Simoni Architecten
ActiveSimoni Architecten has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €766k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 18.84 against 16.59 in 2024; short-term debt: 4.7% and cash: 19.5% of total assets), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€766k▼ 0.6%
2024 · €771k
2018: €862k
2019: €909k
2020: €935k
2021: €723k
2022: €732k
2023: €741k
2024: €771k
2018 → 2025
Total assets
€804k▼ 1.3%
2024 · €814k
2018: €887k
2019: €933k
2020: €991k
2021: €820k
2022: €795k
2023: €796k
2024: €814k
2018 → 2025
Net result
€15k▼ 48.2%
2024 · €29k
2018: €57k
2019: €47k
2020: €65k
2021: €37k
2022: €45k
2023: €34k
2024: €29k
2018 → 2025
Working capital
€673k▼ 0.3%
2024 · €675k
2018: €784k
2019: €797k
2020: €809k
2021: €609k
2022: €620k
2023: €644k
2024: €675k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€723k-€732k▲ 1.2%€741k▲ 1.3%€771k▲ 4.0%€766k▼ 0.6%
Operating result€60k-€68k▲ 12.2%€44k▼ 34.3%€36k▼ 19.1%€15k▼ 58.3%
Net result€37k-€45k▲ 23.5%€34k▼ 24.1%€29k▼ 14.4%€15k▼ 48.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €804k
Fixed assets
€94k▼ 2.9%
Current assets
€710k▼ 1.0%
Equity and liabilities €804k
Equity
€766k▼ 0.6%
Debt
€38k▼ 12.8%
The debt ratio falls from 5.3% to 4.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €57k
Cash flow
€35k▼
2024 · €50k
Solvency
95.3%▲
2024 · 94.7%
Current ratio
18.84▲
2024 · 16.59
Quick ratio
18.84▲
2024 · 16.59
Debt / equity
0.05▼
2024 · 0.06
ROE
2.0%▼
2024 · 3.8%
ROA
1.9%▼
2024 · 3.6%
Interest coverage
228.70▲
2024 · 168.06
Debt
€38k▼
2024 · €43k
Debt ≤ 1 year
€38k▼
2024 · €43k
Income taxes
€11k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€814k€804k▼
Fixed assets21/28€96k€94k▼
Tangible fixed assets22/27€96k€93k▼
Land and buildings22€29k€28k▼
Furniture and vehicles24€12k€11k▼
Other tangible fixed assets26€55k€54k▼
Financial fixed assets28€124€124=
Current assets29/58€718k€710k▼
Amounts receivable after more than one year29€140k€140k=
Other amounts receivable291€140k€140k=
Amounts receivable within one year40/41€29k€51k▲
Trade receivables40€19k€8k▼
Other amounts receivable41€10k€42k▲
Current investments50/53€394k€359k▼
Cash at bank and in hand54/58€153k€157k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€814k€804k▼
Equity10/15€771k€766k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€709k€704k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€703k€698k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€43k€38k▼
Amounts payable within one year42/48€43k€38k▼
Trade debts44€18k€10k▼
Suppliers440/4€18k€10k▼
Taxes, remuneration and social security45€18k€28k▲
Taxes450/3€18k€28k▲
Other amounts payable47/48€7k€0▼
Accrued charges and deferred income492/3-€3
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€60k€39k▼
Operating profit (loss)9901€36k€15k▼
Financial income75/76B€14k€11k▼
Recurring financial income75€14k€11k▼
Financial charges65/66B€339€153▼
Recurring financial charges65€339€153▼
Profit (loss) for the period before taxes9903€50k€26k▼
Income taxes67/77€20k€11k▼
Profit (loss) for the period9904€29k€15k▼
Profit (loss) for the period to be appropriated9905€29k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€15k▼
Transfer from equity791/2-€20k
Transfer to equity691/2€29k€15k▼
To other reserves6921€29k€15k▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €15k ▼48.2%
Net result drops to €15k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €65k ▲36.8%
Operating result €92k, net result €65k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hentjenslaan 9A3511 HasseltGround area
417 m²
Building footprint
182 m²
Volume, LiDAR
1,089 m³
Parcel 71483D0236/00L000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hentjenslaan 9A, 3511 Hasselt
since 19882.041.242.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483D0236/00L000 | Flanders | 417 m² | 1 · 182 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-11-1988
Fiscal year end31-12
Activities, NACEBEL
51471
71112Activities of interior architects
46494Wholesale of non-electrical household articles
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.