Skip to content

I-Systance

Active
Private limited companyfounded 2023active for 2 yearsHeidestraat 39a, 1742 Ternat, BelgiumKBO/BCE: BE 1003.075.614
Summary

I-Systance has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,065 and a net result of €15,650. Its solvency ranks better than 79% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
I-SystanceActiveChecked score 73/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431
1 site
Size
€46,394total assets 2025
Equity
€35,065
Profit
€15,650
Turnover not published (micro format)
Financial health
73 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 71 days early
Why 73raises riskSize: total assets €46,394Founded in 2023lowers riskLiquidity: current ratio 3.68, cash €13,833Equity €35,065 (75.6% of total assets)Show the evidence

Checked score

Score 2025
73 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 89% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+38
equity 75.6% of total assets
Liquidity 78+39
short-term debt 24.4% · cash 29.8%
Profitability 100=
return on assets 33.7%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)
Last 24 months 01-2025: 1.6% 02-2025: 1.7%▲ +0.1 percentage points vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.4 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.4%▲ +0.3 percentage points vs 05-2025highest value 07-2025: 1.1%▼ -1.3 percentage points vs 06-2025 08-2025: 1.2%▲ +0.1 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%▼ -0.7 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.68, compared with 1.48 in 2024, above the usual 1.5; short-term debt: 24.4% and cash: 29.8% of total assets), and 24.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 81% on liquidity, 95% on profitability and 92% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €46,394
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.68, cash €13,833
NBB · annual accounts
lowers risk · Equity €35,065 (75.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
71 days early
2024
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 53 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than doubledcurrent ratio 3.68
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €46,394 View
  • Active since 2023founded 06-12-2023 2 years View

By topic

Financials

Financial year
2025
Total assets
€46,394
Profit
€15,650
Solvency
75.6%
Total assets▼ 10.9%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2023
Next accounts
by 31-07-2027
  1. 08-12-2023Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of electrical household appliances and audio-video equipmentNACE 46431
Founded
06-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
20
Who signs
Each director alone
Annual meeting
First Friday of May at 10:00
Purpose
“Groot- en kleinhandel in elektrische en elektronische apparaten zoals…” (deed in Dutch)
Go to Articles of association

Key facts about I-Systance

What is the company number of I-Systance?
1003.075.614. In Belgium the VAT number is the company number with BE in front: BE 1003.075.614.
Where is I-Systance based?
The registered office is at Heidestraat 39a, 1742 Ternat.Company details
What does I-Systance do?
According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
What is the legal form of I-Systance?
Private limited company (BV).
When was I-Systance founded?
On 06-12-2023.
Is I-Systance still active?
Yes, I-Systance is an active enterprise in the KBO register.
What is the turnover of I-Systance?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is I-Systance profitable?
In financial year 2025, I-Systance made a profit of €15,650.
Where can I find the annual accounts of I-Systance?
I-Systance filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of I-Systance due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to I-Systance

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure