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BikeServicepunt

Active
Private limited companyfounded 201510 yrs activeLillo Steenweg 15, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0643.683.585

BikeServicepunt has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
37 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-4
Solvency23▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.96 against 1.05 in 2024; short-term debt: 85.2% and cash: 17.9% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-2.1%
Return on assets
-7.5%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
4 d early
2024
8 d early
2023
1 d early
2022
on the day
2021
on the day
2020
2 d late
2019
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€-6k
2024 · €16k
2019: €-19k 2020: €21k 2021: €36k 2022: €9k 2023: €38k 2024: €16k
2019 → 2025
Total assets
€296k▼ 25.3%
2024 · €397k
2019: €261k 2020: €336k 2021: €317k 2022: €359k 2023: €439k 2024: €397k
2019 → 2025
Net result
€-22k▼ 0.4%
2024 · €-22k
2019: €15k 2020: €32k 2021: €15k 2022: €-27k 2023: €29k 2024: €-22k
2019 → 2025
Working capital
€-10k
2024 · €15k
2019: €4k 2020: €-28k 2021: €-61k 2022: €-67k 2023: €44k 2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€36k-€9k▼ 74.3%€38k▲ 312%€16k▼ 58.1%€-6k
Operating result€22k-€-19k€39k€-6k€-6k▼ 14.6%
Net result€15k-€-27k€29k€-22k€-22k▼ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €22k€22kNet result 2021: €15k€15kOperating result 2022: €-19k€-19kNet result 2022: €-27k€-27kOperating result 2023: €39k€39kNet result 2023: €29k€29kOperating result 2024: €-6k€-6kNet result 2024: €-22k€-22kOperating result 2025: €-6k€-6kNet result 2025: €-22k€-22k20212022202320242025
The operating result stays negative: a loss of €6k in 2025 against €6k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets €54k▼ 24.4%
Current assets €242k▼ 25.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €14k
Cash flow
€-5k
2024 · €-3k
Solvency
-2.1%
2024 · 4.0%
Current ratio
0.96
2024 · 1.05
Quick ratio
0.26
2024 · 0.29
Debt / equity
-48.28
2024 · 23.88
ROA
-7.5%
2024 · -5.6%
Interest coverage
0.67
2024 · 0.81
Debt
€303k
2024 · €381k
Debt ≤ 1 year
€252k
2024 · €310k
Debt > 1 year
€50k
2024 · €70k
Staff costs
€40k
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€397k€296k
Fixed assets21/28€72k€54k
Tangible fixed assets22/27€72k€54k
Land and buildings22€30k€24k
Plant, machinery and equipment23€32k€24k
Furniture and vehicles24€10k€6k
Current assets29/58€325k€242k
Stocks and contracts in progress3€236k€176k
Stocks30/36€236k€176k
Amounts receivable within one year40/41€17k€13k
Trade receivables40€17k€13k
Other amounts receivable41-€116
Cash at bank and in hand54/58€72k€53k
Deferred charges and accrued income490/1€265€72
Equity and liabilities
Total equity and liabilities10/49€397k€296k
Equity10/15€16k€-6k
Contributions10/11€6k€6k=
Reserves13€10k-
Distributable reserves133€10k-
Profit (loss) carried forward14-€-12k
Amounts payable17/49€381k€303k
Amounts payable after more than one year17€70k€50k
Financial debts170/4€70k€50k
Amounts payable within one year42/48€310k€252k
Current portion of amounts payable after more than one year42€34k€20k
Financial debts43€152k€155k
Credit institutions430/8€152k€155k
Trade debts44€36k€20k
Suppliers440/4€36k€20k
Taxes, remuneration and social security45€49k€15k
Taxes450/3€44k€10k
Remuneration and social security454/9€6k€6k
Other amounts payable47/48€39k€42k
Income statement Code20242025
Remuneration, social security and pensions62€43k€40k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k
Other operating charges640/8€7k€2k
Gross operating margin9900€64k€53k
Operating profit (loss)9901€-6k€-6k
Financial income75/76B€485€611
Recurring financial income75€485€611
Financial charges65/66B€17k€16k
Recurring financial charges65€17k€16k
Profit (loss) for the period before taxes9903€-22k€-22k
Income taxes67/77€1-
Profit (loss) for the period9904€-22k€-22k
Profit (loss) for the period to be appropriated9905€-22k€-22k
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-22k
Profit (loss) brought forward from the previous period14P€3k-
Transfer from equity791/2€19k€10k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €29k
Net result €29k after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet €-27k ▼284%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial Highest result since 2019net €32k ▲105%
Operating result €40k, net result €32k, both a record.
2019
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
28-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lillo Steenweg 153530 Houthalen-Helchteren
Ground area
1,716 m²
Building footprint
329 m²
Volume, LiDAR
1,814 m³
Parcel 72015A1081/00B000, Flanders · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bike Servicepunt
Lillo Steenweg 15, 3530 Houthalen-HelchterenManufacture of other transport equipment
since 20152.247.680.832
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72015A1081/00B000 Flanders 1,716 m² 1 · 329 m² 13.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,544 companies in sector 95290 we hold annual accounts for 417. 274 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-11-2015
Fiscal year end30-06
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
95290Repair and maintenance of other personal and household goods
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.