Pico Center
ActiveThe computed 12-month bankruptcy probability of Pico Center is 2.9% (moderate). The 2025 annual accounts show equity of €9k and a net result of €4k. Its solvency ranks better than 21% of 11282 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability35
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.44; short-term debt: 29.1% and cash: 4.6% of total assets), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11282 sector peers (2025).
NBB · sector comparisonPosition among 11282 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€391k
Net result
€4k
Working capital
€-63k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €391k
Fixed assets
€340k
Current assets
€50k
Equity and liabilities €391k
Equity
€9k
Debt
€382k
Debt finances 97.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k
Cash flow
€20k
Solvency
2.3%
Current ratio
0.44
Quick ratio
0.19
Debt / equity
43.01
ROE
43.7%
ROA
1.0%
Interest coverage
1.77
Debt
€382k
Debt ≤ 1 year
€114k
Debt > 1 year
€268k
Income taxes
€970
Staff costs
€419
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€391k
Fixed assets21/28€340k
Tangible fixed assets22/27€340k
Land and buildings22€311k
Plant, machinery and equipment23€29k
Current assets29/58€50k
Stocks and contracts in progress3€29k
Stocks30/36€29k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Other amounts receivable41€35
Cash at bank and in hand54/58€18k
Equity and liabilities
Total equity and liabilities10/49€391k
Equity10/15€9k
Contributions10/11€5k
Profit (loss) carried forward14€4k
Amounts payable17/49€382k
Amounts payable after more than one year17€268k
Financial debts170/4€268k
Amounts payable within one year42/48€114k
Current portion of amounts payable after more than one year42€12k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€16k
Taxes450/3€2k
Remuneration and social security454/9€14k
Other amounts payable47/48€79k
Income statement
Code2025
Remuneration, social security and pensions62€419
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€1k
Gross operating margin9900€49k
Operating profit (loss)9901€32k
Financial income75/76B€12
Recurring financial income75€12
Financial charges65/66B€27k
Recurring financial charges65€27k
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€970
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Milcampslaan 2371030 SchaarbeekGround area
178 m²
Building footprint
185 m²
Volume, LiDAR
1,394 m³
Parcel 21905C0093/00L006, Brussels · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Milcampslaan 237, 1030 Schaarbeek
since 20242.360.154.708
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0093/00L006 | Brussels | 178 m² | 1 · 185 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HIAS
BE 0459.685.176
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VEPAD
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STC EUROPE
BE 0465.837.748
Balen · Eq €10k
Sonic8 EU
BE 0771.357.559
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SAT - BEN
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Of 977 companies in sector 46431 we hold annual accounts for 705. 191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2024
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
47400Retail sale of information and communication equipment
46500Wholesale of information and communication equipment
46510Wholesale trade
47410Retail trade
47540Retail sale of electrical household appliances
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.