BEMA Construct
ActiveBEMA Construct has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-2k. Its solvency ranks better than 22% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes
Profitability0
Solvency34
Growth-
Stability67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.34), but 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
-0.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13882 sector peers (2025).
NBB · sector comparisonPosition among 13882 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€309k
Net result
€-2k
Working capital
€177k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €309k
Equity
€3k
Debt
€306k
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
Solvency
1.1%
Current ratio
2.34
Quick ratio
0.62
Debt / equity
87.42
ROE
-42.9%
ROA
-0.5%
Debt
€306k
Debt ≤ 1 year
€132k
Debt > 1 year
€174k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€309k
Current assets29/58€309k
Stocks and contracts in progress3€227k
Stocks30/36€200k
Contracts in progress37€28k
Amounts receivable within one year40/41€46k
Trade receivables40€26k
Other amounts receivable41€20k
Cash at bank and in hand54/58€33k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€309k
Equity10/15€3k
Contributions10/11€5k
Profit (loss) carried forward14€-2k
Amounts payable17/49€306k
Amounts payable after more than one year17€174k
Financial debts170/4€174k
Amounts payable within one year42/48€132k
Trade debts44€27k
Suppliers440/4€27k
Other amounts payable47/48€105k
Income statement
Code2025
Other operating charges640/8€400
Gross operating margin9900€2k
Operating profit (loss)9901€1k
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennengaerdelaan 23665 AsGround area
964 m²
Building footprint
176 m²
Volume, LiDAR
752 m³
Parcel 71043B0001/00H008, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BEMA Construct
since 20252.371.380.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71043B0001/00H008 | Flanders | 964 m² | 1 · 176 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TERRISSIMMO
BE 0833.268.107
Mons · Eq €4k
DE SLEUTEL
BE 1002.366.821
Hasselt · Eq €3k
T&G
BE 0667.563.403
Mol · Eq €4k
ALLIANCE 4 IMMO
BE 0787.686.322
Anhée · Eq €3k
Dplus Projects
BE 0801.875.838
Sint-Gillis (bij-Brussel) · Eq €4k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 1,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2025
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
68122Development of non-residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.