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La Buanderie Services

Active
Cooperative companyfounded 2019active for 7 yearsRue de la Cité 18, 4800 Verviers, BelgiumKBO/BCE: BE 0736.570.785
Summary

The computed 12-month bankruptcy probability of La Buanderie Services is 5.5% (elevated). The 2025 annual accounts show negative equity (-€25,740) and a net result of -€57,802. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 25% of 5,661 sector peers (NACE 96, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Personal service activities
NACE 96910
1 site
Size
€0turnover 2025
Staff
33.8 FTE
Equity
-€25,740
Loss
-€57,802
Financial health
34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.5%
Structure
Board
6 members
Accounts filed 31 days late1 of 3 deeds read
Why 34raises risk1 change of registered office in 24 monthsLatest accounts 31 days late; 3 of the last 3 lateLoss of €57,802 (financial year 2025)Negative equity -€25,740Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 12% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Weak
Solvency 14-25
equity -10.7% of total assets
Liquidity 12-10
short-term debt 110.7% · cash 9.9%
Profitability 0-74
return on assets -24.0%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,610 companies, NACE 96, micro)
Last 24 months 11-2024: 2.5%lowest value 12-2024: 3.8%▲ +1.3 percentage points vs 11-2024 01-2025: 3.7%▼ -0.1 percentage points vs 12-2024 02-2025: 3.6%▼ -0.1 percentage points vs 01-2025 03-2025: 3.5%▼ -0.1 percentage points vs 02-2025 04-2025: 3.7%▲ +0.2 percentage points vs 03-2025 05-2025: 3.8%▲ +0.1 percentage points vs 04-2025 06-2025: 3.8%● unchanged vs 05-2025 07-2025: 3.9%▲ +0.1 percentage points vs 06-2025 08-2025: 5.0%▲ +1.1 percentage points vs 07-2025 09-2025: 4.0%▼ -1.0 percentage point vs 08-2025 10-2025: 4.0%● unchanged vs 09-2025 11-2025: 4.0%● unchanged vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 3.4%▼ -0.6 percentage points vs 12-2025 02-2026: 3.3%▼ -0.1 percentage points vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.8%▲ +0.4 percentage points vs 04-2026 06-2026: 3.6%▼ -0.2 percentage points vs 05-2026 07-2026: 3.6%● unchanged vs 06-2026 08-2026: 4.9%▲ +1.3 percentage points vs 07-2026 09-2026: 5.5%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 5.5%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.81, compared with 1.03 in 2024, below 1; short-term debt: 110.7% and cash: 9.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 25% on solvency, 11% on liquidity, 8% on profitability and 4% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
raises risk · Loss of €57,802 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€25,740
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year -€25,740
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
31 days late
2024
70 days late
2023
63 days late
2022
28 days early
2021
16 days early
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€57,802
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€25,740 View
  • Caution: From profit to loss in 2025after €9,394 in 2024 -€57,802 View
  • Caution: Among the weakest 5% on net resultsector median €2,814 · 5,668 companies -€57,802 View

By topic

Financials

Financial year
2025
Turnover
€0
Loss
-€57,802
Solvency
-10.7%
Go to Financials

Board & ownership

Board
6 members
  • Cassart SébastienDirector
  • Ernotte Jean-PhilippeDirector
  • Halleux BernardDirector
  • Moor MatthieuDirector
  • Moreau FrançoiseDirector

and 1 other director

Go to Board & ownership

Timeline

Events
11
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 28-11-2024Reappointments: Cassart Sébastien, Ernotte Jean-Philippe and 4…
  3. 02-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Personal service activitiesNACE 96910
Founded
18-10-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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