ALLIANCE 4 IMMO
ActiveALLIANCE 4 IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-61k) and a net result of €-29k. Equity is shrinking by ~114.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency67=
Growth32=
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.65), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.7%
Return on assets
-2.7%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€61k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
17 d early
2023
13 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-61k▼ 88.5%
2024 · €-32k
2022: €15k
2023: €3k
2024: €-32k
2022 → 2025
Total assets
€1.07M▲ 10.9%
2024 · €965k
2022: €773k
2023: €843k
2024: €965k
2022 → 2025
Net result
€-29k▲ 20.1%
2024 · €-36k
2022: €-5k
2023: €-11k
2024: €-36k
2022 → 2025
Working capital
€666k▼ 30.7%
2024 · €962k
2022: €771k
2023: €771k
2024: €962k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€3k▼ 76.3%€-32k€-61k▼ 88.5%
Operating result€-3k-€29k€10k▼ 66.0%€21k▲ 115%
Net result€-5k-€-11k▼ 111%€-36k▼ 219%€-29k▲ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 115% above 2024.
Key figures and ratios
Solvency
-5.7%▼
2024 · -3.3%
Current ratio
2.65
Quick ratio
0.02▼
2024 · 3.65
Debt / equity
-18.59▲
2024 · -30.92
ROE
47.0%▼
2024 · 110.8%
ROA
-2.7%▲
2024 · -3.7%
Debt
€1.13M▲
2024 · €998k
Debt ≤ 1 year
€404k▲
2024 · €4k
Debt > 1 year
€722k▼
2024 · €991k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€965k€1.07M▲
Current assets29/58€965k€1.07M▲
Stocks and contracts in progress3€952k€1.06M▲
Stocks30/36€952k€1.06M▲
Cash at bank and in hand54/58€11k€5k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€965k€1.07M▲
Equity10/15€-32k€-61k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-52k€-81k▼
Amounts payable17/49€998k€1.13M▲
Amounts payable after more than one year17€991k€722k▼
Financial debts170/4€988k€719k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€4k€404k▲
Current portion of amounts payable after more than one year42-€396k
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Other amounts payable47/48€0€240▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€4k€4k▼
Gross operating margin9900€14k€25k▲
Operating profit (loss)9901€10k€21k▲
Financial charges65/66B€46k€50k▲
Recurring financial charges65€46k€50k▲
Profit (loss) for the period before taxes9903€-36k€-29k▲
Profit (loss) for the period9904€-36k€-29k▲
Profit (loss) for the period to be appropriated9905€-36k€-29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-81k▼
Profit (loss) brought forward from the previous period14P€-17k€-52k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 23current ratio 269.89
Current ratio from 11.66 to 269.89; short-term debt falls from €72k to €4k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pairoir, Bioul 465537 AnhéeGround area
1,529 m²
Building footprint
91 m²
Parcel 91016B0572/00P000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91016B0572/00P000 | Wallonia | 1,529 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE SLEUTEL
BE 1002.366.821
Hasselt · Eq €3k
CarrMa
BE 1011.039.314
Merchtem · Eq €3k
CASADELIA
BE 0774.813.234
Manage · Eq €3k
BEMA Construct
BE 1020.292.322
As · Eq €3k
TERRISSIMMO
BE 0833.268.107
Mons · Eq €4k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 1,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:alliance4.immo
E-mail:info@alliance4.immo