E.C.T. CONCEPT
ActiveE.C.T. CONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 9986 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
88
/ 100
Excellent▲ +78 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100
Solvency100▲+67
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 198.38 against 0.0 in 2023), and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.5%
Return on assets
227%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
105 d late
2023
120 d late
2022
88 d late
2021
61 d late
2019
98 d late
2018
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▲ 129%
2022 · €2k
2018: €908
2019: €2k
2021: €-696
2022: €2k
2018 → 2024
Working capital
€2k
2023 · €-3k
2018: €4k
2019: €7k
2021: €-5k
2022: €-3k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€8k-€-5k€-3k▲ 43.7%€-3k=€2k
Operating result€4k-€-1k€3k€5k
Net result€2k-€-696€2k€5k
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2024 is 89% above 2022 and is the highest year so far.
Balance-sheet composition
Equity and liabilities €2k
Equity
€2k
Debt
€11
Debt finances 0.5% of the balance-sheet total.
Key figures and ratios
Solvency
99.5%▲
2023 · -62075.7%
Current ratio
198.38▲
2023 · 0.00
Quick ratio
198.38▲
2023 · 0.00
Debt / equity
0.01▲
2023 · -1.00
ROE
228.2%
ROA
227.0%
Debt
€11▼
2023 · €3k
Debt ≤ 1 year
€11▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4€2k▲
Current assets29/58€4€2k▲
Amounts receivable within one year40/41€4€621▲
Other amounts receivable41€4€621▲
Cash at bank and in hand54/58-€1k
Equity and liabilities
Total equity and liabilities10/49€4€2k▲
Equity10/15€-3k€2k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-9k€-4k▲
Amounts payable17/49€3k€11▼
Amounts payable within one year42/48€3k€11▼
Taxes, remuneration and social security45-€11
Taxes450/3-€11
Other amounts payable47/48€3k-
Income statement
Code20232024
Gross operating margin9900-€5k
Operating profit (loss)9901-€5k
Profit (loss) for the period before taxes9903-€5k
Profit (loss) for the period9904-€5k
Profit (loss) for the period to be appropriated9905-€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-4k▲
Profit (loss) brought forward from the previous period14P€-9k€-9k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 105 days late
2024
31-12
Financial
Highest result since 2018net €5k ▲129%
Operating result €5k, net result €5k, both a record.
31-12
Financial
Liquidity times 123345current ratio 198.38
Current ratio from 0.00 to 198.38; short-term debt falls from €3k to €11.
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 120 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-696 ▼141%
Net result drops to €-696, the lowest in the series; recovery starts the following year.
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 8 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 86 days late
25-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 452 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2011
Ground area
386 m²
Building footprint
88 m²
Volume, LiDAR
651 m³
Parcel 73083D0277/00G002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
E.C.T CONCEPT
since 20112.208.395.535
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0277/00G002 | Flanders | 386 m² | 1 · 88 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUWBEDRIJF DIRKX GUIDO
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DIAGNOSTIC ET SERVICE EN CONSTRUCTION
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TiNo
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Of 29,518 companies in sector 41001 we hold annual accounts for 15,849. 3,391 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43110Demolition
43341Painting of buildings
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.