BOUWWERKEN CLEUREN
ActiveSummary
The annual accounts of BOUWWERKEN CLEUREN for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €42k and a net result of €-51k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 7453 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-76
Solvency40▼-9
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1 against 1.57 in 2024; short-term debt: 85.2% and cash: 1.2% of total assets), and 85.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
-17.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
30 d late
2023
51 d late
2022
61 d late
2021
58 d late
2020
61 d late
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 54.6%
2024 · €93k
2018: €58k
2019: €28k
2020: €31k
2021: €34k
2022: €64k
2023: €70k
2024: €93k
2018 → 2025
Total assets
€286k▼ 25.9%
2024 · €386k
2018: €207k
2019: €180k
2020: €203k
2021: €216k
2022: €365k
2023: €372k
2024: €386k
2018 → 2025
Net result
€-51k
2024 · €23k
2018: €11k
2019: €-4k
2020: €3k
2021: €4k
2022: €30k
2023: €6k
2024: €23k
2018 → 2025
Working capital
€24k▼ 82.1%
2024 · €135k
2018: €91k
2019: €60k
2020: €27k
2021: €26k
2022: €54k
2023: €51k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€64k▲ 87.1%€70k▲ 9.6%€93k▲ 32.6%€42k▼ 54.6%
Operating result€12k-€41k▲ 256%€5k▼ 88.7%€24k▲ 418%€-44k
Net result€4k-€30k▲ 734%€6k▼ 79.4%€23k▲ 272%€-51k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €44k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€18k ▲ 34.7%
Current assets
€268k ▼ 28.0%
Equity and liabilities €286k
Equity
€42k ▼ 54.6%
Debt
€244k ▼ 16.7%
Debt's share of the balance-sheet total rises from 75.9% to 85.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-39k▼
2024 · €32k
Cash flow
€-46k▼
2024 · €31k
Current ratio
1.10▼
2024 · 1.57
Debt to equity
5.77▲
2024 · 3.14
ROE
-120.4%▼
2024 · 24.6%
ROA
-17.8%▼
2024 · 5.9%
Interest coverage
-23.39▼
2024 · 22.65
Debt ≤ 1 year
€244k▲
2024 · €237k
Income taxes
€7k▲
2024 · €0
Staff costs
€157k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€386k€286k▼
Fixed assets21/28€13k€18k▲
Tangible fixed assets22/27€13k€18k▲
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€7k€16k▲
Current assets29/58€372k€268k▼
Amounts receivable after more than one year29€80k€80k=
Other amounts receivable291€80k€80k=
Amounts receivable within one year40/41€275k€174k▼
Trade receivables40€148k€104k▼
Other amounts receivable41€128k€71k▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€15k€10k▼
Equity and liabilities
Total equity and liabilities10/49€386k€286k▼
Equity10/15€93k€42k▼
Contributions10/11€19k€19k=
Reserves13€52k€52k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€23k€-28k▼
Amounts payable17/49€292k€244k▼
Amounts payable within one year42/48€237k€244k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€116k€121k▲
Suppliers440/4€116k€121k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€116k€122k▲
Taxes450/3€107k€55k▼
Remuneration and social security454/9€9k€67k▲
Accrued charges and deferred income492/3€55k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€75k€157k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€2k€7k▲
Gross operating margin9900€109k€125k▲
Operating profit (loss)9901€24k€-44k▼
Financial income75/76B€138€917▲
Recurring financial income75€138€845▲
Non-recurring financial income76B-€72
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€23k€-44k▼
Income taxes67/77€0€7k▲
Profit (loss) for the period9904€23k€-51k▼
Profit (loss) for the period to be appropriated9905€23k€-51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-28k▼
Profit (loss) brought forward from the previous period14P-€23k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
31-12
Financial
Weakest financial yearnet €-51k ▼322%
Net result drops to €-51k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Highest result since 2018net €30k ▲734%
Operating result €41k, net result €30k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liepensweg 113770 RiemstGround area
868 m²
Building footprint
128 m²
Volume, LiDAR
636 m³
Parcel 73092A0580/00G000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouwwerken Cleuren
since 20082.175.746.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73092A0580/00G000 | Flanders | 868 m² | 1 · 128 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,915 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0496/519903