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BM RENOVATIEWERKEN

Active
Private limited companyfounded 2025active for 1 yearHavikstraat 21, 2590 Berlaar, BelgiumKBO/BCE: BE 1019.281.839
Summary

The computed 12-month bankruptcy probability of BM RENOVATIEWERKEN is 4.4% (elevated). The 2025 annual accounts show equity of €19,849 and a net result of €17,349. Its solvency ranks better than 37% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-01-2025 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.369.157.989 2590 Berlaar, since 28-01-2025
Financial year end
31 December
Peppol
Reachable since 31-01-2025

Board and ownership

Board
  • Bogaerts MathiasDirector
Shareholders
  • BOGAERTS Mathias Helena Harryact of 30-01-2025

Financial position

39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.4%
Annual accounts 2025
Gross margin
€23,030
Turnover
≈ €280,000
estimated
Profit
€17,349
Equity
€19,849
Total assets
€63,615
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskFounded in 2025Size: total assets €63,615Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.45, cash €747Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 47% of micro companies in construction of buildings (NACE 41)
Financial strength
Average
Solvency 56
equity 31.2% of total assets
Liquidity 15
short-term debt 68.8% · cash 1.2%
Profitability 100
return on assets 27.3%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 02-2026: 3.6%lowest value 03-2026: 3.6%● unchanged vs 02-2026lowest value 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.1%▲ +0.4 percentage points vs 04-2026 06-2026: 4.2%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 4.6%● unchanged vs 07-2026highest value 09-2026: 4.4%▼ -0.2 percentage points vs 08-2026 10-2026: 4.4%● unchanged vs 09-2026 11-2026: 4.4%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.45, below the usual 1.5. Short-term debt is 68.8% and cash 1.2% of total assets. 68.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 38% of them on solvency, 12% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €63,615
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 1.45, cash €747
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,500 · Founder: BOGAERTS Mathias Helena Harry · Founding capital €2,500, 100 shares
All 2 events

Comparable companies

These companies have the same main activity as BM RENOVATIEWERKEN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €54,100 and €72,600, founded between 2024 and 2025.

CompanyTotal assetsGross margin
BM RENOVATIEWERKEN Berlaar€63,615€23,030
RENOVATIEVR Antwerpen€54,057€25,261
Unicpaint Antwerpen€54,225€28,451
SEBASTIAN DIERICKX Oostkamp€66,920€23,835
Poswiatny Renovation Roosdaal€68,766€21,378
ZOD GROUP Zaventem€57,358€20,849
DMPA Renovation Sint-Pieters-Leeuw€72,573€25,019
Full comparison

Key facts about BM RENOVATIEWERKEN

What is the company number of BM RENOVATIEWERKEN?
The company number of BM RENOVATIEWERKEN is 1019.281.839. The VAT number is the same number with BE in front: BE 1019.281.839.
Where is BM RENOVATIEWERKEN based?
The registered office is at Havikstraat 21, 2590 Berlaar.Company details
What does BM RENOVATIEWERKEN do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BM RENOVATIEWERKEN?
The legal form of BM RENOVATIEWERKEN is Private limited company (BV).
When was BM RENOVATIEWERKEN founded?
BM RENOVATIEWERKEN was founded on 28-01-2025.
Is BM RENOVATIEWERKEN still active?
Yes, BM RENOVATIEWERKEN is an active enterprise in the KBO register.
What is the turnover of BM RENOVATIEWERKEN?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €23,030 and 266 comparable companies (NACE 41001). It probably lies between €150,000 and €500,000. It is a rough estimate.Financials
Is BM RENOVATIEWERKEN profitable?
In financial year 2025, BM RENOVATIEWERKEN made a profit of €17,349.
Where can I find the annual accounts of BM RENOVATIEWERKEN?
BM RENOVATIEWERKEN filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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