BOJOLI
ActiveSummary
BOJOLI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,335 and a net result of €617. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 12% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-5
Solvency30=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.81 in 2024; short-term debt: 27.7% and cash: 4.3% of total assets), but 95% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
0.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9559 sector peers (2025).
NBB · sector comparisonPosition among 9559 sector peers
Solvency
better than 12%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192021222425
2019 to 2025 · latest year €34,335
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
365 d late
2022
29 d late
2021
31 d late
2020
17 d late
2019
14 d late
2017
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€34,335▲ 1.8%
2024 · €33,718
Total assets
€681,195▲ 3.8%
2024 · €656,205
Net result
€617▼ 35.8%
2024 · €962
Working capital
€114,350▼ 1.1%
2024 · €115,671
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€17,656▼ 40.1%-€7,370€9,673€2,957-€8,184▲ 177%
Net result€1,634within the sector's middle half▼ 94.4%-€14,246below the sector's middle half€1,545within the sector's middle half€962within the sector's middle half-€617below the sector's middle half▼ 35.8%
Equity€33,991within the sector's middle half▲ 0.4%€19,745below the sector's middle half▼ 41.9%€21,290below the sector's middle half▲ 7.8%€33,718within the sector's middle half-€34,335within the sector's middle half▲ 1.8%
Total assets€660,810above the sector's middle half▲ 19.3%€703,476above the sector's middle half▲ 6.5%€735,748above the sector's middle half▲ 4.6%€656,205above the sector's middle half-€681,195above the sector's middle half▲ 3.8%
Debt€626,819▲ 20.5%€683,731▲ 9.1%€714,458▲ 4.5%€622,487-€646,860▲ 3.9%
Working capital-€44,824below the sector's middle half-€126,001below the sector's middle half▼ 181%€79,754within the sector's middle half€115,671above the sector's middle half-€114,350above the sector's middle half▼ 1.1%
Solvency5.1%below the sector's middle half▼ 1.0pp2.8%below the sector's middle half▼ 2.3pp2.9%below the sector's middle half▲ 0.1pp5.1%below the sector's middle half-5.0%below the sector's middle half▼ 0.1pp
Current ratio0.79below the sector's middle half▼ 1.780.57below the sector's middle half▼ 0.221.49within the sector's middle half▲ 0.921.81within the sector's middle half-1.61within the sector's middle half▼ 0.20
Return on assets (ROA)0.2%below the sector's middle half▼ 5.0pp-2.0%below the sector's middle half▼ 2.3pp0.2%below the sector's middle half▲ 2.2pp0.1%below the sector's middle half-0.1%below the sector's middle half▼ 0.1pp
Staff (FTE)0.3below the sector's middle half1▲ 233%0.4▼ 60.0%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 177% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681,195
Fixed assets
€378,267 ▼ 4.8%
Current assets
€302,929 ▲ 17.1%
Equity and liabilities €681,195
Equity
€34,335 ▲ 1.8%
Debt
€646,860 ▲ 3.9%
Debt's share of the balance-sheet total rises from 94.9% to 95.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35,182▼
2024 · €44,883
Cash flow
€27,615▼
2024 · €42,887
Quick ratio
1.09▼
2024 · 1.16
Debt to equity
18.84▲
2024 · 18.46
ROE
1.8%▼
2024 · 2.9%
Interest coverage
5.40▼
2024 · 7.33
Debt ≤ 1 year
€188,579▲
2024 · €142,995
Debt > 1 year
€458,281▼
2024 · €479,492
Income taxes
€1,057▲
2024 · -€2,560
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,216 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
2.5%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,216 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,811 | - | - |
| Remuneration, social security and pensions62 | - | €9,759 | €3,187 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37,149 | €48,440 | €46,726 | €41,926 | €26,998 | ▼ 35.6% |
| Other operating charges640/8 | - | €3,756 | €3,130 | €4,951 | €4,294 | ▼ 13.3% |
| Non-recurring operating charges66A | - | €6,266 | - | - | €1,712 | - |
| Gross operating margin9900 | €76,371 | €60,852 | €62,716 | €49,834 | €41,187 | ▼ 17.4% |
| Operating profit (loss)9901 | €17,656 | -€7,370 | €9,673 | €2,957 | €8,184 | ▲ 177% |
| Financial income75/76B | - | €34 | €19 | €1,565 | €0 | ▼ 100.0% |
| Recurring financial income75 | €821 | €34 | €19 | €1,565 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | €6,910 | €6,689 | €6,120 | €6,509 | ▲ 6.4% |
| Recurring financial charges65 | €7,120 | €6,910 | €6,689 | €6,120 | €6,509 | ▲ 6.4% |
| Profit (loss) for the period before taxes9903 | €11,357 | -€14,246 | €3,004 | -€1,599 | €1,675 | ▲ 205% |
| Income taxes67/77 | €9,723 | - | €1,459 | -€2,560 | €1,057 | ▲ 141% |
| Profit (loss) for the period9904 | €1,634 | -€14,246 | €1,545 | €962 | €617 | ▼ 35.8% |
| Profit (loss) for the period to be appropriated9905 | €1,634 | -€14,246 | €1,545 | €962 | €617 | ▼ 35.8% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €660,810 | €703,476 | €735,748 | €656,205 | €681,195 | ▲ 3.8% |
| Fixed assets21/28 | €489,900 | €536,909 | €492,464 | €397,539 | €378,267 | ▼ 4.8% |
| Tangible fixed assets22/27 | €489,474 | €536,483 | €492,038 | €397,113 | €377,841 | ▼ 4.9% |
| Land and buildings22 | - | €512,720 | €468,200 | €390,524 | €366,204 | ▼ 6.2% |
| Plant, machinery and equipment23 | - | €4,514 | €3,034 | €5,024 | €10,800 | ▲ 115% |
| Furniture and vehicles24 | - | €19,249 | €20,804 | €1,566 | €837 | ▼ 46.6% |
| Financial fixed assets28 | €426 | €426 | €426 | €426 | €426 | = |
| Current assets29/58 | €170,911 | €166,567 | €243,283 | €258,666 | €302,929 | ▲ 17.1% |
| Stocks and contracts in progress3 | - | - | €62,000 | €93,501 | €98,022 | ▲ 4.8% |
| Stocks30/36 | - | - | €62,000 | €93,501 | €98,022 | ▲ 4.8% |
| Amounts receivable within one year40/41 | €107,932 | €148,427 | €155,676 | €143,016 | €175,697 | ▲ 22.9% |
| Trade receivables40 | - | €143,311 | €134,475 | €130,995 | €153,929 | ▲ 17.5% |
| Other amounts receivable41 | - | €5,116 | €21,201 | €12,022 | €21,767 | ▲ 81.1% |
| Cash at bank and in hand54/58 | €61,127 | €18,122 | €12,489 | €20,771 | €29,070 | ▲ 40.0% |
| Deferred charges and accrued income490/1 | - | €18 | €13,119 | €1,377 | €140 | ▼ 89.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €660,810 | €703,476 | €735,748 | €656,205 | €681,195 | ▲ 3.8% |
| Equity10/15 | €33,991 | €19,745 | €21,290 | €33,718 | €34,335 | ▲ 1.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | €18,592 | - | - | - | - |
| Issued capital100 | - | €18,592 | - | - | - | - |
| Outside capital11 | - | - | €18,592 | €18,592 | €18,592 | = |
| Other1109/19 | - | - | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €25,705 | €25,705 | €25,705 | €25,705 | €25,705 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | - | - |
| Legal reserve130 | - | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | - | €23,846 | €23,846 | €23,846 | €25,705 | ▲ 7.8% |
| Profit (loss) carried forward14 | -€10,306 | -€24,552 | -€23,007 | -€10,579 | -€9,961 | ▲ 5.8% |
| Amounts payable17/49 | €626,819 | €683,731 | €714,458 | €622,487 | €646,860 | ▲ 3.9% |
| Amounts payable after more than one year17 | €411,084 | €391,164 | €550,928 | €479,492 | €458,281 | ▼ 4.4% |
| Financial debts170/4 | - | €391,164 | €550,928 | €479,492 | €458,281 | ▼ 4.4% |
| Amounts payable within one year42/48 | €215,734 | €292,567 | €163,530 | €142,995 | €188,579 | ▲ 31.9% |
| Financial debts43 | - | €19,921 | €20,236 | €21,410 | €17,259 | ▼ 19.4% |
| Credit institutions430/8 | - | €19,921 | €20,236 | €21,410 | €17,259 | ▼ 19.4% |
| Trade debts44 | €62,197 | €119,449 | €59,599 | €19,635 | €65,319 | ▲ 233% |
| Suppliers440/4 | - | €119,449 | €59,599 | €19,635 | €65,319 | ▲ 233% |
| Taxes, remuneration and social security45 | - | €2,759 | €1,501 | €12,190 | €6,231 | ▼ 48.9% |
| Taxes450/3 | - | €2,759 | €1,501 | €12,190 | €6,231 | ▼ 48.9% |
| Other amounts payable47/48 | - | €150,439 | €82,194 | €89,760 | €99,770 | ▲ 11.2% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,634 | -€14,246 | €1,545 | €962 | €617 | ▼ 35.8% |
| + Depreciation and write-downs630 | €37,149 | €48,440 | €46,726 | €41,926 | €26,998 | ▼ 35.6% |
| Operating cash flow (approximation) | €38,783 | €34,194 | €48,270 | €42,887 | €27,615 | ▼ 35.6% |
| Investment in fixed assets (approximation) | - | -€95,450 | -€2,281 | - | -€7,726 | - |
| Change in cash | - | -€43,005 | -€5,633 | - | €8,299 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 365 days late
2023
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-09
Financial
Back to profitnet €1,545
Net result €1,545 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.49
Current ratio from 0.57 to 1.49; short-term debt falls from €292,567 to €163,530.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Weakest financial yearnet -€14,246
Net result drops to -€14,246, the lowest in the series; recovery starts the following year.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 2 establishment units since 1996
Ground area
2.0 ha
Building footprint
418 m²
Volume, LiDAR
1,991 m³
2 parcels, Flanders · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Bojoli
since 19962.079.616.157
Victor Frislei 54, 2900 Schoten
since 20202.306.801.045
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0328/00Y000 | Flanders | 1.8 ha | 1 · 269 m² | 14.1 m · 2 fl. |
| 11040D0317/00C010 | Flanders | 2,212 m² | 1 · 149 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 1,056 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-1996
Fiscal year end30-09
Activities, NACEBEL 2025
71112Activities of interior architects
46150Agents in the wholesale of furniture, household goods and hardware
47551Retail sale of household furniture
95240Repair and maintenance of furniture and upholstery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459535520
Also
9925:BE0459535520
Registered
29-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.