Skip to content

E.C.T. CONCEPT

Active
Private limited companyfounded 2011active for 15 yearsAstridlaan 27, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0834.839.210
Summary

E.C.T. CONCEPT has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,073 and a net result of €4,729. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 9,837 sector peers (NACE 41, financial year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
E.C.T. CONCEPTActiveChecked score 59/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€2,083total assets 2024
Equity
€2,073
Profit
€4,729
Financial health
59 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts not filed, 87 days past the deadline1 of 5 deeds summarised
Why 59raises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 105 days late; 3 of the last 3 lateSize: total assets €2,083lowers riskFounded in 2011Liquidity: current ratio 198.38, cash €1,463Show the evidence

Checked score

Score 2024
59 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 94% of its sector peers (NACE 41, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 100
equity 99.5% of total assets
Liquidity 100
short-term debt 0.5% · cash 70.2%
Profitability 100
return on assets 227.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 10.5% 12-2024: 11.1%▲ +0.6 percentage points vs 11-2024highest value 01-2025: 8.0%▼ -3.1 percentage points vs 12-2024 02-2025: 8.0%● unchanged vs 01-2025 03-2025: 7.9%▼ -0.1 percentage points vs 02-2025 04-2025: 8.4%▲ +0.5 percentage points vs 03-2025 05-2025: 8.7%▲ +0.3 percentage points vs 04-2025 06-2025: 8.4%▼ -0.3 percentage points vs 05-2025 07-2025: 4.2%▼ -4.2 percentage points vs 06-2025 08-2025: 4.7%▲ +0.5 percentage points vs 07-2025 09-2025: 5.0%▲ +0.3 percentage points vs 08-2025 10-2025: 5.1%▲ +0.1 percentage points vs 09-2025 11-2025: 5.3%▲ +0.2 percentage points vs 10-2025 12-2025: 0.5%▼ -4.8 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026lowest value 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.2 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 99% on liquidity, 91% on profitability and 94% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 105 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 198.38, cash €1,463
NBB · annual accounts
raises risk · Size: total assets €2,083
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 105 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
105 days late
2023
120 days late
2022
88 days late
2021
61 days late
2019
98 days late
2018
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 82 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Highest result from 2018 to 2024net €4,729 ▲129%
  3. Liquidity more than 123344 timescurrent ratio 198.38

Key points

  • Caution: Among the weakest 14% on equitysector median €45,383 · 9,848 companies €2,073 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
  • Total assets 20246 financial years filed €2,083 View

By topic

Financials

Financial year
2024
Total assets
€2,083
Profit
€4,729
Solvency
99.5%
Total assets▲ 487×
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 28-11-2024Annual accounts filed
  2. 27-10-2023Annual accounts filed
  3. 28-06-2023Resignations: HISOM Constantin Gabriel (director) and BITICA…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
25-03-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about E.C.T. CONCEPT

What is the company number of E.C.T. CONCEPT?
0834.839.210. In Belgium the VAT number is the company number with BE in front: BE 0834.839.210.
Where is E.C.T. CONCEPT based?
The registered office is at Astridlaan 27, 3700 Tongeren-Borgloon.Company details
What does E.C.T. CONCEPT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of E.C.T. CONCEPT?
Private limited company (BV).
When was E.C.T. CONCEPT founded?
On 25-03-2011.
Is E.C.T. CONCEPT still active?
Yes, E.C.T. CONCEPT is an active enterprise in the KBO register.
What is the turnover of E.C.T. CONCEPT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is E.C.T. CONCEPT profitable?
In financial year 2024, E.C.T. CONCEPT made a profit of €4,729.
Where can I find the annual accounts of E.C.T. CONCEPT?
E.C.T. CONCEPT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to E.C.T. CONCEPT

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure