Turnover
≈ €210,000 estimated
The micro format states no turnover.
Blue Water Lily
Lifetime
1 annual account with figurespeak €40,440 (2025)
€40,440
peak €32,235 (2025)
€32,235
peak €37,235 (2025)
€37,235
€60,013
Board1 name since 2024
1 directorTHILS Philippe Jean Marc
Documentsfilings and deeds
26-08-202626 days late
2025micro format
First year with figures
Key points
from the 2025 annual accounts2025 accounts filed 26 days after the deadline
Checked score
68
Healthy
Financially stronger than 61% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.7%
02-2026: 1.8%▲ +0.1 percentage points vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 2.2%▲ +0.4 percentage points vs 03-2026
05-2026: 2.2%● unchanged vs 04-2026
06-2026: 2.4%▲ +0.2 percentage points vs 05-2026
07-2026: 2.7%▲ +0.3 percentage points vs 06-2026
08-2026: 2.7%● unchanged vs 07-2026highest value
09-2026: 1.0%▼ -1.7 percentage points vs 08-2026
10-2026: 0.9%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 1.0%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €97,248
Last filed accounts filed 26 days late
lowers risk
Liquidity: current ratio 1.59, cash €19,090
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 47% of them on solvency, 40% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Blue Water Lily has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of Blue Water Lily itself is higher: 1.0% within 12 months. It rests on far more data about Blue Water Lily than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Blue Water Lily. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.59, above the usual 1.5. Short-term debt is 61.7% and cash 19.6% of total assets. However, 61.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
26 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- MOENS Christine 400 sharesdeed of 13-12-2024
- MOSZKOWICZ Eric Léon 400 sharesdeed of 13-12-2024
- THILS Philippe Jean Marc 160 sharesdeed of 13-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017255232
Incorporation
Founding capital of €5,000, 1,000 shares · Founders: MOENS Christine, MOSZKOWICZ Eric Léon, THILS Philippe Jean Marc and 1 other · Appointment: THILS Philippe Jean Marc (director) · published on 13-12-2024 · Gazette deed
First establishment
Blue Walter Lily, Bischoffsheimlaan 39, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Blue Water Lily Brussels | €97,248 | €40,440 | 38.3% | - |
| HVAC CONNECT Molenbeek-Saint-Jean | €156,627 | €124,855 | 58.6% | - |
| Pico Center Schaerbeek | €390,822 | €49,146 | 2.3% | - |
| I-Systance Ternat | €46,394 | €23,128 | 75.6% | - |
| PixelParts Hoogstraten | €90,279 | €8,111 | 4.1% | - |
| Saecura Seraing | €40,246 | €7,590 | 35.2% | - |
| VINEO Sint-Katelijne-Waver | €324,418 | €78,463 | 33.4% | - |
These companies have the same main activity as Blue Water Lily: wholesale of electrical household appliances and audio-video equipment (NACE 46431). They are comparable in size and age: total assets between €40,200 and €391,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-12-2024Normal situation
- Registered office
- 426 active companies are registered at this address45 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Wholesale of electrical household appliances and audio-video equipmentNACE 46431and 3 others
- Establishment unit
- 2.367.650.7291000 Brussels, since 11-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 02-03-2026
Insights on Blue Water Lily
Blue Water Lily has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,235 and a net result of €32,235.
Its solvency ranks better than 48% of 13,797 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Blue Water Lily
- What is the company number of Blue Water Lily?
- The company number of Blue Water Lily is 1017.255.232. The VAT number is the same number with BE in front: BE 1017.255.232.
- Where is Blue Water Lily based?
- The registered office is at Bischoffsheimlaan 39, 1000 Brussels.Company details
- What does Blue Water Lily do?
- According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
- What is the legal form of Blue Water Lily?
- Blue Water Lily is a private limited company (BV).
- When was Blue Water Lily founded?
- Blue Water Lily was founded on 11-12-2024.
- Is Blue Water Lily still active?
- Yes, Blue Water Lily is an active enterprise in the KBO register.
- What is the turnover of Blue Water Lily?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €40,440 and 33 comparable companies (NACE 464). It probably lies between €130,000 and €430,000.Financials
- Is Blue Water Lily profitable?
- In financial year 2025, Blue Water Lily made a profit of €32,235.
- Where can I find the annual accounts of Blue Water Lily?
- Blue Water Lily filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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