Blou
ActiveSummary
Blou has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €493k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency63▼-37
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 5.97 in 2024; short-term debt: 60.9% and cash: 32.1% of total assets), but 61.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
150.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
127 d early
2024
140 d early
2023
71 d early
2022
164 d early
2021
33 d early
2020
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€126k▼ 61.4%
2024 · €326k
Total assets
€328k▼ 15.8%
2024 · €389k
Net result
€493k▼ 20.0%
2024 · €616k
Working capital
€101k▼ 67.9%
2024 · €314k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€649k▲ 585%€707k▲ 9.0%€754k▲ 6.6%€816k▲ 8.2%€679k▼ 16.8%
Net result€485k▲ 604%€519k▲ 7.1%€587k▲ 13.1%€616k▲ 4.9%€493k▼ 20.0%
Equity€560k▲ 648%€1.08M▲ 92.8%€160k▼ 85.2%€326k▲ 104%€126k▼ 61.4%
Total assets€754k▲ 516%€1.46M▲ 94.0%€539k▼ 63.2%€389k▼ 27.7%€328k▼ 15.8%
Debt€194k▲ 309%€384k▲ 97.5%€379k▼ 1.3%€63k▼ 83.3%€202k▲ 220%
Working capital€544k▲ 651%€1.07M▲ 96.0%€151k▼ 85.9%€314k▲ 108%€101k▼ 67.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€28k ▲ 122%
Current assets
€300k ▼ 20.3%
Equity and liabilities €328k
Equity
€126k ▼ 61.4%
Debt
€202k ▲ 220%
Debt's share of the balance-sheet total rises from 16.2% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€684k▼
2024 · €820k
Cash flow
€497k▼
2024 · €621k
Current ratio
1.50▼
2024 · 5.97
Debt to equity
1.60▲
2024 · 0.19
ROE
391.1%▲
2024 · 188.8%
ROA
150.2%▼
2024 · 158.2%
Interest coverage
151.22▲
2024 · 49.50
Debt ≤ 1 year
€200k▲
2024 · €63k
Income taxes
€182k▼
2024 · €205k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €4k | €4k | €5k | ▲ 4.9% |
| Other operating charges640/8 | €253 | €540 | €964 | €2k | €2k | ▼ 15.8% |
| Gross operating margin9900 | €652k | €712k | €759k | €822k | €685k | ▼ 16.7% |
| Operating profit (loss)9901 | €649k | €707k | €754k | €816k | €679k | ▼ 16.8% |
| Financial income75/76B | €7k | €19k | €5k | €22k | €243 | ▼ 98.9% |
| Recurring financial income75 | €7k | €19k | €5k | €22k | €243 | ▼ 98.9% |
| Financial charges65/66B | €6k | €28k | €-23k | €17k | €5k | ▼ 72.7% |
| Recurring financial charges65 | €6k | €28k | €-23k | €17k | €5k | ▼ 72.7% |
| Profit (loss) for the period before taxes9903 | €651k | €698k | €782k | €822k | €675k | ▼ 17.9% |
| Income taxes67/77 | €166k | €178k | €195k | €205k | €182k | ▼ 11.5% |
| Profit (loss) for the period9904 | €485k | €519k | €587k | €616k | €493k | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €485k | €519k | €587k | €616k | €493k | ▼ 20.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €754k | €1.46M | €539k | €389k | €328k | ▼ 15.8% |
| Formation expenses20 | €50 | €50 | €0 | - | - | - |
| Fixed assets21/28 | €16k | €13k | €9k | €12k | €28k | ▲ 122% |
| Tangible fixed assets22/27 | €16k | €13k | €9k | €12k | €28k | ▲ 122% |
| Plant, machinery and equipment23 | €1k | €689 | €273 | €0 | - | - |
| Furniture and vehicles24 | €12k | €10k | €7k | €10k | €26k | ▲ 150% |
| Other tangible fixed assets26 | €3k | €3k | €2k | €2k | €2k | ▼ 16.4% |
| Current assets29/58 | €738k | €1.45M | €529k | €377k | €300k | ▼ 20.3% |
| Amounts receivable within one year40/41 | €45k | €622k | €56k | €54k | €64k | ▲ 19.3% |
| Trade receivables40 | €45k | €48k | €54k | €54k | €56k | ▲ 3.8% |
| Other amounts receivable41 | €0 | €574k | €2k | €0 | €8k | - |
| Current investments50/53 | €205k | €196k | €249k | €128k | €128k | = |
| Cash at bank and in hand54/58 | €487k | €611k | €221k | €191k | €105k | ▼ 44.7% |
| Deferred charges and accrued income490/1 | €751 | €21k | €3k | €5k | €4k | ▼ 31.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €754k | €1.46M | €539k | €389k | €328k | ▼ 15.8% |
| Equity10/15 | €560k | €1.08M | €160k | €326k | €126k | ▼ 61.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €120k | €120k | €120k | €120k | €120k | = |
| Distributable reserves133 | €120k | €120k | €120k | €120k | €120k | = |
| Profit (loss) carried forward14 | €434k | €953k | €34k | €200k | €0 | ▼ 100% |
| Amounts payable17/49 | €194k | €384k | €379k | €63k | €202k | ▲ 220% |
| Amounts payable within one year42/48 | €194k | €384k | €379k | €63k | €200k | ▲ 216% |
| Trade debts44 | €3k | €6k | €7k | €10k | €6k | ▼ 39.9% |
| Suppliers440/4 | €3k | €6k | €7k | €10k | €6k | ▼ 39.9% |
| Taxes, remuneration and social security45 | €187k | €367k | €217k | €45k | €37k | ▼ 18.3% |
| Taxes450/3 | €187k | €367k | €217k | €45k | €37k | ▼ 18.3% |
| Remuneration and social security454/9 | €583 | €0 | - | - | - | - |
| Other amounts payable47/48 | €4k | €11k | €154k | €8k | €157k | ▲ 1,864% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €485k | €519k | €587k | €616k | €493k | ▼ 20.0% |
| + Depreciation and write-downs630 | €3k | €4k | €4k | €4k | €5k | ▲ 4.9% |
| Operating cash flow (approximation) | €488k | €523k | €591k | €621k | €497k | ▼ 19.8% |
| Investment in fixed assets (approximation) | - | €-1k | €-50 | €-7k | €-20k | ▼ 168% |
| Change in cash | - | €123k | €-390k | €-30k | €-85k | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €616k ▲4.9%
Operating result €816k, net result €616k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.97
Current ratio from 1.40 to 5.97; short-term debt falls from €379k to €63k.
31-12
Financial
Equity above €200kEq €326k ▲104%
5 profitable years in a row build equity to €326k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.08M ▲92.8%
3 profitable years in a row build equity to €1.08M.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €560k ▲648%
2 profitable years in a row build equity to €560k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2020
Ground area
1,464 m²
Building footprint
250 m²
Volume, LiDAR
1,076 m³
Parcel 44064A0087/00A000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BLOU
since 20202.304.362.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0087/00A000 | Flanders | 1,464 m² | 1 · 250 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755008J64JC92IDZZ19
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 5,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.