CreLab Services
ActiveSummary
CreLab Services has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €36k. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 7.66 against 18.53 in 2024; short-term debt: 12.7% and cash: 78.8% of total assets), and 12.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
27 d early
2024
33 d early
2023
27 d early
2022
31 d early
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 40.8%
2024 · €89k
2021: €17klowest in 5 years
2022: €28k▲ +60.4% vs 2021
2023: €60k▲ +116% vs 2022
2024: €89k▲ +49.6% vs 2023
2025: €126k▲ +40.8% vs 2024highest in 5 years
2021 → 2025
Total assets
€144k▲ 53.0%
2024 · €94k
2021: €24klowest in 5 years
2022: €35k▲ +44.1% vs 2021
2023: €74k▲ +113% vs 2022
2024: €94k▲ +26.9% vs 2023
2025: €144k▲ +53.0% vs 2024highest in 5 years
2021 → 2025
Net result
€36k▲ 22.9%
2024 · €30k
2021: €12k
2022: €10k▼ -14.9% vs 2021lowest in 5 years
2023: €32k▲ +208% vs 2022
2024: €30k▼ -7.6% vs 2023
2025: €36k▲ +22.9% vs 2024highest in 5 years
2021 → 2025
Working capital
€122k▲ 44.6%
2024 · €84k
2021: €15klowest in 5 years
2022: €25k▲ +67.3% vs 2021
2023: €57k▲ +129% vs 2022
2024: €84k▲ +47.5% vs 2023
2025: €122k▲ +44.6% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€28k▲ 60.4%€60k▲ 116%€89k▲ 49.6%€126k▲ 40.8%
2021: €17klowest in 5 years
2022: €28k▲ +60.4% vs 2021
2023: €60k▲ +116% vs 2022
2024: €89k▲ +49.6% vs 2023
2025: €126k▲ +40.8% vs 2024highest in 5 years
Operating result€15k-€13k▼ 13.8%€41k▲ 204%€37k▼ 7.5%€55k▲ 45.5%
2021: €15k
2022: €13k▼ -13.8% vs 2021lowest in 5 years
2023: €41k▲ +204% vs 2022
2024: €37k▼ -7.5% vs 2023
2025: €55k▲ +45.5% vs 2024highest in 5 years
Net result€12k-€10k▼ 14.9%€32k▲ 208%€30k▼ 7.6%€36k▲ 22.9%
2021: €12k
2022: €10k▼ -14.9% vs 2021lowest in 5 years
2023: €32k▲ +208% vs 2022
2024: €30k▼ -7.6% vs 2023
2025: €36k▲ +22.9% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€4k ▼ 20.6%
Current assets
€140k ▲ 57.4%
Equity and liabilities €144k
Equity
€126k ▲ 40.8%
Debt
€18k ▲ 281%
Debt's share of the balance-sheet total rises from 5.1% to 12.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €39k
Cash flow
€39k▲
2024 · €31k
Current ratio
7.66▼
2024 · 18.53
Debt to equity
0.15▲
2024 · 0.05
ROE
29.0%▼
2024 · 33.2%
ROA
25.3%▼
2024 · 31.5%
Interest coverage
97.89▼
2024 · 104.53
Debt ≤ 1 year
€18k▲
2024 · €5k
Income taxes
€18k▲
2024 · €7k
Staff costs
€36k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€144k▲
Fixed assets21/28€5k€4k▼
Intangible fixed assets21€49-
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€89k€140k▲
Amounts receivable within one year40/41€6k€26k▲
Trade receivables40€4k€26k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€83k€113k▲
Deferred charges and accrued income490/1-€123
Equity and liabilities
Total equity and liabilities10/49€94k€144k▲
Equity10/15€89k€126k▲
Contributions10/11€5k€5k=
Reserves13€84k€121k▲
Distributable reserves133€84k€121k▲
Amounts payable17/49€5k€18k▲
Amounts payable within one year42/48€5k€18k▲
Trade debts44€128€180▲
Suppliers440/4€128€180▲
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€20k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€628€710▲
Gross operating margin9900€60k€94k▲
Operating profit (loss)9901€37k€55k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€373€581▲
Recurring financial charges65€373€581▲
Profit (loss) for the period before taxes9903€37k€54k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€30k€36k▲
Profit (loss) for the period to be appropriated9905€30k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€36k▲
Transfer to equity691/2€30k€36k▲
To other reserves6921€30k€36k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €8k | €16k | €20k | €36k | ▲ 78.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €1k | €1k | €2k | ▲ 58.8% |
| Other operating charges640/8 | €331 | €222 | €616 | €628 | €710 | ▲ 13.0% |
| Gross operating margin9900 | €17k | €23k | €59k | €60k | €94k | ▲ 56.8% |
| Operating profit (loss)9901 | €15k | €13k | €41k | €37k | €55k | ▲ 45.5% |
| Financial income75/76B | €0 | €41 | - | - | €1 | - |
| Recurring financial income75 | €0 | €41 | - | - | €1 | - |
| Financial charges65/66B | €87 | €244 | €357 | €373 | €581 | ▲ 55.9% |
| Recurring financial charges65 | €87 | €244 | €357 | €373 | €581 | ▲ 55.9% |
| Profit (loss) for the period before taxes9903 | €15k | €13k | €40k | €37k | €54k | ▲ 45.4% |
| Income taxes67/77 | €3k | €3k | €8k | €7k | €18k | ▲ 134% |
| Profit (loss) for the period9904 | €12k | €10k | €32k | €30k | €36k | ▲ 22.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €10k | €32k | €30k | €36k | ▲ 22.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24k | €35k | €74k | €94k | €144k | ▲ 53.0% |
| Fixed assets21/28 | €2k | €3k | €3k | €5k | €4k | ▼ 20.6% |
| Intangible fixed assets21 | €649 | €449 | €249 | €49 | - | - |
| Tangible fixed assets22/27 | €2k | €2k | €3k | €5k | €4k | ▼ 19.8% |
| Plant, machinery and equipment23 | €2k | €2k | €3k | - | - | - |
| Furniture and vehicles24 | - | - | - | €5k | €4k | ▼ 19.8% |
| Current assets29/58 | €22k | €32k | €71k | €89k | €140k | ▲ 57.4% |
| Amounts receivable within one year40/41 | €2k | €5k | €7k | €6k | €26k | ▲ 336% |
| Trade receivables40 | €2k | €5k | €7k | €4k | €26k | ▲ 647% |
| Other amounts receivable41 | - | - | - | €3k | - | - |
| Cash at bank and in hand54/58 | €20k | €27k | €64k | €83k | €113k | ▲ 37.0% |
| Deferred charges and accrued income490/1 | - | €97 | €104 | - | €123 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24k | €35k | €74k | €94k | €144k | ▲ 53.0% |
| Equity10/15 | €17k | €28k | €60k | €89k | €126k | ▲ 40.8% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €12k | €23k | €55k | €84k | €121k | ▲ 43.2% |
| Distributable reserves133 | €12k | €23k | €55k | €84k | €121k | ▲ 43.2% |
| Amounts payable17/49 | €7k | €7k | €14k | €5k | €18k | ▲ 281% |
| Amounts payable within one year42/48 | €7k | €7k | €14k | €5k | €18k | ▲ 281% |
| Trade debts44 | €47 | €346 | €1k | €128 | €180 | ▲ 40.4% |
| Suppliers440/4 | €47 | €346 | €1k | €128 | €180 | ▲ 40.4% |
| Taxes, remuneration and social security45 | €4k | €4k | €10k | €2k | €15k | ▲ 779% |
| Taxes450/3 | €4k | €4k | €10k | €2k | €11k | ▲ 524% |
| Remuneration and social security454/9 | - | - | - | - | €4k | - |
| Other amounts payable47/48 | €3k | €3k | €3k | €3k | €3k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €10k | €32k | €30k | €36k | ▲ 22.9% |
| + Depreciation and write-downs630 | €1k | €1k | €1k | €1k | €2k | ▲ 58.8% |
| Operating cash flow (approximation) | €14k | €12k | €34k | €31k | €39k | ▲ 24.6% |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €-4k | €-1k | ▲ 69.1% |
| Change in cash | - | €7k | €37k | €18k | €31k | ▲ 66.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €36k ▲22.9%
Operating result €55k, net result €36k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲40.8%
5 profitable years in a row build equity to €126k.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 18.53
Current ratio from 4.94 to 18.53; short-term debt falls from €14k to €5k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼14.9%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2020
Ground area
329 m²
Building footprint
312 m²
Volume, LiDAR
1,542 m³
Parcel 44020A0735/00A000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CreLab Services
since 20202.302.194.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0735/00A000 | Flanders | 329 m² | 1 · 312 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.