GAN HOME
ActiveThe computed 12-month bankruptcy probability of GAN HOME is 6.5% (elevated). The 2025 annual accounts show equity of €97k and a net result of €-70k. Equity is growing by ~83.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 13240 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-95
Solvency60▼-11
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.74 in 2024; short-term debt: 58.3% and cash: 64.3% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-25.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
52 d early
2024
40 d early
2023
35 d early
2022
32 d late
2021
53 d late
2020
193 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€205k▲ 46.7%
2020 · €140k
2019: €78k
2020: €140k
2019 → 2021
EBIT margin
-0.3%▼ 6.3pp
2020 · 6.0%
2019: -1.5%
2020: 6.0%
2019 → 2021
Net result
€-70k
2024 · €76k
2019: €-1k
2020: €8k
2021: €-1k
2022: €38k
2023: €28k
2024: €76k
2019 → 2025
Working capital
€57k▼ 53.8%
2024 · €124k
2019: €-22k
2020: €-13k
2021: €5k
2022: €33k
2023: €39k
2024: €124k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€205k-
Equity€13k-€51k▲ 283%€91k▲ 77.2%€166k▲ 83.3%€97k▼ 41.8%
Operating result€-698-€49k€44k▼ 9.2%€129k▲ 190%€-65k
Net result€-1k-€38k€28k▼ 24.8%€76k▲ 166%€-70k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €65k after €129k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€58k▼ 16.3%
Current assets
€219k▼ 24.5%
Equity and liabilities €278k
Equity
€97k▼ 41.8%
Debt
€181k▼ 6.8%
The debt ratio rises from 53.8% to 65.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-54k▼
2024 · €141k
Cash flow
€-58k▼
2024 · €88k
Solvency
34.9%▼
2024 · 46.2%
Current ratio
1.35▼
2024 · 1.74
Quick ratio
1.35▼
2024 · 1.74
Debt / equity
1.87▲
2024 · 1.17
ROE
-71.9%▼
2024 · 45.4%
ROA
-25.1%▼
2024 · 21.0%
Interest coverage
-10.44▼
2024 · 31.04
Debt
€181k▼
2024 · €194k
Debt ≤ 1 year
€162k▼
2024 · €167k
Debt > 1 year
€19k▼
2024 · €28k
Income taxes
€279▼
2024 · €49k
Staff costs
€1.17M▼
2024 · €1.21M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€278k▼
Fixed assets21/28€70k€58k▼
Tangible fixed assets22/27€45k€33k▼
Furniture and vehicles24€435€78▼
Leasing and similar rights25€44k€33k▼
Financial fixed assets28€25k€25k=
Current assets29/58€291k€219k▼
Amounts receivable within one year40/41€102k€34k▼
Trade receivables40€96k-
Other amounts receivable41€6k€34k▲
Cash at bank and in hand54/58€187k€179k▼
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€361k€278k▼
Equity10/15€166k€97k▼
Contributions10/11€19k€19k=
Reserves13€104k€104k=
Distributable reserves133€104k€104k=
Profit (loss) carried forward14€44k€-26k▼
Amounts payable17/49€194k€181k▼
Amounts payable after more than one year17€28k€19k▼
Financial debts170/4€28k€19k▼
Amounts payable within one year42/48€167k€162k▼
Current portion of amounts payable after more than one year42€15k€33k▲
Trade debts44€2k€40k▲
Suppliers440/4€2k€40k▲
Taxes, remuneration and social security45€138k€76k▼
Taxes450/3€33k€2k▼
Remuneration and social security454/9€105k€74k▼
Other amounts payable47/48€12k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.21M€1.17M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€7k€5k▼
Gross operating margin9900€1.36M€1.12M▼
Operating profit (loss)9901€129k€-65k▼
Financial income75/76B€306€1k▲
Recurring financial income75€306€1k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€125k€-69k▼
Income taxes67/77€49k€279▼
Profit (loss) for the period9904€76k€-70k▼
Profit (loss) for the period to be appropriated9905€76k€-70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€-26k▼
Profit (loss) brought forward from the previous period14P€44k€44k=
Transfer to equity691/2€76k-
To other reserves6921€76k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-70k ▼192%
Net result drops to €-70k, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €76k ▲166%
Operating result €129k, net result €76k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲83.3%
3 profitable years in a row build equity to €166k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 193 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.52 to 1.09.
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-10-2022
Azrak Abdellah: Resigned as Director
03-10-2022
Nouali Omar: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pletinckxstraat 101000 BrusselGround area
4,118 m²
Building footprint
57 m²
Volume, LiDAR
981 m³
Parcel 21811M0926/00D000, Brussels · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Brussels Net Services
since 20192.289.953.729
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0926/00D000 | Brussels | 4,118 m² | 1 · 57 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 321,703 EUR awarded · 321,292 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 175,211 EUR | 174,800 EUR |
| 2024 | 1 | 146,492 EUR | 146,492 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2019
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.