Bella! Huishoudhulp
ActiveBella! Huishoudhulp has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €34k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.97 against 3.95 in 2024; short-term debt: 22.2% and cash: 53.8% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
8.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
45 d early
2023
21 d early
2022
49 d early
2021
8 d early
2020
8 d early
2019
136 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€312k▲ 11.8%
2024 · €280k
2019: €85k
2020: €124k
2021: €183k
2022: €203k
2023: €232k
2024: €280k
2019 → 2025
Total assets
€402k▲ 13.0%
2024 · €355k
2019: €176k
2020: €192k
2021: €273k
2022: €302k
2023: €312k
2024: €355k
2019 → 2025
Net result
€34k▼ 40.2%
2024 · €58k
2019: €78k
2020: €39k
2021: €47k
2022: €21k
2023: €31k
2024: €58k
2019 → 2025
Working capital
€266k▲ 18.7%
2024 · €224k
2019: €77k
2020: €92k
2021: €131k
2022: €177k
2023: €195k
2024: €224k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€203k▲ 10.5%€232k▲ 14.5%€280k▲ 20.5%€312k▲ 11.8%
Operating result€71k-€30k▼ 58.0%€47k▲ 60.0%€81k▲ 70.4%€54k▼ 33.8%
Net result€47k-€21k▼ 55.2%€31k▲ 48.8%€58k▲ 85.5%€34k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€47k▼ 16.2%
Current assets
€355k▲ 18.5%
Equity and liabilities €402k
Equity
€312k▲ 11.8%
Debt
€89k▲ 17.7%
The debt ratio rises from 21.3% to 22.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €86k
Cash flow
€45k▼
2024 · €62k
Solvency
77.8%▼
2024 · 78.7%
Current ratio
3.97▲
2024 · 3.95
Quick ratio
3.97▲
2024 · 3.95
Debt / equity
0.29▲
2024 · 0.27
ROE
11.0%▼
2024 · 20.6%
ROA
8.6%▼
2024 · 16.2%
Interest coverage
71.66▼
2024 · 375.07
Debt
€89k▲
2024 · €76k
Debt ≤ 1 year
€89k▲
2024 · €76k
Income taxes
€20k▼
2024 · €25k
Staff costs
€615k▲
2024 · €549k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€402k▲
Fixed assets21/28€56k€47k▼
Tangible fixed assets22/27€56k€47k▼
Land and buildings22€2k€2k▼
Furniture and vehicles24€54k€45k▼
Current assets29/58€299k€355k▲
Amounts receivable after more than one year29€2k€899▼
Other amounts receivable291€2k€899▼
Amounts receivable within one year40/41€25k€34k▲
Trade receivables40€25k€34k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€270k€216k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€355k€402k▲
Equity10/15€280k€312k▲
Contributions10/11€19k€19k=
Reserves13€261k€294k▲
Distributable reserves133€261k€294k▲
Amounts payable17/49€76k€89k▲
Amounts payable within one year42/48€76k€89k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€67k€75k▲
Taxes450/3€3k€1k▼
Remuneration and social security454/9€64k€74k▲
Other amounts payable47/48€7k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€549k€615k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Other operating charges640/8€851€462▼
Gross operating margin9900€635k€680k▲
Operating profit (loss)9901€81k€54k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€228€894▲
Recurring financial charges65€228€894▲
Profit (loss) for the period before taxes9903€83k€55k▼
Income taxes67/77€25k€20k▼
Profit (loss) for the period9904€58k€34k▼
Profit (loss) for the period to be appropriated9905€58k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€34k▼
Transfer from equity791/2€9k€2k▼
Transfer to equity691/2€56k€34k▼
To the legal reserve6920€56k€34k▼
Profit to be distributed694/7€10k€2k▼
Return on contributions (dividend)694€10k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €21k ▼55.2%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €203k ▲10.5%
4 profitable years in a row build equity to €203k.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €183k ▲47.9%
3 profitable years in a row build equity to €183k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €124k ▲46.5%
2 profitable years in a row build equity to €124k.
14-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelbergweg 29/a3520 ZonhovenGround area
4,679 m²
Building footprint
150 m²
Volume, LiDAR
783 m³
Parcel 71442D0119/00E000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bella!Huishoudhulp
since 20182.283.066.432
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0119/00E000 | Flanders | 4,679 m² | 1 · 150 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 1,721,679 EUR awarded · 1,721,641 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 445,993 EUR | 445,993 EUR |
| 2024 | 3 | 427,391 EUR | 427,353 EUR |
| 2023 | 3 | 443,076 EUR | 443,200 EUR |
| 2022 | 3 | 405,219 EUR | 405,095 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2018
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.