentiële bouwprojecten
since 20202.312.775.849
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.1 ha
Buildings1
Building footprint4,736 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31022A0128/00L002 Flanders 2.1 ha 1 · 4,736 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
All acts · 4 updated 5 months ago
2026
17-02-2026 4 directors appointed, 4 resigning, 2 reappointed Director changes
  • Filip Van Camfort, Bestuurder
  • Jan In 't Ven, Bestuurder
  • Laura Christiaens, Bestuurder
  • Patrick Christiaens, Bestuurder
  • Filip Van Camfort, Bestuurder
  • Koen Martens, Bestuurder
  • Laura Christiaens, Bestuurder
  • Patrick Christiaens, Bestuurder
Summary: v3.2
2024
21-02-2024 4 directors appointed, 4 resigning, 1 reappointed Director changes
  • Van Camfort Filip, Bestuurder
  • Christiaens Laura, Bestuurder
  • Christiaens Patrick, Bestuurder
  • Martens Koen, Bestuurder
  • Daems Sam, Bestuurder
  • Van Camfort Filip, Bestuurder
  • Christiaens Laura, Bestuurder
  • Christiaens Patrick, Bestuurder
Summary: v3.2
2023
13-02-2023 4 directors appointed, 4 resigning, 1 reappointed Director changes
  • Daems Sam, Bestuurder
  • Van Camfort Filip, Bestuurder
  • Christiaens Laura, Bestuurder
  • Christiaens Patrick, Bestuurder
  • Daems Sam, Bestuurder
  • Bruyninckx Eddy, Bestuurder
  • Christiaens Laura, Bestuurder
  • Christiaens Patrick, Bestuurder
Summary: v3.2
2020
14-12-2020 Incorporation of a new NV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health27Profitability0Solvency12Growth32Stability94
33 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 27
Profitability 0
Solvency 12
Growth 32
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,321 of the 29,561 companies in this sector. 4,758 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van kantoorgebouwen41202Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameNL BR&C Construct
Registered office
Legeweg 155
8020 Oostkamp, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.