HAPPY DAYY
ActiveThe computed 12-month bankruptcy probability of HAPPY DAYY is 1.7% (moderate). The 2025 annual accounts show equity of €4k and a net result of €8k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 2514 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency38▲+31
Growth85=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
25 d late
2023
2 d early
2022
8 d late
2021
26 d late
2020
30 d late
2019
140 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€239k▲ 122%
2021 · €108k
2019: €23k
2020: €56k
2021: €108k
2019 → 2022
EBIT margin
0.4%▼ 0.1pp
2021 · 0.5%
2019: -74.1%
2020: -2.3%
2021: 0.5%
2019 → 2022
Net result
€8k▲ 404%
2024 · €2k
2019: €-25k
2020: €-2k
2021: €379
2022: €877
2023: €2k
2024: €2k
2019 → 2025
Working capital
€18k▲ 96.0%
2024 · €9k
2019: €-18k
2020: €-18k
2021: €-14k
2022: €-12k
2023: €-9k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€108k-€239k▲ 122%
Equity€-9k-€-8k▲ 10.0%€-6k▲ 20.0%€-5k▲ 26.2%€4k
Operating result€544-€1k▲ 91.8%€2k▲ 68.5%€2k▲ 14.0%€9k▲ 336%
Net result€379-€877▲ 131%€2k▲ 80.3%€2k▲ 4.7%€8k▲ 404%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 336% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€608▼ 50.0%
Current assets
€29k▲ 12.9%
Equity and liabilities €29k
Equity
€4k
Debt
€25k
Debt finances 87.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k▲
2024 · €3k
Cash flow
€9k▲
2024 · €3k
Solvency
12.6%▲
2024 · -17.6%
Current ratio
2.78▲
2024 · 1.58
Quick ratio
0.71▲
2024 · 0.25
Debt / equity
6.92▲
2024 · -6.69
ROE
226.4%
ROA
28.6%▲
2024 · 6.2%
Interest coverage
23.65▲
2024 · 9.45
Debt
€25k▼
2024 · €31k
Debt ≤ 1 year
€10k▼
2024 · €16k
Debt > 1 year
€15k=
2024 · €15k
Staff costs
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€29k▲
Fixed assets21/28€1k€608▼
Tangible fixed assets22/27€1k€608▼
Furniture and vehicles24€1k€608▼
Current assets29/58€25k€29k▲
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€2k-
Other amounts receivable41€1k€6k▲
Cash at bank and in hand54/58€821€1k▲
Equity and liabilities
Total equity and liabilities10/49€27k€29k▲
Equity10/15€-5k€4k▲
Contributions10/11€17k€17k=
Profit (loss) carried forward14€-22k€-13k▲
Amounts payable17/49€31k€25k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€16k€10k▼
Financial debts43€503€70▼
Credit institutions430/8€503€70▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€92€499▲
Remuneration and social security454/9€8k€5k▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62€11k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€608▼
Other operating charges640/8€547€6k▲
Gross operating margin9900€15k€22k▲
Operating profit (loss)9901€2k€9k▲
Financial charges65/66B€349€395▲
Recurring financial charges65€349€395▲
Profit (loss) for the period before taxes9903€2k€8k▲
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-13k▲
Profit (loss) brought forward from the previous period14P€-23k€-22k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €8k ▲404%
Operating result €9k, net result €8k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.58
Current ratio from 0.68 to 1.58; short-term debt falls from €27k to €16k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €379
Net result €379 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Theuxstraat 1571050 ElseneGround area
239 m²
Building footprint
110 m²
Volume, LiDAR
1,083 m³
Parcel 21443C0005/00A008, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
XL 1
since 20192.288.541.091
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0005/00A008 | Brussels | 239 m² | 1 · 110 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.288.541.091
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CENTRAL CAR WASH
BE 0451.714.944
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Ultimate Car Cleaning
BE 0756.533.286
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LE LIFTING DETAILING CAR
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Of 3,209 companies in sector 95316 we hold annual accounts for 753. 352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2019
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.