Blue Water Lily
ActiveSummary
The computed 12-month bankruptcy probability of Blue Water Lily is 1.7% (moderate). The 2025 annual accounts show equity of €37k and a net result of €32k. Its solvency ranks better than 47% of 11322 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency63
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.59; short-term debt: 61.7% and cash: 19.6% of total assets), but 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€37k
Total assets
€97k
Net result
€32k
Working capital
€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €97k
Fixed assets
€2k
Current assets
€95k
Equity and liabilities €97k
Equity
€37k
Debt
€60k
Debt finances 61.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€40k
Cash flow
€32k
Current ratio
1.59
Quick ratio
1.15
Debt to equity
1.61
ROE
86.6%
ROA
33.1%
Interest coverage
191.66
Debt ≤ 1 year
€60k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€97k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€95k
Stocks and contracts in progress3€26k
Stocks30/36€26k
Amounts receivable within one year40/41€47k
Trade receivables40€47k
Other amounts receivable41€163
Cash at bank and in hand54/58€19k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€97k
Equity10/15€37k
Contributions10/11€5k
Profit (loss) carried forward14€32k
Amounts payable17/49€60k
Amounts payable within one year42/48€60k
Trade debts44€47k
Suppliers440/4€47k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€473
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98
Gross operating margin9900€40k
Operating profit (loss)9901€40k
Financial income75/76B€180
Recurring financial income75€180
Financial charges65/66B€211
Recurring financial charges65€211
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€8k
Profit (loss) for the period9904€32k
Profit (loss) for the period to be appropriated9905€32k
Appropriation of the result
Profit (loss) to be appropriated9906€32k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 391000 BrusselGround area
808 m²
Building footprint
279 m²
Volume, LiDAR
6,467 m³
Parcel 21803C0630/00H003, Brussels · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Blue Walter Lily
since 20242.367.650.729
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Distrimark Belgium
BE 0867.804.857
Thimister-Clermont · Eq €37,049
LEDCOM
BE 0477.570.293
Liège · Eq €36,877
InZert 3D
BE 0728.649.548
Westerlo · Eq €37,731
INKETO
BE 0781.328.862
Hasselt · Eq €38,185
Tinley
BE 1011.579.940
Brussel · Eq €38,200
Of 977 companies in sector 46431 we hold annual accounts for 705. 370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Abbreviation FR
BWL
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
46643Wholesale of electrical equipment, including installation materials
47527Retail trade
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.