HVAC CONNECT
ActiveSummary
The computed 12-month bankruptcy probability of HVAC CONNECT is 2.6% (moderate). The 2025 annual accounts show equity of €92k and a net result of €87k. Its solvency ranks better than 63% of 11322 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.2; short-term debt: 31.1% and cash: 19.6% of total assets), and 41.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
55.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€92k
Total assets
€157k
Net result
€87k
Working capital
€107k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €157k
Fixed assets
€861
Current assets
€156k
Equity and liabilities €157k
Equity
€92k
Debt
€65k
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€116k
Cash flow
€87k
Current ratio
3.20
Quick ratio
2.95
Debt to equity
0.71
ROE
94.5%
ROA
55.4%
Interest coverage
828.21
Debt ≤ 1 year
€49k
Debt > 1 year
€16k
Income taxes
€29k
Staff costs
€9k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€157k
Fixed assets21/28€861
Tangible fixed assets22/27€861
Furniture and vehicles24€861
Current assets29/58€156k
Stocks and contracts in progress3€12k
Stocks30/36€12k
Amounts receivable within one year40/41€113k
Trade receivables40€101k
Other amounts receivable41€12k
Cash at bank and in hand54/58€31k
Equity and liabilities
Total equity and liabilities10/49€157k
Equity10/15€92k
Contributions10/11€5k
Reserves13€85k
Distributable reserves133€85k
Profit (loss) carried forward14€2k
Amounts payable17/49€65k
Amounts payable after more than one year17€16k
Other amounts payable178/9€16k
Amounts payable within one year42/48€49k
Trade debts44€17k
Suppliers440/4€17k
Taxes, remuneration and social security45€31k
Taxes450/3€29k
Remuneration and social security454/9€2k
Income statement
Code2025
Remuneration, social security and pensions62€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367
Gross operating margin9900€125k
Operating profit (loss)9901€116k
Financial charges65/66B€140
Recurring financial charges65€140
Profit (loss) for the period before taxes9903€116k
Income taxes67/77€29k
Profit (loss) for the period9904€87k
Profit (loss) for the period to be appropriated9905€87k
Appropriation of the result
Profit (loss) to be appropriated9906€87k
Transfer to equity691/2€85k
To other reserves6921€85k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Koninckstraat 111080 Sint-Jans-MolenbeekGround area
159 m²
Building footprint
82 m²
Volume, LiDAR
1,191 m³
Parcel 21526D0232/00M004, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HVAC CONNECT
since 20242.362.409.858
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0232/00M004 | Brussels | 159 m² | 1 · 82 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GHEURY
BE 0472.989.717
Ohey · Eq €91,856
SAEZ INTERNATIONAL TRADE
BE 0724.890.205
Wavre · Eq €93,793
Atlantic Export
BE 0763.519.365
Pelt · Eq €88,428
MEA BALANCEERTECHNIEKEN
BE 0441.541.525
Evergem · Eq €88,402
AXALL
BE 0479.760.119
Villers-la-Ville · Eq €88,221
Of 1,247 companies in sector 46643 we hold annual accounts for 954. 570 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
46643Wholesale of electrical equipment, including installation materials
46642Wholesale trade
46644Wholesale trade
46645Wholesale trade
46646Wholesale trade
46649Wholesale of other machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.