BMZ Solutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BMZ Solutions
Largest movements
- Receivables within one year +€9,616
up €9,616 (+464%), from €2,072 to €11,688
of which Trade receivables: +€11,688
- Tangible fixed assets -€4,438
down €4,438 (-26.1%), from €16,985 to €12,546
- Cash +€2,833
up €2,833 (+203%), from €1,396 to €4,229
mainly Net result for the year (+€7,954) and Depreciation (+€4,438)
- Profit (loss) carried forward +€7,954
up €7,954 (+402%), from €1,981 to €9,935
- Tax, wage and social debts +€2,215
up €2,215 (+4,239%), from €52 to €2,268
of which Remuneration and social security: +€1,851
- Trade debts -€2,182
down €2,182 (-68.2%), from €3,197 to €1,016
- Staff costs -€3,270
down €3,270 (-94.8%), from €3,448 to €178
- Gross operating margin -€2,525
down €2,525 (-14.3%), from €17,686 to €15,161
- Other operating charges +€1,457
up €1,457 (+211%), from €690 to €2,147
- Depreciation +€1,326
up €1,326 (+42.6%), from €3,112 to €4,438
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,831 | €31,818 | +€7,988 | +33.5% |
| Fixed assets | 21/28 | €19,985 | €15,546 | -€4,438 | -22.2% |
| Tangible fixed assets | 22/27 | €16,985 | €12,546 | -€4,438 | -26.1% |
| Furniture and vehicles | 24 | €16,985 | €12,546 | -€4,438 | -26.1% |
| Financial fixed assets | 28 | €3,000 | €3,000 | = | 0.0% |
| Current assets | 29/58 | €3,846 | €16,272 | +€12,426 | +323% |
| Amounts receivable within one year | 40/41 | €2,072 | €11,688 | +€9,616 | +464% |
| Trade receivables | 40 | - | €11,688 | +€11,688 | |
| Other amounts receivable | 41 | €2,072 | - | -€2,072 | |
| Cash at bank and in hand | 54/58 | €1,396 | €4,229 | +€2,833 | +203% |
| Deferred charges and accrued income | 490/1 | €377 | €355 | -€22 | -5.9% |
| Total equity and liabilities | 10/49 | €23,831 | €31,818 | +€7,988 | +33.5% |
| Equity | 10/15 | €20,581 | €28,535 | +€7,954 | +38.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,981 | €9,935 | +€7,954 | +402% |
| Amounts payable | 17/49 | €3,250 | €3,283 | +€34 | +1.0% |
| Amounts payable within one year | 42/48 | €3,250 | €3,283 | +€34 | +1.0% |
| Trade debts | 44 | €3,197 | €1,016 | -€2,182 | -68.2% |
| Suppliers | 440/4 | €3,197 | €1,016 | -€2,182 | -68.2% |
| Taxes, remuneration and social security | 45 | €52 | €2,268 | +€2,215 | +4,239% |
| Taxes | 450/3 | €52 | €416 | +€364 | +697% |
| Remuneration and social security | 454/9 | - | €1,851 | +€1,851 | |
| Remuneration, social security and pensions | 62 | €3,448 | €178 | -€3,270 | -94.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,112 | €4,438 | +€1,326 | +42.6% |
| Other operating charges | 640/8 | €690 | €2,147 | +€1,457 | +211% |
| Gross operating margin | 9900 | €17,686 | €15,161 | -€2,525 | -14.3% |
| Operating profit (loss) | 9901 | €10,436 | €8,398 | -€2,038 | -19.5% |
| Financial charges | 65/66B | €158 | €303 | +€145 | +91.8% |
| Recurring financial charges | 65 | €158 | €303 | +€145 | +91.8% |
| Profit (loss) for the period before taxes | 9903 | €10,278 | €8,095 | -€2,183 | -21.2% |
| Income taxes | 67/77 | - | €141 | +€141 | |
| Profit (loss) for the period | 9904 | €10,278 | €7,954 | -€2,324 | -22.6% |
| Profit (loss) for the period to be appropriated | 9905 | €10,278 | €7,954 | -€2,324 | -22.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.