TERRISSIMMO
ActiveTERRISSIMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-75k) and a net result of €-2k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
0
/ 100
Critical▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+16
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.03 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-893.8%
Return on assets
-29.2%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€75k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
21 d late
2023
26 d late
2022
21 d late
2021
29 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-75k▼ 3.4%
2024 · €-72k
2018: €-16k
2019: €-37k
2020: €-51k
2021: €-72k
2022: €-79k
2023: €-82k
2024: €-72k
2018 → 2025
Total assets
€8k▼ 24.2%
2024 · €11k
2018: €90k
2019: €100k
2020: €98k
2021: €189k
2022: €186k
2023: €177k
2024: €11k
2018 → 2025
Net result
€-2k
2024 · €44k
2018: €-19k
2019: €-21k
2020: €-14k
2021: €-21k
2022: €-8k
2023: €-3k
2024: €44k
2018 → 2025
Working capital
€-82k▼ 1.8%
2024 · €-81k
2018: €-105k
2019: €-137k
2020: €-149k
2021: €-168k
2022: €-174k
2023: €-176k
2024: €-81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-72k-€-79k▼ 10.9%€-82k▼ 4.1%€-72k▲ 12.6%€-75k▼ 3.4%
Operating result€-20k-€-8k▲ 62.2%€-3k▲ 58.5%€44k€-2k
Net result€-21k-€-8k▲ 62.1%€-3k▲ 58.6%€44k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€8k▼ 11.1%
Current assets
€636▼ 72.7%
Key figures and ratios
EBITDA
€-1k▼
2024 · €45k
Cash flow
€-1k▼
2024 · €45k
Solvency
-893.8%▼
2024 · -655.6%
Current ratio
0.01▼
2024 · 0.03
Quick ratio
0.01▼
2024 · 0.03
Debt / equity
-1.11▲
2024 · -1.15
ROE
3.3%▲
2024 · -60.7%
ROA
-29.2%▼
2024 · 397.8%
Interest coverage
-22.13▼
2024 · 591.50
Debt
€83k▼
2024 · €83k
Debt ≤ 1 year
€83k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€8k▼
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Land and buildings22€9k€8k▼
Current assets29/58€2k€636▼
Amounts receivable within one year40/41€111€248▲
Trade receivables40€107-
Other amounts receivable41€3€248▲
Cash at bank and in hand54/58€2k€387▼
Equity and liabilities
Total equity and liabilities10/49€11k€8k▼
Equity10/15€-72k€-75k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-91k€-93k▼
Amounts payable17/49€83k€83k▼
Amounts payable within one year42/48€83k€83k▼
Trade debts44€965€685▼
Suppliers440/4€965€685▼
Other amounts payable47/48€82k€82k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€963€963=
Other operating charges640/8€1k-
Gross operating margin9900€46k€-1k▼
Operating profit (loss)9901€44k€-2k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€76€64▼
Recurring financial charges65€76€64▼
Profit (loss) for the period before taxes9903€44k€-2k▼
Profit (loss) for the period9904€44k€-2k▼
Profit (loss) for the period to be appropriated9905€44k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-93k▼
Profit (loss) brought forward from the previous period14P€-134k€-91k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after 6 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wallonie (G.) 47011 MonsGround area
4.0 ha
Building footprint
4.5 ha
Volume, LiDAR
489,968 m³
Parcel 53030D0160/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030D0160/00N000 | Wallonia | 4.0 ha | 1 · 4.5 ha | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEMA Construct
BE 1020.292.322
As · Eq €3k
T&G
BE 0667.563.403
Mol · Eq €4k
Dplus Projects
BE 0801.875.838
Sint-Gillis (bij-Brussel) · Eq €4k
HABITAT
BE 0772.712.985
Knokke-Heist · Eq €4k
DE SLEUTEL
BE 1002.366.821
Hasselt · Eq €3k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 1,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2011
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.