BENOIT GILLET
ActiveBENOIT GILLET has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €7k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 383 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 8.19 in 2024; short-term debt: 24% and cash: 3.5% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
29 d early
2023
27 d early
2022
4 d early
2021
31 d late
2020
23 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▲ 97.9%
2024 · €3k
2018: €1k
2019: €71
2020: €614
2021: €6k
2022: €11k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€85k▼ 3.3%
2024 · €88k
2018: €85k
2019: €83k
2020: €78k
2021: €70k
2022: €45k
2023: €80k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€108k▲ 10.8%€112k▲ 3.8%€116k▲ 3.0%€106k▼ 8.1%
Operating result€10k-€13k▲ 35.1%€7k▼ 46.8%€6k▼ 20.9%€11k▲ 94.0%
Net result€6k-€11k▲ 72.7%€4k▼ 61.3%€3k▼ 16.7%€7k▲ 97.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€31k▼ 30.6%
Current assets
€122k▲ 21.4%
Equity and liabilities €153k
Equity
€106k▼ 8.1%
Debt
€46k▲ 59.6%
The debt ratio rises from 20.1% to 30.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €21k
Cash flow
€21k▲
2024 · €19k
Solvency
69.6%▼
2024 · 79.9%
Current ratio
3.33▼
2024 · 8.19
Quick ratio
2.66▼
2024 · 6.81
Debt / equity
0.44▲
2024 · 0.25
ROE
6.3%▲
2024 · 2.9%
ROA
4.4%▲
2024 · 2.3%
Interest coverage
17.02▲
2024 · 11.91
Debt
€46k▲
2024 · €29k
Debt ≤ 1 year
€37k▲
2024 · €12k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€153k▲
Fixed assets21/28€44k€31k▼
Tangible fixed assets22/27€44k€30k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€23k€16k▼
Other tangible fixed assets26€12k€9k▼
Financial fixed assets28€200€200=
Current assets29/58€101k€122k▲
Stocks and contracts in progress3€17k€25k▲
Stocks30/36€17k€25k▲
Amounts receivable within one year40/41€61k€88k▲
Trade receivables40€21k€46k▲
Other amounts receivable41€41k€42k▲
Cash at bank and in hand54/58€18k€5k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€145k€153k▲
Equity10/15€116k€106k▼
Contributions10/11€19k€19k=
Reserves13€40k€30k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€28k▼
Profit (loss) carried forward14€57k€58k▲
Amounts payable17/49€29k€46k▲
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€12k€37k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48-€15k
Income statement
Code20242025
Non-recurring operating income76A€796€210▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€2k▲
Other operating charges640/8€345€375▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€23k€29k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€1k€992▼
Recurring financial income75€1k€992▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€64k▲
Profit (loss) brought forward from the previous period14P€57k€57k▲
Transfer from equity791/2-€16k
Transfer to equity691/2€3k€6k▲
To other reserves6921€3k€6k▲
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.25
Current ratio from 1.79 to 5.25; short-term debt falls from €57k to €19k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €11k ▲72.7%
Operating result €13k, net result €11k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲10.8%
5 profitable years in a row build equity to €108k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
31-12
Financial
Weakest financial yearnet €71 ▼93.4%
Net result drops to €71, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Vicinal 324170 Comblain-au-PontGround area
1,579 m²
Building footprint
396 m²
Parcel 62026D1074/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Vicinal 32, 4170 Comblain-au-Pont
since 20002.131.408.219
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026D1074/00B002 | Wallonia | 1,579 m² | 1 · 396 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,544 companies in sector 95290 we hold annual accounts for 417. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2000
Fiscal year end31-12
Activities, NACEBEL
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.