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watervos

Active
Private limited companyfounded 20178 yrs activeLuchterenstraat 19, 9031 Gent, BelgiumKBO/BCE: BE 0683.682.922
Summary

watervos has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245,586 and a net result of -€7,680. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 77% of 1182 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Personal service activities
NACE 96910General cleaning of buildings NACE 81210
#8 employer in Ghent, Other services sector1 site
Size
€379,524total assets 2025
Staff
32.9 FTE
Equity
€245,586
Loss
-€7,680
Turnover not published (abridged schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
1
Accounts 123 d early0 of 4 deeds read
Why 86- Size: 32.9 FTE, total assets €379,524+ Liquidity: current ratio 1.58, cash €89,129+ Equity €245,586 (64.7% of total assets)+ Figures for FY 2025 (filed 30-03-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 96, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 90+14
equity 64.7% of total assets
Liquidity 64+8
short-term debt 35.3% · cash 23.5%
Profitability 66-1
return on assets -2.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (350 companies)
Last 19 months 04-2025: 0.1%lowest value 05-2025: 0.1%▲ +4.1% vs 04-2025 06-2025: 0.1%▲ +14.8% vs 05-2025 07-2025: 0.2%▲ +15.6% vs 06-2025 08-2025: 0.2%▼ -5.3% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%▼ -0.6% vs 10-2025 12-2025: 0.1%▼ -13.8% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +0.7% vs 01-2026 03-2026: 0.1%▼ -7.2% vs 02-2026 04-2026: 0.3%▲ +139% vs 03-2026highest value 05-2026: 0.3%● 0.0% vs 04-2026highest value 06-2026: 0.3%● 0.0% vs 05-2026highest value 07-2026: 0.3%● 0.0% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 1.58, cash €89,129 lowers the probability
  • Equity €245,586 (64.7% of total assets) lowers the probability
  • Size: 32.9 FTE, total assets €379,524 raises the probability for this profile
  • Figures for FY 2025 (filed 30-03-2026) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.99 in 2024; short-term debt: 35.3% and cash: 23.5% of total assets), and 35.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, small). Better than this share of them on solvency 76%, liquidity 69%, profitability 44%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.58, cash €89,129
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €245,586 (64.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: 32.9 FTE, total assets €379,524
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,680
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
123 d early
2024
3 d early
2023
40 d early
2022
27 d early
2021
3 d early
2020
11 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€7,680 View
  • Positive: Employer in Ghent, Other services sectorin the Checked rankings #8 View
  • Flemish supportawarded 2022 - 2025 €2.2m View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€379,524
Loss
-€7,680
Solvency
64.7%
Total assets▼ 23.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-07-2027
  1. 30-03-2026Annual accounts filed
  2. 28-07-2025Annual accounts filed
  3. 21-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Personal service activitiesNACE 96910
Founded
25-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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