Skip to content

Blou

Active
Private limited companyfounded 20206 yrs activeWiedauwdreef 6, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0749.794.855
Summary

Blou has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €493k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency63▼-37
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 5.97 in 2024; short-term debt: 60.9% and cash: 32.1% of total assets), but 61.6% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.4%
Return on assets
150.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
127 d early
2024
140 d early
2023
71 d early
2022
164 d early
2021
33 d early
2020
58 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 July 2020, Blou was incorporated as a Private limited company.1 Total assets went from EUR 122,319 in 2020 to EUR 328,083 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€126k▼ 61.4%
2024 · €326k
Total assets
€328k▼ 15.8%
2024 · €389k
Net result
€493k▼ 20.0%
2024 · €616k
Working capital
€101k▼ 67.9%
2024 · €314k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€649k▲ 585%€707k▲ 9.0%€754k▲ 6.6%€816k▲ 8.2%€679k▼ 16.8%
Net result€485k▲ 604%€519k▲ 7.1%€587k▲ 13.1%€616k▲ 4.9%€493k▼ 20.0%
Equity€560k▲ 648%€1.08M▲ 92.8%€160k▼ 85.2%€326k▲ 104%€126k▼ 61.4%
Total assets€754k▲ 516%€1.46M▲ 94.0%€539k▼ 63.2%€389k▼ 27.7%€328k▼ 15.8%
Debt€194k▲ 309%€384k▲ 97.5%€379k▼ 1.3%€63k▼ 83.3%€202k▲ 220%
Working capital€544k▲ 651%€1.07M▲ 96.0%€151k▼ 85.9%€314k▲ 108%€101k▼ 67.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250k€500k€750kOperating result 2021: €649k€649kNet result 2021: €485k€485kOperating result 2022: €707k€707kNet result 2022: €519k€519kOperating result 2023: €754k€754kNet result 2023: €587k€587kOperating result 2024: €816k€816kNet result 2024: €616k€616kOperating result 2025: €679k€679kNet result 2025: €493k€493k20212022202320242025€0€250k€500k€750kOperating result 2023: €754k€754kNet result 2023: €587k€587kOperating result 2024: €816k€816kNet result 2024: €616k€616kOperating result 2025: €679k€679kNet result 2025: €493k€493k202320242025
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets €28k ▲ 122%
Current assets €300k ▼ 20.3%
Equity and liabilities €328k
Equity €126k ▼ 61.4%
Debt €202k ▲ 220%
Debt's share of the balance-sheet total rises from 16.2% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€684k▼
2024 · €820k
Cash flow
€497k▼
2024 · €621k
Current ratio
1.50▼
2024 · 5.97
Debt to equity
1.60▲
2024 · 0.19
ROE
391.1%▲
2024 · 188.8%
ROA
150.2%▼
2024 · 158.2%
Interest coverage
151.22▲
2024 · 49.50
Debt ≤ 1 year
€200k▲
2024 · €63k
Income taxes
€182k▼
2024 · €205k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€389k€328k▼
Fixed assets21/28€12k€28k▲
Tangible fixed assets22/27€12k€28k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€10k€26k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€377k€300k▼
Amounts receivable within one year40/41€54k€64k▲
Trade receivables40€54k€56k▲
Other amounts receivable41€0€8k▲
Current investments50/53€128k€128k=
Cash at bank and in hand54/58€191k€105k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€389k€328k▼
Equity10/15€326k€126k▼
Contributions10/11€6k€6k=
Reserves13€120k€120k=
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€200k€0▼
Amounts payable17/49€63k€202k▲
Amounts payable within one year42/48€63k€200k▲
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€45k€37k▼
Taxes450/3€45k€37k▼
Other amounts payable47/48€8k€157k▲
Accrued charges and deferred income492/3-€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€822k€685k▼
Operating profit (loss)9901€816k€679k▼
Financial income75/76B€22k€243▼
Recurring financial income75€22k€243▼
Financial charges65/66B€17k€5k▼
Recurring financial charges65€17k€5k▼
Profit (loss) for the period before taxes9903€822k€675k▼
Income taxes67/77€205k€182k▼
Profit (loss) for the period9904€616k€493k▼
Profit (loss) for the period to be appropriated9905€616k€493k▼
Appropriation of the result
Profit (loss) to be appropriated9906€650k€693k▲
Profit (loss) brought forward from the previous period14P€34k€200k▲
Profit to be distributed694/7€450k€693k▲
Return on contributions (dividend)694€450k€693k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k€4k€4k€5k▲ 4.9%
Other operating charges640/8€253€540€964€2k€2k▼ 15.8%
Gross operating margin9900€652k€712k€759k€822k€685k▼ 16.7%
Operating profit (loss)9901€649k€707k€754k€816k€679k▼ 16.8%
Financial income75/76B€7k€19k€5k€22k€243▼ 98.9%
Recurring financial income75€7k€19k€5k€22k€243▼ 98.9%
Financial charges65/66B€6k€28k€-23k€17k€5k▼ 72.7%
Recurring financial charges65€6k€28k€-23k€17k€5k▼ 72.7%
Profit (loss) for the period before taxes9903€651k€698k€782k€822k€675k▼ 17.9%
Income taxes67/77€166k€178k€195k€205k€182k▼ 11.5%
Profit (loss) for the period9904€485k€519k€587k€616k€493k▼ 20.0%
Profit (loss) for the period to be appropriated9905€485k€519k€587k€616k€493k▼ 20.0%
Line20212022202320242025Change
Assets
Total assets20/58€754k€1.46M€539k€389k€328k▼ 15.8%
Formation expenses20€50€50€0---
Fixed assets21/28€16k€13k€9k€12k€28k▲ 122%
Tangible fixed assets22/27€16k€13k€9k€12k€28k▲ 122%
Plant, machinery and equipment23€1k€689€273€0--
Furniture and vehicles24€12k€10k€7k€10k€26k▲ 150%
Other tangible fixed assets26€3k€3k€2k€2k€2k▼ 16.4%
Current assets29/58€738k€1.45M€529k€377k€300k▼ 20.3%
Amounts receivable within one year40/41€45k€622k€56k€54k€64k▲ 19.3%
Trade receivables40€45k€48k€54k€54k€56k▲ 3.8%
Other amounts receivable41€0€574k€2k€0€8k-
Current investments50/53€205k€196k€249k€128k€128k=
Cash at bank and in hand54/58€487k€611k€221k€191k€105k▼ 44.7%
Deferred charges and accrued income490/1€751€21k€3k€5k€4k▼ 31.4%
Equity and liabilities
Total equity and liabilities10/49€754k€1.46M€539k€389k€328k▼ 15.8%
Equity10/15€560k€1.08M€160k€326k€126k▼ 61.4%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€120k€120k€120k€120k€120k=
Distributable reserves133€120k€120k€120k€120k€120k=
Profit (loss) carried forward14€434k€953k€34k€200k€0▼ 100%
Amounts payable17/49€194k€384k€379k€63k€202k▲ 220%
Amounts payable within one year42/48€194k€384k€379k€63k€200k▲ 216%
Trade debts44€3k€6k€7k€10k€6k▼ 39.9%
Suppliers440/4€3k€6k€7k€10k€6k▼ 39.9%
Taxes, remuneration and social security45€187k€367k€217k€45k€37k▼ 18.3%
Taxes450/3€187k€367k€217k€45k€37k▼ 18.3%
Remuneration and social security454/9€583€0----
Other amounts payable47/48€4k€11k€154k€8k€157k▲ 1,864%
Accrued charges and deferred income492/3----€2k-
Line20212022202320242025Change
Profit (loss) for the period9904€485k€519k€587k€616k€493k▼ 20.0%
+ Depreciation and write-downs630€3k€4k€4k€4k€5k▲ 4.9%
Operating cash flow (approximation)€488k€523k€591k€621k€497k▼ 19.8%
Investment in fixed assets (approximation)-€-1k€-50€-7k€-20k▼ 168%
Change in cash-€123k€-390k€-30k€-85k▼ 180%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2020net €616k ▲4.9%
Operating result €816k, net result €616k, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 5.97
Current ratio from 1.40 to 5.97; short-term debt falls from €379k to €63k.
31-12
Financial Equity above €200kEq €326k ▲104%
5 profitable years in a row build equity to €326k.
21-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €1MEq €1.08M ▲92.8%
3 profitable years in a row build equity to €1.08M.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €500kEq €560k ▲648%
2 profitable years in a row build equity to €560k.
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,464 m²
Building footprint
250 m²
Volume, LiDAR
1,076 m³
Parcel 44064A0087/00A000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BLOU
Wiedauwdreef 6, 9830 Sint-Martens-LatemReal estate activities
since 20202.304.362.484
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064A0087/00A000 Flanders 1,464 m² 1 · 250 m² 6.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

8755008J64JC92IDZZ19
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.