BOUWBEDRIJF DIRKX GUIDO
ActiveSummary
BOUWBEDRIJF DIRKX GUIDO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-8k. Equity is shrinking by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-46
Solvency0▼-27
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.85 against 0.72 in 2024; short-term debt: 95.4% and cash: 15.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-36.1%
Return on assets
-48.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
21 d early
2023
86 d late
2022
17 d late
2021
11 d late
2020
23 d late
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k
2024 · €2k
2018: €12k
2019: €11k
2020: €17k
2021: €22k
2022: €20k
2023: €2k
2024: €2k
2018 → 2025
Total assets
€17k▼ 80.8%
2024 · €89k
2018: €64k
2019: €56k
2020: €51k
2021: €91k
2022: €93k
2023: €49k
2024: €89k
2018 → 2025
Net result
€-8k
2024 · €523
2018: €213
2019: €-1k
2020: €6k
2021: €6k
2022: €-9k
2023: €-18k
2024: €523
2018 → 2025
Working capital
€-3k▲ 85.6%
2024 · €-17k
2018: €1k
2019: €2k
2020: €2k
2021: €-36k
2022: €-22k
2023: €-19k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€20k▼ 11.1%€2k▼ 92.2%€2k▲ 33.9%€-6k
Operating result€8k-€-7k€-14k▼ 99.4%€8k€-7k
Net result€6k-€-9k€-18k▼ 109%€523€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€3k ▼ 92.6%
Current assets
€14k ▼ 69.0%
Key figures and ratios
EBITDA
€-5k▼
2024 · €22k
Cash flow
€-6k▼
2024 · €15k
Solvency
-36.1%▼
2024 · 2.3%
Current ratio
0.85▲
2024 · 0.72
Quick ratio
0.18▼
2024 · 0.49
Debt to equity
-3.77▼
2024 · 42.38
ROA
-48.1%▼
2024 · 0.6%
Interest coverage
-6.07▼
2024 · 3.18
Debt
€23k▼
2024 · €87k
Debt ≤ 1 year
€16k▼
2024 · €62k
Debt > 1 year
€7k▼
2024 · €15k
Income taxes
€0▼
2024 · €219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€89k€17k▼
Fixed assets21/28€45k€3k▼
Tangible fixed assets22/27€45k€3k▼
Plant, machinery and equipment23€12k€1k▼
Furniture and vehicles24€33k€2k▼
Current assets29/58€45k€14k▼
Stocks and contracts in progress3€15k€11k▼
Contracts in progress37€15k€11k▼
Amounts receivable within one year40/41€27k€232▼
Trade receivables40€27k€0▼
Other amounts receivable41€0€232▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€900€0▼
Equity and liabilities
Total equity and liabilities10/49€89k€17k▼
Equity10/15€2k€-6k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-18k€-27k▼
Amounts payable17/49€87k€23k▼
Amounts payable after more than one year17€15k€7k▼
Financial debts170/4€15k€7k▼
Amounts payable within one year42/48€62k€16k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€844€0▼
Taxes450/3€844€0▼
Other amounts payable47/48€46k€14k▼
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20242025
Non-recurring operating income76A€8k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€2k▼
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A€88€0▼
Gross operating margin9900€26k€3k▼
Operating profit (loss)9901€8k€-7k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€7k€858▼
Recurring financial charges65€7k€858▼
Profit (loss) for the period before taxes9903€742€-8k▼
Income taxes67/77€219€0▼
Profit (loss) for the period9904€523€-8k▼
Profit (loss) for the period to be appropriated9905€523€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-27k▼
Profit (loss) brought forward from the previous period14P€-19k€-18k▲
Transfer from equity791/2€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €523
Net result €523 after 2 loss-making years.
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
2023
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daalstraat(E) 163630 MaasmechelenGround area
388 m²
Building footprint
85 m²
Volume, LiDAR
570 m³
Parcel 73013B1204/00Y000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOUWBEDRIJF DIRKX GUIDO - afgekort BDG
since 20102.193.982.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013B1204/00Y000 | Flanders | 388 m² | 1 · 85 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 207 EUR awarded · 207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 40 EUR |
| 2022 | 1 | 207 EUR | 167 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 3,450 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.