BMZ Solutions
ActiveBMZ Solutions has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €8k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 2507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+18
Growth85=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 1.18 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
25%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
49 d early
2024
46 d early
2023
29 d early
2022
63 d early
2021
13 d early
2020
8 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€126k▲ 39.7%
2021 · €91k
2021: €91k
2021 → 2022
EBIT margin
4.4%▲ 5.0pp
2021 · -0.6%
2021: -0.6%
2021 → 2022
Net result
€8k▼ 22.6%
2024 · €10k
2019: €-7k
2020: €744
2021: €-680
2022: €5k
2023: €-7k
2024: €10k
2019 → 2025
Working capital
€13k▲ 2,079%
2024 · €596
2019: €-256
2020: €615
2021: €3k
2022: €11k
2023: €-4k
2024: €596
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€91k-€126k▲ 39.7%
Equity€12k-€18k▲ 44.2%€10k▼ 41.2%€21k▲ 99.8%€29k▲ 38.6%
Operating result€-545-€6k€-7k€10k€8k▼ 19.5%
Net result€-680-€5k€-7k€10k€8k▼ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€16k▼ 22.2%
Current assets
€16k▲ 323%
Equity and liabilities €32k
Equity
€29k▲ 38.6%
Debt
€3k▲ 1.0%
The debt ratio falls from 13.6% to 10.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€13k▼
2024 · €14k
Cash flow
€12k▼
2024 · €13k
Solvency
89.7%▲
2024 · 86.4%
Current ratio
4.96▲
2024 · 1.18
Quick ratio
4.96▲
2024 · 1.18
Debt / equity
0.12▼
2024 · 0.16
ROE
27.9%▼
2024 · 49.9%
ROA
25.0%▼
2024 · 43.1%
Interest coverage
42.36▼
2024 · 85.74
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€141
Staff costs
€178▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€32k▲
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€17k€13k▼
Financial fixed assets28€3k€3k=
Current assets29/58€4k€16k▲
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40-€12k
Other amounts receivable41€2k-
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€377€355▼
Equity and liabilities
Total equity and liabilities10/49€24k€32k▲
Equity10/15€21k€29k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€2k€10k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€52€2k▲
Taxes450/3€52€416▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€3k€178▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€690€2k▲
Gross operating margin9900€18k€15k▼
Operating profit (loss)9901€10k€8k▼
Financial charges65/66B€158€303▲
Recurring financial charges65€158€303▲
Profit (loss) for the period before taxes9903€10k€8k▼
Income taxes67/77-€141
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€10k▲
Profit (loss) brought forward from the previous period14P€-8k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 4.96
Current ratio from 1.18 to 4.96.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼234%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €744
Net result €744 after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 632150 AntwerpenGround area
180 m²
Building footprint
168 m²
Volume, LiDAR
667 m³
Parcel 11007A0047/00T011, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BMZ Solutions
since 20192.282.528.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0047/00T011 | Flanders | 180 m² | 1 · 168 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OMAZE
BE 0778.409.954
Hasselt · Eq €29k
Green Plus
BE 0557.982.206
Boortmeerbeek · Eq €28k
Limpiado
BE 0719.663.685
Antwerpen · Eq €29k
AUTO WASH BLING BLING
BE 0677.672.484
Anderlecht · Eq €28k
CAR LUXE CLEANING
BE 0803.842.166
Sint-Agatha-Berchem · Eq €29k
Of 3,188 companies in sector 95316 we hold annual accounts for 741. 547 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2018
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.