BEMA Construct
ActiveSummary
BEMA Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,500 and a net result of -€1,500. Its solvency ranks better than 22% of 17,107 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €3,500
- Loss
- -€1,500
- FRÈRE Bernard Inge Adolphe KarelDirector
- LEYEN Marc Hubert IsidoorDirector
Why 81raises riskFounded in 2025Equity €3,500 (1.1% of total assets)lowers riskSector: Real estate activities (NACE 68)Size: total assets €309,448Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 21% on solvency, 37% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: LEYEN Marc Hubert Isidoor…
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00440447.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 280 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 95.7% are still going.
- Micro
- under 2 years old
- solvency under 10%
- a small loss
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €1,638 |
| Operating profit (loss)9901 | €1,238 |
| Financial income75/76B | €5,519 |
| Recurring financial income75 | €5,519 |
| Financial charges65/66B | €8,258 |
| Recurring financial charges65 | €8,258 |
| Profit (loss) for the period before taxes9903 | -€1,500 |
| Profit (loss) for the period9904 | -€1,500 |
| Profit (loss) for the period to be appropriated9905 | -€1,500 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €309,448 | |
| Current assets29/58 | €309,448 | |
| Stocks and contracts in progress3 | €227,079 | |
| Stocks30/36 | €199,540 | |
| Contracts in progress37 | €27,539 | |
| Amounts receivable within one year40/41 | €46,256 | |
| Trade receivables40 | €26,454 | |
| Other amounts receivable41 | €19,802 | |
| Cash at bank and in hand54/58 | €33,466 | |
| Deferred charges and accrued income490/1 | €2,648 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €309,448 | |
| Equity10/15 | €3,500 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€1,500 | |
| Amounts payable17/49 | €305,949 | |
| Amounts payable after more than one year17 | €173,831 | |
| Financial debts170/4 | €173,831 | |
| Amounts payable within one year42/48 | €132,118 | |
| Trade debts44 | €27,042 | |
| Suppliers440/4 | €27,042 | |
| Other amounts payable47/48 | €105,077 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,500 |
| Operating cash flow (approximation) | -€1,500 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00440447 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| FRÈRE Bernard Inge Adolphe Karel |
|
| LEYEN Marc Hubert Isidoor |
|
Owners and capital
Capital and shareholders
- LEYEN Marc Hubert Isidoor 50 shares (50%) · €2,500
- FRÈRE Bernard Inge Adolphe Karel 50 shares (50%) · €2,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 25-02-2025 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-02
Gazette deed
IncorporationAppointments: LEYEN Marc Hubert Isidoor (director) and FRÈRE Bernard Inge Adolphe Karel (director) · Founder · Founding capital8 facts ▸
- Incorporation, “BEMA Construct” (deed in Dutch)
- Founder, LEYEN Marc Hubert Isidoor
- Founder, FRÈRE Bernard Inge Adolphe Karel
- Founding capital, €5,000
- Director appointment, LEYEN Marc Hubert Isidoor (director (not named in the articles))
- Director appointment, FRÈRE Bernard Inge Adolphe Karel (director (not named in the articles))
- Bank account, “BE29 0689 5509 4864, vennootschap in oprichting” (deed in Dutch)
- Other provision, “statutaire bepalingen reserves winst vereffeningssaldo, zonder van de wet afwijkende statutaire bepalingen betreffende het aanleggen van reserves, de verdeling…” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71043B0001/00H008 | Flanders | 964 m² | 1 · 176 m² | 6.7 m · 1 |
How the parcels are linked
Articles of association
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “- met boekjaar lopend vanaf één januari tot en met éénendertig december (het eerste boekjaar loopt vanaf de neerlegging van de…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, al dan niet aandeelhouders” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “- met boekjaar lopend vanaf één januari tot en met éénendertig december (het eerste boekjaar loopt vanaf de neerlegging van de…” (deed in Dutch)