BDV Optic
ActiveSummary
The computed 12-month bankruptcy probability of BDV Optic is 3.1% (moderate). The 2025 annual accounts show negative equity (-€34,407) and a net result of -€44,407. Its solvency ranks better than 19% of 18458 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability2
Solvency15
Growth-
Track record67
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.17; short-term debt: 31% and cash: 12.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.1%
Return on assets
-13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
-€34,407
Total assets
€340,659
Net result
-€44,407
Working capital
€17,836
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €340,659
Fixed assets
€217,164
Current assets
€123,495
Key figures and ratios
EBITDA
-€5,102
Cash flow
-€17,532
Solvency
-10.1%
Current ratio
1.17
Quick ratio
0.46
Debt to equity
-10.90
ROA
-13.0%
Interest coverage
-0.41
Debt
€375,065
Debt ≤ 1 year
€105,659
Debt > 1 year
€269,406
Income taxes
€88
Staff costs
€88,567
Annual accounts
| Line | 2025 |
|---|---|
| Non-recurring operating income76A | €1,668 |
| Remuneration, social security and pensions62 | €88,567 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,875 |
| Other operating charges640/8 | €4,613 |
| Gross operating margin9900 | €88,079 |
| Operating profit (loss)9901 | -€31,977 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €12,341 |
| Recurring financial charges65 | €12,341 |
| Profit (loss) for the period before taxes9903 | -€44,318 |
| Income taxes67/77 | €88 |
| Profit (loss) for the period9904 | -€44,407 |
| Profit (loss) for the period to be appropriated9905 | -€44,407 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €340,659 | |
| Fixed assets21/28 | €217,164 | |
| Tangible fixed assets22/27 | €209,664 | |
| Plant, machinery and equipment23 | €21,748 | |
| Furniture and vehicles24 | €50,184 | |
| Other tangible fixed assets26 | €137,732 | |
| Financial fixed assets28 | €7,500 | |
| Current assets29/58 | €123,495 | |
| Stocks and contracts in progress3 | €75,375 | |
| Stocks30/36 | €75,375 | |
| Amounts receivable within one year40/41 | €2,941 | |
| Trade receivables40 | €2,941 | |
| Cash at bank and in hand54/58 | €42,472 | |
| Deferred charges and accrued income490/1 | €2,707 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €340,659 | |
| Equity10/15 | -€34,407 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | -€44,407 | |
| Amounts payable17/49 | €375,065 | |
| Amounts payable after more than one year17 | €269,406 | |
| Financial debts170/4 | €269,406 | |
| Amounts payable within one year42/48 | €105,659 | |
| Current portion of amounts payable after more than one year42 | €29,072 | |
| Trade debts44 | €69,930 | |
| Suppliers440/4 | €69,930 | |
| Taxes, remuneration and social security45 | €6,265 | |
| Taxes450/3 | €6,169 | |
| Remuneration and social security454/9 | €96 | |
| Other amounts payable47/48 | €392 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€44,407 |
| + Depreciation and write-downs630 | €26,875 |
| Operating cash flow (approximation) | -€17,532 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2024
Ground area
2,970 m²
Building footprint
228 m²
2 parcels, Wallonia. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
BDV Optic
since 20242.361.196.764
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92014C1106/00X000 | Wallonia | 2,342 m² | - | - |
| 93056D0119/00T021 | Wallonia | 628 m² | 1 · 227 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AUDILU
BE 1040.358.058
Philippeville
MARILYN OPTICAL
BE 0776.949.214
Philippeville
NOCYMA OPTIC
BE 0787.758.081
Philippeville
VEROPTIQUE
BE 0542.596.917
Philippeville
A. PIRMEZ
BE 0424.987.088
Sambreville
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,733 companies in sector 47742 we hold annual accounts for 1,137. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Scores and ratios are computed by Checked and are not a credit decision.