Equity
€312,458 ▲ 11.8%
Bella! Huishoudhulp has made a profit in every financial year since 2019.
Bella! Huishoudhulp
Lifetime
7 annual accounts with figures on one time axispeak €856,544 (2019)
€679,796▲ 7.0%
peak €78,418 (2019)
€34,462▼ 40.2%
peak €312,458 (2025)
€312,458▲ 11.8%
€89,281▲ 17.7%
Board1 name since 2018
1 directorNATALE Laura
Documentsfilings and deeds
11-06-202650 days before the deadline
2025micro format
Result from €57,627 to €34,462Dividend €1,600Debts from €75,835 to €89,281
Key points
from the 2025 annual accountsTurnover
≈ €1.4m estimated
The micro format states no turnover.
Staff
23.4 FTE from 35.2 in 2021
Between 2021 and 2025, 34% of the full-time equivalents disappeared.
Filings
7 annual accounts 1 late
The 2019 accounts came 136 days late. The other six were filed on time.
Position in the sector
€312,458
More equity than 94% of companies in personal services. Sector median €15,244 · 5,765 companies.
Public support
€1.7m awarded from 2022 to 2025
Flemish support, mostly Dienstencheques.
Checked score
97
Excellent
Financially stronger than 78% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,629 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.97, cash €215,941
Equity €312,458 (77.8% of total assets)
Size: total assets €401,739
Figures for financial year 2025 (filed on 11-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 92% on liquidity, 66% on profitability and 59% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as Bella! Huishoudhulp has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of Bella! Huishoudhulp itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for Bella! Huishoudhulp. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.97 (3.95 in 2024), above the usual 1.5. Short-term debt is 22.2% and cash 53.8% of total assets. 22.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 days early
2024
45 days early
2023
21 days early
2022
49 days early
2021
8 days early
2020
8 days early
2019
136 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0701919813
Change of role: NATALE Laura, from manager to director
General meeting of 01-12-2023 · Gazette deed
Incorporation
published on 03-09-2018 · Gazette deed
First establishment
Bella!Huishoudhulp, Kapelbergweg 29/a, Zonhoven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Bella! Huishoudhulp Zonhoven | €401,739 | €0.7m | 77.8% | - |
| ALLE DIENSTEN Zaventem | €287,752 | €0.7m | 31.8% | - |
| MARLEV SERVICES Berchem-Sainte-Agathe | €540,745 | €0.9m | 17.1% | 24 |
| PERFECT-LIFE Woluwe-Saint-Lambert | €340,881 | €1.1m | 3.8% | 26.4 |
| La Buanderie Services Verviers | €241,340 | €0.6m | -10.7% | - |
| GAN HOME Brussels | €277,822 | €1.1m | 34.9% | - |
| watervos Ghent | €379,524 | €1.1m | 64.7% | 32.9 |
These companies have the same main activity as Bella! Huishoudhulp: personal service activities (NACE 96910). They are comparable in size and age: total assets between €241,000 and €541,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 30-08-2018Normal situation
- Activity
- Personal service activitiesNACE 96910
- Establishment unit
- 2.283.066.4323520 Zonhoven, since 30-08-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 19-09-2025
Annual accounts 2025
- €401,739▲ 13.0%
- Employeeson 31-12-2025
- 26▲ 4.0%
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on Bella! Huishoudhulp
Bella! Huishoudhulp files the micro format. That format states no turnover. The gross margin fell from €856,544 in 2019 to €679,796 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bella! Huishoudhulp
- What is the company number of Bella! Huishoudhulp?
- The company number of Bella! Huishoudhulp is 0701.919.813. The VAT number is the same number with BE in front: BE 0701.919.813.
- Where is Bella! Huishoudhulp based?
- The registered office is at Kapelbergweg 29/a, 3520 Zonhoven.Company details
- What does Bella! Huishoudhulp do?
- According to the KBO register, the main activity is personal service activities (NACE 96910).
- What is the legal form of Bella! Huishoudhulp?
- Bella! Huishoudhulp is a private limited company (BV).
- When was Bella! Huishoudhulp founded?
- Bella! Huishoudhulp was founded on 30-08-2018.
- Is Bella! Huishoudhulp still active?
- Yes, Bella! Huishoudhulp is an active enterprise in the KBO register.
- How many employees does Bella! Huishoudhulp have?
- Bella! Huishoudhulp had an average of 23.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Bella! Huishoudhulp?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €679,796 and 879 comparable companies of the same size. It probably lies between €950,000 and €2.0m. It is a rough estimate.
- Is Bella! Huishoudhulp profitable?
- In financial year 2025, Bella! Huishoudhulp made a profit of €34,462.
- Where can I find the annual accounts of Bella! Huishoudhulp?
- Bella! Huishoudhulp filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Bella! Huishoudhulp due?
- Bella! Huishoudhulp must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Compare the other recognised service-voucher companies in Zonhoven and what they charge.Service voucher comparison Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
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