DC-Construct
ActiveSummary
The computed 12-month bankruptcy probability of DC-Construct is 2.2% (moderate). The 2025 annual accounts show equity of €42,223 and a net result of €69,473. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 7586 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+16
Solvency44▼-40
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 3.48 in 2024; short-term debt: 54.8% and cash: 20.5% of total assets), and 81.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
30.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7586 sector peers (2025).
NBB · sector comparisonPosition among 7586 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
84 d early
2024
37 d early
2023
25 d early
2022
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 45 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€42,223▼ 5.6%
2024 · €44,750
Total assets
€225,195▲ 198%
2024 · €75,623
Net result
€69,473▲ 666%
2024 · €9,064
Working capital
€3,295▼ 89.5%
2024 · €31,254
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€5,634-€40,232▲ 614%€12,908▼ 67.9%€87,541▲ 578%
Net result€4,651within the sector's middle half-€30,994above the sector's middle half▲ 566%€9,064within the sector's middle half▼ 70.8%€69,473above the sector's middle half▲ 666%
Equity€6,351below the sector's middle half-€36,545within the sector's middle half▲ 475%€44,750within the sector's middle half▲ 22.5%€42,223within the sector's middle half▼ 5.6%
Total assets€17,338below the sector's middle half-€80,638within the sector's middle half▲ 365%€75,623within the sector's middle half▼ 6.2%€225,195within the sector's middle half▲ 198%
Debt€10,986-€44,093▲ 301%€30,873▼ 30.0%€182,973▲ 493%
Working capital-€577below the sector's middle half-€22,915within the sector's middle half€31,254within the sector's middle half▲ 36.4%€3,295within the sector's middle half▼ 89.5%
Solvency36.6%within the sector's middle half-45.3%within the sector's middle half▲ 8.7pp59.2%within the sector's middle half▲ 13.9pp18.7%below the sector's middle half▼ 40.4pp
Current ratio0.95below the sector's middle half-2.18within the sector's middle half▲ 1.233.48above the sector's middle half▲ 1.311.03below the sector's middle half▼ 2.46
Return on assets (ROA)26.8%above the sector's middle half-38.4%above the sector's middle half▲ 11.6pp12.0%within the sector's middle half▼ 26.5pp30.8%above the sector's middle half▲ 18.9pp
Staff (FTE)0.5
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 578% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225,195
Fixed assets
€98,588 ▲ 210%
Current assets
€126,607 ▲ 189%
Equity and liabilities €225,195
Equity
€42,223 ▼ 5.6%
Debt
€182,973 ▲ 493%
Debt's share of the balance-sheet total rises from 40.8% to 81.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103,138▲
2024 · €22,350
Cash flow
€85,069▲
2024 · €18,506
Debt to equity
4.33▲
2024 · 0.69
ROE
164.5%▲
2024 · 20.3%
Interest coverage
47.41▲
2024 · 13.97
Debt ≤ 1 year
€123,312▲
2024 · €12,580
Debt > 1 year
€59,661▲
2024 · €18,294
Income taxes
€15,895▲
2024 · €2,244
Staff costs
€11,927
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2,301 | €1,086 | - | €11,927 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,025 | €5,607 | €9,442 | €15,597 | ▲ 65.2% |
| Other operating charges640/8 | €144 | €248 | €183 | €149 | ▼ 18.7% |
| Gross operating margin9900 | €11,103 | €47,174 | €22,533 | €115,214 | ▲ 411% |
| Operating profit (loss)9901 | €5,634 | €40,232 | €12,908 | €87,541 | ▲ 578% |
| Financial income75/76B | €85 | €5 | €0 | €1 | ▲ 1,900% |
| Recurring financial income75 | €85 | €5 | €0 | €1 | ▲ 1,900% |
| Financial charges65/66B | €63 | €2,176 | €1,600 | €2,176 | ▲ 36.0% |
| Recurring financial charges65 | €63 | €758 | €1,600 | €2,176 | ▲ 36.0% |
| Non-recurring financial charges66B | - | €1,418 | - | - | - |
| Profit (loss) for the period before taxes9903 | €5,656 | €38,061 | €11,308 | €85,367 | ▲ 655% |
| Income taxes67/77 | €1,004 | €7,067 | €2,244 | €15,895 | ▲ 608% |
| Profit (loss) for the period9904 | €4,651 | €30,994 | €9,064 | €69,473 | ▲ 666% |
| Profit (loss) for the period to be appropriated9905 | €4,651 | €30,994 | €9,064 | €69,473 | ▲ 666% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €17,338 | €80,638 | €75,623 | €225,195 | ▲ 198% |
| Formation expenses20 | €262 | - | - | - | - |
| Fixed assets21/28 | €6,667 | €38,275 | €31,789 | €98,588 | ▲ 210% |
| Tangible fixed assets22/27 | €6,667 | €38,275 | €31,789 | €98,588 | ▲ 210% |
| Plant, machinery and equipment23 | €2,842 | €3,923 | €4,908 | €10,885 | ▲ 122% |
| Furniture and vehicles24 | €3,824 | €484 | €230 | €8,059 | ▲ 3,409% |
| Leasing and similar rights25 | - | €33,868 | €26,652 | €79,645 | ▲ 199% |
| Current assets29/58 | €10,409 | €42,363 | €43,834 | €126,607 | ▲ 189% |
| Stocks and contracts in progress3 | - | €22,015 | €9,648 | - | - |
| Stocks30/36 | - | €7,015 | - | - | - |
| Contracts in progress37 | - | €15,000 | €9,648 | - | - |
| Amounts receivable within one year40/41 | €5,119 | €2,145 | €12,761 | €77,958 | ▲ 511% |
| Trade receivables40 | €880 | €251 | €9,141 | €72,250 | ▲ 690% |
| Other amounts receivable41 | €4,239 | €1,895 | €3,620 | €5,708 | ▲ 57.7% |
| Cash at bank and in hand54/58 | €4,846 | €16,491 | €19,769 | €46,208 | ▲ 134% |
| Deferred charges and accrued income490/1 | €444 | €1,712 | €1,656 | €2,440 | ▲ 47.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €17,338 | €80,638 | €75,623 | €225,195 | ▲ 198% |
| Equity10/15 | €6,351 | €36,545 | €44,750 | €42,223 | ▼ 5.6% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €3,851 | €34,045 | €42,250 | €39,723 | ▼ 6.0% |
| Amounts payable17/49 | €10,986 | €44,093 | €30,873 | €182,973 | ▲ 493% |
| Amounts payable after more than one year17 | - | €24,644 | €18,294 | €59,661 | ▲ 226% |
| Financial debts170/4 | - | €24,644 | €18,294 | €59,661 | ▲ 226% |
| Amounts payable within one year42/48 | €10,986 | €19,449 | €12,580 | €123,312 | ▲ 880% |
| Current portion of amounts payable after more than one year42 | - | €5,592 | €5,831 | €17,945 | ▲ 208% |
| Trade debts44 | €5,823 | €7,988 | €5,064 | €28,535 | ▲ 463% |
| Suppliers440/4 | €5,823 | €7,988 | €5,064 | €28,535 | ▲ 463% |
| Taxes, remuneration and social security45 | €1,337 | €4,798 | €172 | €12,007 | ▲ 6,889% |
| Taxes450/3 | €1,337 | €4,798 | €172 | €11,681 | ▲ 6,699% |
| Remuneration and social security454/9 | - | - | - | €325 | - |
| Other amounts payable47/48 | €3,827 | €1,070 | €1,513 | €64,825 | ▲ 4,185% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,651 | €30,994 | €9,064 | €69,473 | ▲ 666% |
| + Depreciation and write-downs630 | €3,025 | €5,607 | €9,442 | €15,597 | ▲ 65.2% |
| Operating cash flow (approximation) | €7,676 | €36,601 | €18,506 | €85,069 | ▲ 360% |
| Investment in fixed assets (approximation) | - | -€37,215 | -€2,957 | -€82,395 | ▼ 2,686% |
| Change in cash | - | €11,645 | €3,278 | €26,439 | ▲ 707% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €69,473 ▲666%
Operating result €87,541, net result €69,473, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 0.95 to 2.18.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2022
Ground area
448 m²
Building footprint
96 m²
Volume, LiDAR
592 m³
Parcel 63054A0188/00R000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DC-Construct
since 20222.329.100.751
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63054A0188/00R000 | Wallonia | 448 m² | 1 · 96 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 12,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
02200Logging
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783363486
Also
9925:BE0783363486
Registered
05-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.