CCRB
ActiveSummary
CCRB has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10,817 and a net result of €4,126. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 3543 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▼-24
Solvency65▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.66 against 1.33 in 2023; short-term debt: 60% and cash: 0.2% of total assets), but 60% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40%
Return on assets
15.3%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
181 d late
2022
31 d late
2021
29 d late
2020
130 d late
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 85 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€10,817▲ 61.7%
2023 · €6,691
Total assets
€27,053▲ 0.5%
2023 · €26,930
Net result
€4,126▼ 58.4%
2023 · €9,923
Working capital
€10,682▲ 59.7%
2023 · €6,691
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,857▲ 918%€14,408▲ 676%-€33,452€13,591€9,843▼ 27.6%
Net result€961within the sector's middle half€11,506within the sector's middle half▲ 1,098%-€33,844below the sector's middle half€9,923within the sector's middle half€4,126within the sector's middle half▼ 58.4%
Equity€6,705below the sector's middle half▲ 16.7%€18,211within the sector's middle half▲ 172%-€3,233below the sector's middle half€6,691within the sector's middle half€10,817within the sector's middle half▲ 61.7%
Total assets€44,098below the sector's middle half▲ 10.8%€59,465within the sector's middle half▲ 34.8%€306below the sector's middle half▼ 99.5%€26,930below the sector's middle half▲ 8,708%€27,053below the sector's middle half▲ 0.5%
Debt€37,393▲ 9.8%€41,253▲ 10.3%€3,539▼ 91.4%€20,240▲ 472%€16,236▼ 19.8%
Working capital€7,249within the sector's middle half▼ 34.8%€13,005within the sector's middle half▲ 79.4%-€3,233within the sector's middle half€6,691within the sector's middle half€10,682within the sector's middle half▲ 59.7%
Solvency15.2%within the sector's middle half▲ 0.8pp30.6%within the sector's middle half▲ 15.4pp24.8%within the sector's middle half40.0%within the sector's middle half▲ 15.1pp
Current ratio1.24within the sector's middle half▼ 0.181.39within the sector's middle half▲ 0.141.33within the sector's middle half1.66within the sector's middle half▲ 0.33
Return on assets (ROA)2.2%within the sector's middle half▲ 3.3pp19.3%above the sector's middle half▲ 17.2pp36.8%above the sector's middle half15.3%within the sector's middle half▼ 21.6pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €27,053
Fixed assets
€135
Current assets
€26,918
Equity and liabilities €27,053
Equity
€10,817 ▲ 61.7%
Debt
€16,236 ▼ 19.8%
Debt's share of the balance-sheet total falls from 75.2% to 60.0%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
0.00▼
2023 · 0.54
Debt to equity
1.50▼
2023 · 3.03
ROE
38.1%▼
2023 · 148.3%
Debt ≤ 1 year
€16,236▼
2023 · €20,240
Income taxes
€2,825
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €300 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,192 | €2,614 | - | - | - | - |
| Other operating charges640/8 | - | €5,372 | €2,415 | €1,200 | €4,529 | ▲ 277% |
| Gross operating margin9900 | €5,819 | €22,394 | -€31,038 | €15,092 | €14,372 | ▼ 4.8% |
| Operating profit (loss)9901 | €1,857 | €14,408 | -€33,452 | €13,591 | €9,843 | ▼ 27.6% |
| Financial income75/76B | - | - | - | €5 | €65 | ▲ 1,175% |
| Recurring financial income75 | €4 | - | - | €5 | €65 | ▲ 1,175% |
| Financial charges65/66B | - | €299 | €392 | €3,672 | €2,957 | ▼ 19.5% |
| Recurring financial charges65 | €900 | €299 | €392 | €3,672 | €2,957 | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €961 | €14,109 | -€33,844 | €9,923 | €6,951 | ▼ 30.0% |
| Income taxes67/77 | - | €2,603 | - | - | €2,825 | - |
| Profit (loss) for the period9904 | €961 | €11,506 | -€33,844 | €9,923 | €4,126 | ▼ 58.4% |
| Profit (loss) for the period to be appropriated9905 | €961 | €11,506 | -€33,844 | €9,923 | €4,126 | ▼ 58.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €44,098 | €59,465 | €306 | €26,930 | €27,053 | ▲ 0.5% |
| Fixed assets21/28 | €6,956 | €12,706 | - | - | €135 | - |
| Intangible fixed assets21 | €4,050 | €3,600 | - | - | - | - |
| Tangible fixed assets22/27 | €2,711 | €8,911 | - | - | - | - |
| Plant, machinery and equipment23 | - | €839 | - | - | - | - |
| Furniture and vehicles24 | - | €8,072 | - | - | - | - |
| Financial fixed assets28 | €195 | €195 | - | - | €135 | - |
| Current assets29/58 | €37,142 | €46,758 | €306 | €26,930 | €26,918 | = |
| Stocks and contracts in progress3 | €21,737 | €24,240 | - | €15,960 | €26,855 | ▲ 68.3% |
| Stocks30/36 | - | €24,240 | - | €15,960 | €26,855 | ▲ 68.3% |
| Amounts receivable within one year40/41 | €12,248 | €18,938 | - | €10,503 | - | - |
| Trade receivables40 | - | €13,620 | - | €10,503 | - | - |
| Other amounts receivable41 | - | €5,318 | - | - | - | - |
| Current investments50/53 | €2,750 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | €2,565 | €306 | €467 | €63 | ▼ 86.5% |
| Deferred charges and accrued income490/1 | - | €1,015 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €44,098 | €59,465 | €306 | €26,930 | €27,053 | ▲ 0.5% |
| Equity10/15 | €6,705 | €18,211 | -€3,233 | €6,691 | €10,817 | ▲ 61.7% |
| Contributions10/11 | - | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €505 | €12,011 | -€21,833 | -€11,909 | -€7,783 | ▲ 34.6% |
| Amounts payable17/49 | €37,393 | €41,253 | €3,539 | €20,240 | €16,236 | ▼ 19.8% |
| Amounts payable after more than one year17 | €7,500 | €7,500 | - | - | - | - |
| Other amounts payable178/9 | - | €7,500 | - | - | - | - |
| Amounts payable within one year42/48 | €29,893 | €33,753 | €3,539 | €20,240 | €16,236 | ▼ 19.8% |
| Trade debts44 | €11,423 | €6,355 | - | €12,841 | €3,300 | ▼ 74.3% |
| Suppliers440/4 | - | €6,355 | - | €12,841 | €3,300 | ▼ 74.3% |
| Taxes, remuneration and social security45 | - | €18,502 | €3,539 | €541 | €5,455 | ▲ 909% |
| Taxes450/3 | - | €16,202 | €3,539 | €541 | €5,455 | ▲ 909% |
| Remuneration and social security454/9 | - | €2,300 | - | - | - | - |
| Other amounts payable47/48 | - | €8,897 | - | €6,858 | €7,481 | ▲ 9.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €961 | €11,506 | -€33,844 | €9,923 | €4,126 | ▼ 58.4% |
| + Depreciation and write-downs630 | €2,192 | €2,614 | - | - | - | - |
| Operating cash flow (approximation) | €3,153 | €14,120 | -€33,844 | €9,923 | €4,126 | ▼ 58.4% |
| Investment in fixed assets (approximation) | - | -€8,364 | - | - | - | - |
| Change in cash | - | - | -€2,260 | €161 | -€404 | ▼ 350% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 181 days late
2023
31-12
Financial
Back to profitnet €9,923
Net result €9,923 after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 1.33
Current ratio from 0.09 to 1.33.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€33,844
Net result drops to -€33,844, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2019net €11,506 ▲1,098%
Operating result €14,408, net result €11,506, both a record.
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 130 days late
2020
31-12
Financial
Back to profitnet €961
Net result €961 after one loss-making year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2018
Ground area
1.5 ha
Building footprint
1.3 ha
Volume, LiDAR
123,594 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CCRB
since 20182.275.557.642
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
| 12322G0789/00D002 | Flanders | 1,220 m² | 1 · 907 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,205 companies in sector 95316 we hold annual accounts for 754. 478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0695724481
Also
9925:BE0695724481
Registered
08-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.