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FIETSEN LORET

Active
Private limited companyfounded 2005active for 21 yearsStationsstraat 62, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0876.382.726

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIETSEN LORET has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,870 and a net result of €16,059. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 95% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 30-09-2005 Normal situation
Activity
Repair and maintenance of other personal and household goods NACE 95290
Establishment unit
2.149.463.877 3980 Tessenderlo-Ham, since 18-10-2005
Financial year end
31 December
Peppol
Reachable since 09-11-2025

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€29,779
▼ 42.9%
Turnover
≈ €98,000
estimated
Profit
€16,059
▼ 52.0%
Equity
€163,870
▲ 10.9%
Total assets
€181,182
▼ 0.5%
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 11.42, cash €167,765Equity €163,870 (90.4% of total assets)Founded in 2005Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 90.4% of total assets
Liquidity 100+5
short-term debt 8.5% · cash 92.6%
Profitability 80-12
return on assets 8.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.42 (5.39 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 92.6% of total assets. 9.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 98% on liquidity, 63% on profitability and 55% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 11.42, cash €167,765
NBB · annual accounts
lowers risk · Equity €163,870 (90.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
14 days early
2023
21 days early
2022
7 days early
2021
25 days early
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in repair of computers and personal goodssector median 37.8% · 3,298 companies 90.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €16,059 6 years View

Comparable companies

These companies have the same main activity as FIETSEN LORET: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €148,000 and €246,000, founded between 2000 and 2009.

CompanyTotal assetsGross margin
FIETSEN LORET Tessenderlo-Ham€181,182€29,779
RAYMOND'S AIRCRAFT RESTORATION Antwerpen€201,482€35,061
C.L.V.G. Meise€158,423€25,731
POINT INVISIBLE Anderlecht€148,349€26,788
BENOIT GILLET Comblain-au-Pont€152,711€28,783
SB GRAPHICS Zoersel€226,290€37,773
CREATIVE CONCEPT Oudergem€245,964€35,064
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about FIETSEN LORET

What is the company number of FIETSEN LORET?
The company number of FIETSEN LORET is 0876.382.726. The VAT number is the same number with BE in front: BE 0876.382.726.
Where is FIETSEN LORET based?
The registered office is at Stationsstraat 62, 3980 Tessenderlo-Ham.Company details
What does FIETSEN LORET do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of FIETSEN LORET?
The legal form of FIETSEN LORET is Private limited company (BV).
When was FIETSEN LORET founded?
FIETSEN LORET was founded on 30-09-2005.
Is FIETSEN LORET still active?
Yes, FIETSEN LORET is an active enterprise in the KBO register.
What is the turnover of FIETSEN LORET?
The turnover in financial year 2025 is ≈ €98,000. This figure is estimated from the gross margin of €29,779 and 59 comparable companies (NACE 95). It probably lies between €67,000 and €220,000.Financials
Is FIETSEN LORET profitable?
In financial year 2025, FIETSEN LORET made a profit of €16,059.
Where can I find the annual accounts of FIETSEN LORET?
FIETSEN LORET filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FIETSEN LORET due?
FIETSEN LORET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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